FRIT'HOUSE'L
ActiveFRIT'HOUSE'L has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €893k and a net result of €230k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency70▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.0 in 2024; short-term debt: 11.4% and cash: 13.7% of total assets), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
11.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-02-2026, 168 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
168 d early
2024
143 d early
2023
37 d early
2022
4 d early
2021
76 d early
2020
16 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€230k▲ 39.1%
2024 · €165k
2018: €131k
2019: €131k
2020: €98k
2021: €164k
2022: €131k
2023: €148k
2024: €165k
2018 → 2025
Working capital
€197k▲ 15,123%
2024 · €1k
2018: €333k
2019: €-49k
2020: €186k
2021: €22k
2022: €118k
2023: €-64k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€536k-€667k▲ 24.3%€699k▲ 4.8%€664k▼ 5.0%€893k▲ 34.6%
Operating result€213k-€188k▼ 11.8%€221k▲ 17.5%€246k▲ 11.3%€356k▲ 44.9%
Net result€164k-€131k▼ 20.5%€148k▲ 13.0%€165k▲ 11.8%€230k▲ 39.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.96M
Fixed assets
€1.54M▼ 2.6%
Current assets
€421k▲ 8.6%
Equity and liabilities €1.96M
Equity
€893k▲ 34.6%
Debt
€1.07M▼ 18.1%
The debt ratio falls from 66.4% to 54.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€509k▲
2024 · €364k
Cash flow
€383k▲
2024 · €284k
Solvency
45.5%▲
2024 · 33.6%
Current ratio
1.88▲
2024 · 1.00
Quick ratio
1.76▲
2024 · 0.96
Debt / equity
1.20▼
2024 · 1.97
ROE
25.7%▲
2024 · 24.9%
ROA
11.7%▲
2024 · 8.4%
Interest coverage
18.00▲
2024 · 10.23
Debt
€1.07M▼
2024 · €1.31M
Debt ≤ 1 year
€224k▼
2024 · €386k
Debt > 1 year
€836k▼
2024 · €904k
Income taxes
€99k▲
2024 · €46k
Staff costs
€153k▲
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.97M€1.96M▼
Fixed assets21/28€1.59M€1.54M▼
Tangible fixed assets22/27€1.58M€1.54M▼
Land and buildings22€1.49M€1.38M▼
Plant, machinery and equipment23€73k€129k▲
Furniture and vehicles24€20k€37k▲
Assets under construction and advance payments27€0-
Financial fixed assets28€2k€2k=
Current assets29/58€387k€421k▲
Stocks and contracts in progress3€17k€26k▲
Stocks30/36€17k€26k▲
Amounts receivable within one year40/41€110k€110k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€106k€100k▼
Cash at bank and in hand54/58€246k€269k▲
Deferred charges and accrued income490/1€16k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.97M€1.96M▼
Equity10/15€664k€893k▲
Contributions10/11€22k€22k=
Reserves13€639k€868k▲
Tax-exempt reserves132€35k€35k=
Distributable reserves133€604k€833k▲
Profit (loss) carried forward14€1k€2k▲
Investment grants15€1k€894▼
Amounts payable17/49€1.31M€1.07M▼
Amounts payable after more than one year17€904k€836k▼
Financial debts170/4€443k€409k▼
Other amounts payable178/9€462k€427k▼
Amounts payable within one year42/48€386k€224k▼
Current portion of amounts payable after more than one year42€106k€117k▲
Trade debts44€39k€23k▼
Suppliers440/4€39k€23k▼
Taxes, remuneration and social security45€41k€84k▲
Taxes450/3€28k€69k▲
Remuneration and social security454/9€13k€15k▲
Other amounts payable47/48€200k€0▼
Accrued charges and deferred income492/3€19k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€146k€153k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€119k€153k▲
Other operating charges640/8€8k€9k▲
Non-recurring operating charges66A-€998
Gross operating margin9900€519k€672k▲
Operating profit (loss)9901€246k€356k▲
Financial income75/76B€760€1k▲
Recurring financial income75€760€1k▲
Financial charges65/66B€36k€28k▼
Recurring financial charges65€36k€28k▼
Profit (loss) for the period before taxes9903€211k€329k▲
Income taxes67/77€46k€99k▲
Profit (loss) for the period9904€165k€230k▲
Profit (loss) for the period to be appropriated9905€165k€230k▲
Appropriation of the result
Profit (loss) to be appropriated9906€166k€231k▲
Profit (loss) brought forward from the previous period14P€1k€1k▲
Transfer from equity791/2€200k€0▼
Transfer to equity691/2€165k€229k▲
To other reserves6921€165k€229k▲
Profit to be distributed694/7€200k€0▼
Return on contributions (dividend)694€200k€0▼
Social balance
Average headcount (FTE)90874.64.2▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €230k ▲39.1%
Operating result €356k, net result €230k, both a record.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €98k ▼25.1%
Net result drops to €98k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 2.50
Current ratio from 0.92 to 2.50; short-term debt falls from €608k to €124k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €500kEq €596k ▲19.8%
2 profitable years in a row build equity to €596k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Piat(TOU) 67500 TournaiGround area
176 m²
Building footprint
143 m²
Volume, LiDAR
1,591 m³
Parcel 57081H0202/00C000, Wallonia · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FRIT'HOUSE'L
since 20082.167.679.784
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081H0202/00C000 | Wallonia | 176 m² | 2 · 143 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.167.679.784
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 2,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2008
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0495/57 90 10