Gaudium Immo

Active

Private limited companyfounded 20224 yrs activePlace de Jéricho 17H, 7012 Mons, BelgiumKBO/BCE: BE 0786.702.365

Gaudium Immo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €28k. Its solvency ranks better than 62% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

89 / 100

Excellent▲ +28 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+53

Solvency75▲+46

Growth78

Stability94

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity tight (current ratio 1.26 against 1.23 in 2023), and 54.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

45.9%

Return on assets

42.6%

Age of the figures

20 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

49 d late

2023

181 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€30k▲ 1,280%

2023 · €2k

2023: €2k

2023 → 2024

Total assets

€66k▲ 465%

2023 · €12k

2023: €12k

2023 → 2024

Net result

€28k▲ 13,645%

2023 · €205

2023: €205

2023 → 2024

Working capital

€9k▲ 318%

2023 · €2k

2023: €2k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€2k-€30k▲ 1,280%

Operating result€324-€36k▲ 10,961%

Net result€205-€28k▲ 13,645%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 10,961% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €66k

32.5%

67.5%

Fixed assets €22k

Current assets €45k

Equity and liabilities €66k

45.9%

54.1%

Equity €30k▲ 1,280%

Debt €36k▲ 276%

The debt ratio falls from 81.2% to 54.1%: equity grows faster than debt.

Key figures and ratios

2024 value · change against 2023

EBITDA

€38k▲

2023 · €2k

Cash flow

€30k▲

2023 · €1k

Solvency

45.9%▲

2023 · 18.8%

Current ratio

1.26▲

2023 · 1.23

Quick ratio

1.26▲

2023 · 1.23

Debt / equity

1.18▼

2023 · 4.32

ROE

92.8%▲

2023 · 9.3%

ROA

42.6%▲

2023 · 1.7%

Interest coverage

490.43▲

2023 · 12.80

Debt

€36k▲

2023 · €10k

Debt ≤ 1 year

€36k▲

2023 · €10k

Income taxes

€8k

Staff costs

€11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€12k€66k▲

Fixed assets21/28-€22k

Intangible fixed assets21-€18k

Tangible fixed assets22/27-€4k

Plant, machinery and equipment23-€719

Furniture and vehicles24-€3k

Current assets29/58€12k€45k▲

Amounts receivable within one year40/41€8k€43k▲

Trade receivables40€620€21k▲

Other amounts receivable41€7k€21k▲

Cash at bank and in hand54/58€4k€2k▼

Equity and liabilities

Total equity and liabilities10/49€12k€66k▲

Equity10/15€2k€30k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€205€28k▲

Amounts payable17/49€10k€36k▲

Amounts payable within one year42/48€10k€36k▲

Trade debts44€6k€14k▲

Suppliers440/4€6k€14k▲

Taxes, remuneration and social security45€2k€14k▲

Taxes450/3€2k€10k▲

Remuneration and social security454/9-€4k

Other amounts payable47/48€2k€8k▲

Accrued charges and deferred income492/3-€316

Income statement Code20232024

Remuneration, social security and pensions62-€11k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲

Other operating charges640/8€476€784▲

Gross operating margin9900€2k€49k▲

Operating profit (loss)9901€324€36k▲

Financial charges65/66B€119€77▼

Recurring financial charges65€119€77▼

Profit (loss) for the period before taxes9903€205€36k▲

Income taxes67/77-€8k

Profit (loss) for the period9904€205€28k▲

Profit (loss) for the period to be appropriated9905€205€28k▲

Appropriation of the result

Profit (loss) to be appropriated9906€205€28k▲

Profit (loss) brought forward from the previous period14P-€205

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

18-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 49 days late

28-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 181 days late

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mons · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place de Jéricho 17H7012 Mons

Ground area

1,237 m²

Building footprint

165 m²

Volume, LiDAR

494 m³

2 parcels, Wallonia · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

3D home.immo

Avenue du Pont Rouge 19, 7000 MonsAgents specialised in the wholesale of other particular products

since 20232.341.081.142

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53053D0232/00Z003	Wallonia	1,047 m²	1 · 99 m²	-
53043B0056/00K000	Wallonia	190 m²	1 · 66 m²	8.6 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Colfontaine · Eq €31k

Sint-Genesius-Rode · Eq €30k

Of 7,287 companies in sector 68110 we hold annual accounts for 5,353. 2,842 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-06-2022

Fiscal year end31-12

Activities, NACEBEL

68110Buying and selling of own real estate

68310Real estate agency activities

68311Real estate activities

68322Real estate appraisal on a fee or contract basis

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.