FT IMMO & CONSEILS
ActiveFT IMMO & CONSEILS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €23k. Equity is growing by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency100▲+16
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.01 against 3.12 in 2024; short-term debt: 11.8% and cash: 64.9% of total assets), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.6%
Return on assets
32%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
5 d early
2023
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 64.6%
2024 · €36k
2023: €22k
2024: €36k
2023 → 2025
Total assets
€73k▲ 19.4%
2024 · €61k
2023: €65k
2024: €61k
2023 → 2025
Net result
€23k▲ 69.1%
2024 · €14k
2023: €20k
2024: €14k
2023 → 2025
Working capital
€52k▲ 73.4%
2024 · €30k
2023: €17k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€36k▲ 61.8%€60k▲ 64.6%
Operating result€32k-€24k▼ 25.3%€36k▲ 53.4%
Net result€20k-€14k▼ 32.1%€23k▲ 69.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€13k▼ 26.7%
Current assets
€61k▲ 37.5%
Equity and liabilities €73k
Equity
€60k▲ 64.6%
Debt
€13k▼ 46.1%
The debt ratio falls from 40.8% to 18.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €30k
Cash flow
€30k▲
2024 · €21k
Solvency
81.6%▲
2024 · 59.2%
Current ratio
7.01▲
2024 · 3.12
Quick ratio
7.01▲
2024 · 3.12
Debt / equity
0.23▼
2024 · 0.69
ROE
39.3%▲
2024 · 38.2%
ROA
32.0%▲
2024 · 22.6%
Interest coverage
38.67▲
2024 · 20.52
Debt
€13k▼
2024 · €25k
Debt ≤ 1 year
€9k▼
2024 · €14k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€73k▲
Fixed assets21/28€17k€13k▼
Intangible fixed assets21€2k€989▼
Tangible fixed assets22/27€16k€12k▼
Furniture and vehicles24€16k€12k▼
Current assets29/58€44k€61k▲
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€6k€6k▼
Other amounts receivable41€346€3k▲
Cash at bank and in hand54/58€33k€48k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€61k€73k▲
Equity10/15€36k€60k▲
Contributions10/11€2k€2k=
Reserves13€34k€58k▲
Distributable reserves133€34k€58k▲
Amounts payable17/49€25k€13k▼
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€14k€9k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€684€94▼
Suppliers440/4€684€94▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€508€414▼
Gross operating margin9900€31k€44k▲
Operating profit (loss)9901€24k€36k▲
Financial income75/76B€305€941▲
Recurring financial income75€305€941▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€23k€36k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€14k€23k▲
Profit (loss) for the period to be appropriated9905€14k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€23k▲
Transfer to equity691/2€14k€23k▲
To other reserves6921€14k€23k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €23k ▲69.1%
Operating result €36k, net result €23k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.01
Current ratio from 3.12 to 7.01; short-term debt falls from €14k to €9k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €14k ▼32.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Hotellerie(L) 937860 LessinesGround area
378 m²
Building footprint
58 m²
Volume, LiDAR
585 m³
Parcel 55023B0435/00A003, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FT IMMO & CONSEILS
since 20232.343.595.719
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55023B0435/00A003 | Wallonia | 378 m² | 1 · 58 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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T&C IMMO
BE 0628.594.840
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THE HOUSE FRIEND
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,989 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2023
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
68122Development of non-residential building projects
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:ft.immo.conseils@gmail.com
Phone:+32470325639
Phone:0470325639