Summary
POc-Engineering is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €357,665 and a net result of €137,415. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 8091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
12 d early
2024
42 d early
2023
23 d early
2022
39 d early
2021
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€357,665▼ 25.6%
2024 · €480,723
Net result
€137,415▲ 8.1%
2024 · €127,132
Total assets
€512,261▲ 1.0%
2024 · €506,981
Solvency
69.8%▼ 25.0pp
2024 · 94.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€266,294
Operating result€161,532-€157,332▼ 2.6%€179,608▲ 14.2%€165,025▼ 8.1%€178,155▲ 8.0%
Net result€123,058above the sector's middle half-€105,603above the sector's middle half▼ 14.2%€123,430above the sector's middle half▲ 16.9%€127,132above the sector's middle half▲ 3.0%€137,415above the sector's middle half▲ 8.1%
Equity€124,558within the sector's middle half-€230,161within the sector's middle half▲ 84.8%€353,591within the sector's middle half▲ 53.6%€480,723above the sector's middle half▲ 36.0%€357,665within the sector's middle half▼ 25.6%
Total assets€185,070within the sector's middle half-€294,899within the sector's middle half▲ 59.3%€413,594within the sector's middle half▲ 40.2%€506,981within the sector's middle half▲ 22.6%€512,261within the sector's middle half▲ 1.0%
Debt€60,513-€64,738▲ 7.0%€60,003▼ 7.3%€26,258▼ 56.2%€154,596▲ 489%
Working capital€122,097within the sector's middle half-€198,612above the sector's middle half▲ 62.7%€286,622above the sector's middle half▲ 44.3%€430,479above the sector's middle half▲ 50.2%€324,146above the sector's middle half▼ 24.7%
Solvency67.3%within the sector's middle half-78.0%above the sector's middle half▲ 10.7pp85.5%above the sector's middle half▲ 7.4pp94.8%above the sector's middle half▲ 9.3pp69.8%within the sector's middle half▼ 25.0pp
Current ratio3.02within the sector's middle half-4.07above the sector's middle half▲ 1.055.78above the sector's middle half▲ 1.7117.39above the sector's middle half▲ 11.623.10within the sector's middle half▼ 14.30
Return on assets (ROA)66.5%above the sector's middle half-35.8%above the sector's middle half▼ 30.7pp29.8%above the sector's middle half▼ 6.0pp25.1%within the sector's middle half▼ 4.8pp26.8%above the sector's middle half▲ 1.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512,261
Fixed assets
€33,519 ▼ 33.3%
Current assets
€478,742 ▲ 4.8%
Equity and liabilities €512,261
Equity
€357,665 ▼ 25.6%
Debt
€154,596 ▲ 489%
Debt's share of the balance-sheet total rises from 5.2% to 30.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
38.4%▲
2024 · 26.4%
Debt ≤ 1 year
€154,596▲
2024 · €26,258
Income taxes
€49,405▼
2024 · €53,589
Staff costs
€342
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €266,294 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €105,837 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €342 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €493 | €6,193 | €10,040 | €16,725 | €16,725 | = |
| Other operating charges640/8 | - | €1,422 | €1,673 | €1,795 | €1,693 | ▼ 5.7% |
| Gross operating margin9900 | €162,422 | €164,947 | €191,321 | €183,545 | €196,915 | ▲ 7.3% |
| Operating profit (loss)9901 | €161,532 | €157,332 | €179,608 | €165,025 | €178,155 | ▲ 8.0% |
| Financial income75/76B | - | €2,576 | €2,202 | €3,628 | €8,809 | ▲ 143% |
| Recurring financial income75 | - | €2,576 | €2,202 | €3,628 | €8,809 | ▲ 143% |
| Financial charges65/66B | - | €10,360 | €2,033 | -€12,068 | €144 | ▲ 101% |
| Recurring financial charges65 | €24 | €10,360 | €2,033 | -€12,068 | €144 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | €161,508 | €149,548 | €179,777 | €180,721 | €186,820 | ▲ 3.4% |
| Income taxes67/77 | €38,450 | €43,945 | €56,347 | €53,589 | €49,405 | ▼ 7.8% |
| Profit (loss) for the period9904 | €123,058 | €105,603 | €123,430 | €127,132 | €137,415 | ▲ 8.1% |
| Profit (loss) for the period to be appropriated9905 | €123,058 | €105,603 | €123,430 | €127,132 | €137,415 | ▲ 8.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €185,070 | €294,899 | €413,594 | €506,981 | €512,261 | ▲ 1.0% |
| Fixed assets21/28 | €2,460 | €31,549 | €66,968 | €50,244 | €33,519 | ▼ 33.3% |
| Tangible fixed assets22/27 | €2,460 | €31,549 | €66,968 | €50,244 | €33,519 | ▼ 33.3% |
| Furniture and vehicles24 | - | €30,344 | €66,044 | €49,599 | €33,155 | ▼ 33.2% |
| Other tangible fixed assets26 | - | €1,205 | €925 | €645 | €364 | ▼ 43.5% |
| Current assets29/58 | €182,610 | €263,349 | €346,625 | €456,737 | €478,742 | ▲ 4.8% |
| Amounts receivable within one year40/41 | - | - | - | €441 | €7,703 | ▲ 1,647% |
| Trade receivables40 | - | - | - | €441 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | - | €7,703 | - |
| Current investments50/53 | €27,500 | €84,710 | €247,791 | €385,304 | €425,406 | ▲ 10.4% |
| Cash at bank and in hand54/58 | €155,110 | €177,621 | €95,040 | €69,076 | €43,632 | ▼ 36.8% |
| Deferred charges and accrued income490/1 | - | €1,018 | €3,794 | €1,916 | €2,000 | ▲ 4.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €185,070 | €294,899 | €413,594 | €506,981 | €512,261 | ▲ 1.0% |
| Equity10/15 | €124,558 | €230,161 | €353,591 | €480,723 | €357,665 | ▼ 25.6% |
| Contributions10/11 | - | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €123,058 | €228,661 | €352,091 | €479,223 | €356,165 | ▼ 25.7% |
| Distributable reserves133 | - | €228,661 | €352,091 | €479,223 | €356,165 | ▼ 25.7% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €60,513 | €64,738 | €60,003 | €26,258 | €154,596 | ▲ 489% |
| Amounts payable within one year42/48 | €60,513 | €64,738 | €60,003 | €26,258 | €154,596 | ▲ 489% |
| Trade debts44 | - | €44 | - | €592 | €0 | ▼ 100% |
| Suppliers440/4 | - | €44 | - | €592 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €60,154 | €59,730 | €25,517 | €17,181 | ▼ 32.7% |
| Taxes450/3 | - | €60,154 | €59,730 | €22,949 | €14,681 | ▼ 36.0% |
| Remuneration and social security454/9 | - | - | - | €2,568 | €2,500 | ▼ 2.7% |
| Other amounts payable47/48 | - | €4,539 | €273 | €149 | €137,415 | ▲ 92,267% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €123,058 | €105,603 | €123,430 | €127,132 | €137,415 | ▲ 8.1% |
| + Depreciation and write-downs630 | €493 | €6,193 | €10,040 | €16,725 | €16,725 | = |
| Operating cash flow (approximation) | €123,551 | €111,796 | €133,470 | €143,857 | €154,139 | ▲ 7.1% |
| Investment in fixed assets (approximation) | - | -€35,282 | -€45,459 | €0 | €0 | - |
| Change in cash | - | €22,511 | -€82,581 | -€25,965 | -€25,444 | ▲ 2.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €137,415 ▲8.1%
Net result €137,415, the highest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 17.39
Current ratio from 5.78 to 17.39; short-term debt falls from €60,003 to €26,258.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €105,603 ▼14.2%
Net result drops to €105,603, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €200,000Eq €230,161 ▲84.8%
2 profitable years in a row build equity to €230,161.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Ground area
1,513 m²
Building footprint
252 m²
Volume, LiDAR
1,900 m³
Parcel 44082A0175/00E000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
POc-Engineering
since 20202.304.966.359
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082A0175/00E000 | Flanders | 1,513 m² | 1 · 252 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,406 EUR awarded · 1,406 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 494 EUR | 494 EUR |
| 2022 | 1 | 912 EUR | 912 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
2549000P0LK6WLVXYW32
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Of 806 companies in sector 64999 we hold annual accounts for 487. 309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
64999Other financial services
64210Activities of holding companies
77400Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750785344
Also
9925:BE0750785344
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.