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FRANBELUX

Active Private limited companyfounded 2011active for 15 yearsRue du Commerce 12, 1400 NivellesKBO/BCE: BE 0837.846.111

Lifetime

14 annual accounts with figures on one time axis
peak €268,641 (2023)
€237,582▲ 1.6%
lowest -€143,811 (2025)
-€143,811▼ €152,593
peak €228,560 (2021)
€71,156▼ 66.9%
€1.2m▼ 8.5%
peak 2.3 FTE (2020)
-not published
Board2 names since 2014
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Loss of €143,811Equity from €214,968 to €71,156Cash from €34 to €1,105

Key points

from the 2025 annual accounts

Equity

€71,156 from €228,560 in 2021

Equity fell by 69% in 4 years.

Result

-€143,811 -€143,811
€8,7802024-€144,0002025

From profit to loss in 2025, after a profit of €8,781 in 2024.

Debts

€1.2m 94% of the balance sheet
Financial debts 49%Suppliers 37%Taxes and wages 4%Other 10%

Of this, €873,960 falls due within a year.

Staff

3 employees on 31-12-2025
202021222022352024542025

In 2025, 5 people joined and 4 left.

Position in the sector

-€143,811

Lower net result than 95% of companies in rubber and plastics. Sector median €8,516 · 158 companies.

Checked score

51
Fair
Financially stronger than 14% of micro companies in rubber and plastics (NACE 22)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 355 companies (NACE 22, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4%lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.8 percentage points vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▲ +0.3 percentage points vs 04-2026 06-2026: 1.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 2.2%● unchanged vs 08-2026highest value 10-2026: 2.2%● unchanged vs 09-2026 11-2026: 2.2%● unchanged vs 10-2026

Financial strength
Weak

31-8equity 5.5% of total assets
14-5short-term debt 67.7% · cash 0.1%
5-38return on assets -11.1%

Score breakdown

raises risk
Loss of €143,811 (financial year 2025)
1 change of registered office in 24 months
Liquidity: current ratio 1.02, cash €1,105
lowers risk
Size: total assets €1.3m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 22, micro). It does better than 19% of them on solvency, 13% on liquidity, 16% on profitability and 9% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 642 companies had the same profile as FRANBELUX has now. Each dot stands for 2 companies, two years later.

89.9%
were still trading
5.5%
stopped another way
3.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more

Another 1.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of FRANBELUX itself: 2.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 642 companies, not a prediction for FRANBELUX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity is tight, with a current ratio of 1.02 (0.87 in 2024), below the usual 1.5. Short-term debt is 67.7% and cash 0.1% of total assets. 94.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €143,811 (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.02, cash €1,105
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 158 sector peers (2025).
NBB · sector comparison
Position among 158 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
22 days early
2023
43 days early
2022
47 days early
2021
37 days early
2020
65 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 22), the median for financial year 2024 was 14 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • Jean-Rémy DEBOCK 269 sharesdeed of 24-02-2026
  • Pierre-Gilles DEBOCK 180 sharesdeed of 24-02-2026

Shares in 1 company, FBL POSE

Board & ownership

Recent changes

Registered office moved from Glabais to Nivelles New registered office: Rue du Commerce 12, boîte 4, 1400 Nivelles · Previous registered office: Rue des Croix du Feu 9, 1473 Glabais (Genappe) · Change of role: DEBOCK Jean-Rémy Fabian Ghislain, from manager to director · General meeting of 20-02-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0837846111
Incorporation published on 15-07-2011 · Gazette deed
First establishment Rue du Commerce 12, Nivelles
All 25 events

Comparable companies

same main activity, similar in size and age
Company
FRANBELUX Nivelles €1.3m €237,582 5.5% -
DEDERICHS-FENSTER Saint-Vith €1.0m €361,450 83.1% 1.8
VANCOILLIE PLASTICS Roeselare €0.8m €184,287 69.4% 0.8
ANAF COMPOUNDING SOLUTIONS Dentergem €0.8m €436,902 65.6% 1.8
GEPEX Heusden-Zolder €1.3m €475,553 33.2% -
VIPKE Retie €1.3m €211,637 53.0% -
FERRONNERIE DOBBELSTEIN DANNY Plombières €0.9m €357,826 19.6% 5.5

These companies have the same main activity as FRANBELUX: manufacture of rubber and plastic products (NACE 22240). They are comparable in size and age: total assets between €838,000 and €1.3m, founded between 2004 and 2016.

Official details

Source: KBO
Status
Active since 13-07-2011Normal situation
Registered office
13 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Manufacture of rubber and plastic productsNACE 22240and 1 other
Establishment unit
2.200.816.2711400 Nivelles, since 13-07-2011
Financial year end
31 December
Peppol
Reachable since 15-12-2025
Company details

Annual accounts 2025

≈ €590,000estimated
€1.3m▼ 16.6%
Employeeson 31-12-2025
3▲ 50.0%
Filing
Filed on 01-07-2026, 30 days before the end of the filing period
Financials

Insights on FRANBELUX

FRANBELUX files the micro format. That format states no turnover. The gross margin rose from -€28,273 in 2012 to €237,582 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FRANBELUX

What is the company number of FRANBELUX?
The company number of FRANBELUX is 0837.846.111. The VAT number is the same number with BE in front: BE 0837.846.111.
Where is FRANBELUX based?
The registered office is at Rue du Commerce 12, 1400 Nivelles.Company details
What does FRANBELUX do?
According to the KBO register, the main activity is manufacture of rubber and plastic products (NACE 22240).
What is the legal form of FRANBELUX?
FRANBELUX is a private limited company (BV).
When was FRANBELUX founded?
FRANBELUX was founded on 13-07-2011.
Is FRANBELUX still active?
Yes, FRANBELUX is an active enterprise in the KBO register.
How many employees does FRANBELUX have?
FRANBELUX had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FRANBELUX?
The turnover in financial year 2025 is ≈ €590,000. This figure is estimated from the gross margin of €237,582 and 2,205 comparable companies of the same size. It probably lies between €400,000 and €920,000. It is a rough estimate. In financial year 2018 turnover was €904,777.
Is FRANBELUX profitable?
In financial year 2025, FRANBELUX made a loss of €143,811.
Where can I find the annual accounts of FRANBELUX?
FRANBELUX filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FRANBELUX due?
FRANBELUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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