Future Proof Solutions is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1k and a net result of €178k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 8018 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
148 d early
2024
50 d early
2023
76 d early
2022
34 d early
2021
39 d early
2020
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 99.3%
2024 · €134k
2020: €73k
2021: €175k
2022: €277k
2023: €1k
2024: €134k
2020 → 2025
Net result
€178k▲ 33.3%
2024 · €133k
2020: €72k
2021: €102k
2022: €102k
2023: €112k
2024: €133k
2020 → 2025
Total assets
€235k▲ 15.4%
2024 · €204k
2020: €149k
2021: €276k
2022: €367k
2023: €187k
2024: €204k
2020 → 2025
Solvency
0.4%▼ 65.5pp
2024 · 65.9%
2020: 48.8%
2021: 63.5%
2022: 75.6%
2023: 0.5%
2024: 65.9%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€277k▲ 58.5%€1k▼ 99.6%€134k▲ 13,326%€1k▼ 99.3%
Operating result€136k-€136k▼ 0.2%€149k▲ 9.7%€175k▲ 17.1%€230k▲ 31.8%
Net result€102k-€102k▲ 0.1%€112k▲ 9.5%€133k▲ 18.9%€178k▲ 33.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€82k▲ 8.0%
Current assets
€153k▲ 19.7%
Equity and liabilities €235k
Equity
€1k▼ 99.3%
Debt
€234k▲ 237%
The debt ratio rises from 34.1% to 99.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.4%▼
2024 · 65.9%
ROA
75.6%▲
2024 · 65.4%
Debt
€234k▲
2024 · €69k
Debt ≤ 1 year
€234k▲
2024 · €69k
Income taxes
€56k▲
2024 · €43k
A ratio outside any meaningful range has been withheld (balance sheet total €235k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€235k▲
Fixed assets21/28€75k€82k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€75k€82k▲
Furniture and vehicles24€3k€6k▲
Other tangible fixed assets26€72k€76k▲
Current assets29/58€128k€153k▲
Amounts receivable after more than one year29€43k€43k=
Other amounts receivable291€43k€43k=
Amounts receivable within one year40/41€39k€41k▲
Trade receivables40€31k€38k▲
Other amounts receivable41€8k€4k▼
Current investments50/53€10k€0▼
Cash at bank and in hand54/58€34k€65k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€204k€235k▲
Equity10/15€134k€1k▼
Contributions10/11€1k€1k=
Reserves13€133k€0▼
Distributable reserves133€133k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€69k€234k▲
Amounts payable within one year42/48€69k€234k▲
Current portion of amounts payable after more than one year42€0€73k▲
Trade debts44€1k€682▼
Suppliers440/4€1k€682▼
Taxes, remuneration and social security45€39k€46k▲
Taxes450/3€39k€46k▲
Other amounts payable47/48€30k€115k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€188k€243k▲
Operating profit (loss)9901€175k€230k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€643€1k▲
Recurring financial charges65€643€1k▲
Profit (loss) for the period before taxes9903€176k€234k▲
Income taxes67/77€43k€56k▲
Profit (loss) for the period9904€133k€178k▲
Profit (loss) for the period to be appropriated9905€133k€178k▲
Appropriation of the result
Profit (loss) to be appropriated9906€133k€178k▲
Transfer from equity791/2€0€133k▲
Transfer to equity691/2€133k€0▼
To other reserves6921€133k€0▼
Profit to be distributed694/7€0€311k▲
Return on contributions (dividend)694€0€311k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €178k ▲33.3%
Operating result €230k, net result €178k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €134k ▲13326%
5 profitable years in a row build equity to €134k.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €277k ▲58.5%
3 profitable years in a row build equity to €277k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €175k ▲140%
2 profitable years in a row build equity to €175k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijsstraat 359160 LokerenGround area
857 m²
Building footprint
101 m²
Parcel 46383D1612/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
Future Proof Solutions
since 20202.298.252.672
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D1612/00G000 | Flanders | 857 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 807 companies in sector 64999 we hold annual accounts for 484. 40 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2020
Fiscal year end31-12
Activities, NACEBEL
64999Other financial services
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.