De Rijck Patrick
ActiveDe Rijck Patrick has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €728k and a net result of €212k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 3668 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency72▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 3.64 in 2024; short-term debt: 30.2% and cash: 19.5% of total assets), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
50 d early
2023
38 d early
2022
8 d early
2021
31 d early
2020
16 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€728k▼ 16.0%
2024 · €866k
2018: €190k
2019: €264k
2020: €346k
2021: €448k
2022: €618k
2023: €799k
2024: €866k
2018 → 2025
Total assets
€1.54M▲ 0.9%
2024 · €1.53M
2018: €863k
2019: €921k
2020: €941k
2021: €1.06M
2022: €1.26M
2023: €1.39M
2024: €1.53M
2018 → 2025
Net result
€212k▲ 7.0%
2024 · €198k
2018: €77k
2019: €74k
2020: €83k
2021: €102k
2022: €170k
2023: €181k
2024: €198k
2018 → 2025
Working capital
€568k▼ 16.8%
2024 · €682k
2018: €120k
2019: €122k
2020: €226k
2021: €270k
2022: €397k
2023: €585k
2024: €682k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€448k-€618k▲ 38.1%€799k▲ 29.2%€866k▲ 8.5%€728k▼ 16.0%
Operating result€154k-€252k▲ 63.4%€278k▲ 10.5%€301k▲ 8.2%€312k▲ 3.7%
Net result€102k-€170k▲ 67.4%€181k▲ 6.4%€198k▲ 9.0%€212k▲ 7.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€510k▼ 13.5%
Current assets
€1.03M▲ 9.9%
Equity and liabilities €1.54M
Equity
€728k▼ 16.0%
Debt
€816k▲ 22.9%
The debt ratio rises from 43.4% to 52.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€399k▲
2024 · €392k
Cash flow
€299k▲
2024 · €288k
Solvency
47.1%▼
2024 · 56.6%
Current ratio
2.22▼
2024 · 3.64
Quick ratio
2.20▼
2024 · 3.59
Debt / equity
1.12▲
2024 · 0.77
ROE
29.1%▲
2024 · 22.8%
ROA
13.7%▲
2024 · 12.9%
Interest coverage
19.90▼
2024 · 23.27
Debt
€816k▲
2024 · €664k
Debt ≤ 1 year
€466k▲
2024 · €258k
Debt > 1 year
€350k▼
2024 · €406k
Income taxes
€93k▲
2024 · €86k
Staff costs
€164k▲
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.54M▲
Fixed assets21/28€590k€510k▼
Tangible fixed assets22/27€590k€510k▼
Land and buildings22€17k€9k▼
Plant, machinery and equipment23€81k€70k▼
Furniture and vehicles24€76k€50k▼
Other tangible fixed assets26€415k€381k▼
Current assets29/58€940k€1.03M▲
Stocks and contracts in progress3€13k€8k▼
Stocks30/36€13k€8k▼
Amounts receivable within one year40/41€20k€116▼
Trade receivables40€313-
Other amounts receivable41€20k€116▼
Current investments50/53-€702k
Cash at bank and in hand54/58€886k€302k▼
Deferred charges and accrued income490/1€21k€22k▲
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.54M▲
Equity10/15€866k€728k▼
Contributions10/11€12k€12k=
Reserves13€854k€715k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€852k€714k▼
Amounts payable17/49€664k€816k▲
Amounts payable after more than one year17€406k€350k▼
Financial debts170/4€406k€350k▼
Amounts payable within one year42/48€258k€466k▲
Current portion of amounts payable after more than one year42€62k€58k▼
Trade debts44€19k€16k▼
Suppliers440/4€19k€16k▼
Advances received on contracts in progress46€70€270▲
Taxes, remuneration and social security45€47k€55k▲
Taxes450/3€46k€52k▲
Remuneration and social security454/9€929€2k▲
Other amounts payable47/48€130k€337k▲
Income statement
Code20242025
Remuneration, social security and pensions62€143k€164k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€87k▼
Gross operating margin9900€535k€564k▲
Operating profit (loss)9901€301k€312k▲
Financial income75/76B€56€12k▲
Recurring financial income75€56€12k▲
Financial charges65/66B€17k€20k▲
Recurring financial charges65€17k€20k▲
Profit (loss) for the period before taxes9903€284k€304k▲
Income taxes67/77€86k€93k▲
Profit (loss) for the period9904€198k€212k▲
Profit (loss) for the period to be appropriated9905€198k€212k▲
Appropriation of the result
Profit (loss) to be appropriated9906€198k€212k▲
Transfer from equity791/2€130k€350k▲
Transfer to equity691/2€198k€212k▲
To other reserves6921€198k€212k▲
Profit to be distributed694/7€130k€350k▲
Return on contributions (dividend)694€130k€350k▲
Social balance
Average headcount (FTE)90874.54.7▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €212k ▲7%
Operating result €312k, net result €212k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €618k ▲38.1%
5 profitable years in a row build equity to €618k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €74k ▼3.7%
Net result drops to €74k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €264k ▲39%
2 profitable years in a row build equity to €264k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersesteenweg 2803130 BegijnendijkGround area
1,653 m²
Building footprint
271 m²
Volume, LiDAR
1,396 m³
Parcel 24007B0335/00F000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Knabbel & Babbel
since 20122.216.073.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007B0335/00F000 | Flanders | 1,653 m² | 1 · 270 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBegijnendijk2.216.073.480
Dual-learning approval
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 5,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-12-2012
Fiscal year end31-12
Trade name NL
Knabbel en Babbel
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.