FUNDAMENT
ActiveFUNDAMENT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €28k. Its solvency ranks better than 66% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.68; short-term debt: 28.7% and cash: 72.2% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€31k
Total assets
€44k
Net result
€28k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €44k
Fixed assets
€10k
Current assets
€34k
Equity and liabilities €44k
Equity
€31k
Debt
€13k
Debt finances 28.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€30k
Solvency
71.3%
Current ratio
2.68
Quick ratio
2.68
Debt / equity
0.40
ROE
90.3%
ROA
64.4%
Interest coverage
125.10
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€44k
Fixed assets21/28€10k
Intangible fixed assets21€1k
Tangible fixed assets22/27€9k
Plant, machinery and equipment23€1k
Furniture and vehicles24€3k
Other tangible fixed assets26€5k
Current assets29/58€34k
Amounts receivable within one year40/41€393
Trade receivables40€309
Other amounts receivable41€85
Cash at bank and in hand54/58€31k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€44k
Equity10/15€31k
Contributions10/11€3k
Reserves13€28k
Distributable reserves133€28k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€16
Suppliers440/4€16
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€806
Gross operating margin9900€38k
Operating profit (loss)9901€36k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€300
Recurring financial charges65€300
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€7k
Profit (loss) for the period9904€28k
Profit (loss) for the period to be appropriated9905€28k
Appropriation of the result
Profit (loss) to be appropriated9906€28k
Transfer to equity691/2€28k
To other reserves6921€28k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ernest Claeslaan 142500 LierGround area
1,327 m²
Building footprint
327 m²
Volume, LiDAR
1,138 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FUNDAMENT
since 20232.353.905.829
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0359/00N000 | Flanders | 1,035 m² | 1 · 228 m² | 8.4 m · 2 fl. |
| 11004C0218/00G003 | Flanders | 292 m² | 1 · 100 m² | 2.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2023
Fiscal year end31-03
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.