DEDERICHS-FENSTER
ActiveDEDERICHS-FENSTER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €803k and a net result of €169k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 87% of 156 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 4.59 in 2024), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
17.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
19 d late
2022
28 d late
2021
26 d late
2020
24 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€169k▲ 14.0%
2024 · €148k
2018: €124k
2019: €160k
2020: €106k
2021: €111k
2022: €148k
2023: €118k
2024: €148k
2018 → 2025
Working capital
€622k▼ 10.6%
2024 · €696k
2018: €646k
2019: €815k
2020: €717k
2021: €658k
2022: €734k
2023: €715k
2024: €696k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€683k-€752k▲ 10.1%€751k▼ 0.2%€739k▼ 1.5%€803k▲ 8.6%
Operating result€140k-€200k▲ 42.7%€156k▼ 21.6%€189k▲ 20.8%€215k▲ 13.9%
Net result€111k-€148k▲ 33.5%€118k▼ 19.9%€148k▲ 24.8%€169k▲ 14.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966k
Fixed assets
€183k▲ 302%
Current assets
€783k▼ 11.9%
Equity and liabilities €966k
Equity
€803k▲ 8.6%
Provisions
€2k=
Debt
€161k▼ 16.8%
The debt ratio falls from 20.7% to 16.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€244k▲
2024 · €200k
Cash flow
€197k▲
2024 · €159k
Solvency
83.1%▲
2024 · 79.1%
Current ratio
4.86▲
2024 · 4.59
Quick ratio
4.46▲
2024 · 4.33
Debt / equity
0.20▼
2024 · 0.26
ROE
21.0%▲
2024 · 20.0%
ROA
17.4%▲
2024 · 15.8%
Interest coverage
2972.54▲
2024 · 2446.86
Debt
€161k▼
2024 · €194k
Debt ≤ 1 year
€161k▼
2024 · €194k
Income taxes
€73k▲
2024 · €69k
Staff costs
€105k▼
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€935k€966k▲
Fixed assets21/28€46k€183k▲
Tangible fixed assets22/27€46k€183k▲
Land and buildings22€10k€8k▼
Plant, machinery and equipment23€1k€7k▲
Furniture and vehicles24€34k€168k▲
Current assets29/58€890k€783k▼
Stocks and contracts in progress3€51k€64k▲
Stocks30/36€51k€64k▲
Amounts receivable within one year40/41€79k€56k▼
Trade receivables40€70k€49k▼
Other amounts receivable41€9k€6k▼
Current investments50/53€500k€400k▼
Cash at bank and in hand54/58€253k€256k▲
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€935k€966k▲
Equity10/15€739k€803k▲
Contributions10/11€25k€25k=
Reserves13€630k€693k▲
Distributable reserves133€630k€693k▲
Profit (loss) carried forward14€85k€86k▲
Provisions and deferred taxes16€2k€2k=
Provisions for liabilities and charges160/5€2k€2k=
Other liabilities and charges164/5€2k€2k=
Amounts payable17/49€194k€161k▼
Amounts payable within one year42/48€194k€161k▼
Trade debts44€2k€24k▲
Suppliers440/4€2k€24k▲
Taxes, remuneration and social security45€39k€37k▼
Taxes450/3€39k€37k▼
Other amounts payable47/48€152k€100k▼
Income statement
Code20242025
Remuneration, social security and pensions62€116k€105k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€29k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€0=
Other operating charges640/8€9k€12k▲
Gross operating margin9900€331k€361k▲
Operating profit (loss)9901€189k€215k▲
Financial income75/76B€28k€27k▼
Recurring financial income75€28k€27k▼
Financial charges65/66B€82€82▲
Recurring financial charges65€82€82▲
Profit (loss) for the period before taxes9903€217k€242k▲
Income taxes67/77€69k€73k▲
Profit (loss) for the period9904€148k€169k▲
Profit (loss) for the period to be appropriated9905€148k€169k▲
Appropriation of the result
Profit (loss) to be appropriated9906€232k€254k▲
Profit (loss) brought forward from the previous period14P€84k€85k▲
Transfer to equity691/2€147k€168k▲
To other reserves6921€147k€168k▲
Social balance
Average headcount (FTE)90872.01.8▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Highest result since 2018net €169k ▲14%
Operating result €215k, net result €169k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €106k ▼33.7%
Net result drops to €106k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Setz 20A4783 Sankt Vith1 establishment unit
DEDERICHS-FENSTER PGMBH
since 20112.198.619.519
Recognitions · licences · registrations
Recognised contractor
5 categoriesDEDERICHS-FENSTER SRL40726
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Of 623 companies in sector 22240 we hold annual accounts for 354. 213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2011
Fiscal year end31-12
Activities, NACEBEL
22240Manufacture of rubber and plastic products
43320Joinery installation
25120Manufacture of fabricated metal products, except machinery and equipment
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.