FT IMMO & CONSEILS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FT IMMO & CONSEILS
Largest movements
- Cash +€14,235
up €14,235 (+42.7%), from €33,321 to €47,557
mainly Net result for the year (+€23,481) and Depreciation (+€7,004)
- Tangible fixed assets -€3,843
down €3,843 (-24.8%), from €15,502 to €11,658
- Receivables within one year +€2,836
up €2,836 (+46.2%), from €6,138 to €8,974
of which Other amounts receivable: +€3,099
- Intangible fixed assets -€757
down €757 (-43.3%), from €1,746 to €989
- Reserves +€23,481
up €23,481 (+68.4%), from €34,336 to €57,817
- Debts after one year -€6,058
down €6,058 (-55.5%), from €10,906 to €4,848
- Other debts -€3,897
no longer reported in 2025 (was €3,897)
- Tax, wage and social debts -€1,439
down €1,439 (-36.5%), from €3,938 to €2,499
of which Remuneration and social security: -€1,400
- Gross operating margin +€12,895
up €12,895 (+41.7%), from €30,903 to €43,798
- Taxes +€4,064
up €4,064 (+47.0%), from €8,654 to €12,717
- Financial income +€637
up €637 (+209%), from €305 to €941
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €61,385 | €73,316 | +€11,931 | +19.4% |
| Fixed assets | 21/28 | €17,248 | €12,648 | -€4,600 | -26.7% |
| Intangible fixed assets | 21 | €1,746 | €989 | -€757 | -43.3% |
| Tangible fixed assets | 22/27 | €15,502 | €11,658 | -€3,843 | -24.8% |
| Furniture and vehicles | 24 | €15,502 | €11,658 | -€3,843 | -24.8% |
| Current assets | 29/58 | €44,138 | €60,668 | +€16,531 | +37.5% |
| Amounts receivable within one year | 40/41 | €6,138 | €8,974 | +€2,836 | +46.2% |
| Trade receivables | 40 | €5,791 | €5,528 | -€263 | -4.5% |
| Other amounts receivable | 41 | €346 | €3,445 | +€3,099 | +894% |
| Cash at bank and in hand | 54/58 | €33,321 | €47,557 | +€14,235 | +42.7% |
| Deferred charges and accrued income | 490/1 | €4,678 | €4,138 | -€541 | -11.6% |
| Total equity and liabilities | 10/49 | €61,385 | €73,316 | +€11,931 | +19.4% |
| Equity | 10/15 | €36,336 | €59,817 | +€23,481 | +64.6% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €34,336 | €57,817 | +€23,481 | +68.4% |
| Distributable reserves | 133 | €34,336 | €57,817 | +€23,481 | +68.4% |
| Amounts payable | 17/49 | €25,050 | €13,499 | -€11,551 | -46.1% |
| Amounts payable after more than one year | 17 | €10,906 | €4,848 | -€6,058 | -55.5% |
| Financial debts | 170/4 | €10,906 | €4,848 | -€6,058 | -55.5% |
| Amounts payable within one year | 42/48 | €14,144 | €8,651 | -€5,493 | -38.8% |
| Current portion of amounts payable after more than one year | 42 | €5,625 | €6,058 | +€433 | +7.7% |
| Trade debts | 44 | €684 | €94 | -€590 | -86.3% |
| Suppliers | 440/4 | €684 | €94 | -€590 | -86.3% |
| Taxes, remuneration and social security | 45 | €3,938 | €2,499 | -€1,439 | -36.5% |
| Taxes | 450/3 | €2,538 | €2,499 | -€39 | -1.5% |
| Remuneration and social security | 454/9 | €1,400 | - | -€1,400 | |
| Other amounts payable | 47/48 | €3,897 | - | -€3,897 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,679 | €7,004 | +€325 | +4.9% |
| Other operating charges | 640/8 | €508 | €414 | -€95 | -18.6% |
| Gross operating margin | 9900 | €30,903 | €43,798 | +€12,895 | +41.7% |
| Operating profit (loss) | 9901 | €23,715 | €36,379 | +€12,664 | +53.4% |
| Financial income | 75/76B | €305 | €941 | +€637 | +209% |
| Recurring financial income | 75 | €305 | €941 | +€637 | +209% |
| Financial charges | 65/66B | €1,481 | €1,122 | -€359 | -24.3% |
| Recurring financial charges | 65 | €1,481 | €1,122 | -€359 | -24.3% |
| Profit (loss) for the period before taxes | 9903 | €22,539 | €36,199 | +€13,660 | +60.6% |
| Income taxes | 67/77 | €8,654 | €12,717 | +€4,064 | +47.0% |
| Profit (loss) for the period | 9904 | €13,885 | €23,481 | +€9,596 | +69.1% |
| Profit (loss) for the period to be appropriated | 9905 | €13,885 | €23,481 | +€9,596 | +69.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.