FBL POSE
ActiveThe file of FBL POSE contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (€-55k) and a net result of €-62k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27711 sector peers (fiscal year 2025).
Checked score
Score 2025
0
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-36
Growth32▼-20
Track record60
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 1.1 in 2024; short-term debt: 195% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-95%
Return on assets
-107.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-55k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
1 d early
2023
43 d early
2022
49 d early
2021
39 d early
2020
110 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-55k
2024 · €7k
2019: €-2k
2020: €9k
2021: €23k
2022: €31k
2023: €25k
2024: €7k
2019 → 2025
Total assets
€58k▼ 13.7%
2024 · €67k
2019: €39k
2020: €114k
2021: €114k
2022: €132k
2023: €145k
2024: €67k
2019 → 2025
Net result
€-62k▼ 249%
2024 · €-18k
2019: €-8k
2020: €31k
2021: €2k
2022: €8k
2023: €-6k
2024: €-18k
2019 → 2025
Working capital
€-55k
2024 · €6k
2019: €-5k
2020: €7k
2021: €22k
2022: €27k
2023: €22k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€31k▲ 35.0%€25k▼ 18.4%€7k▼ 71.3%€-55k
Operating result€2k-€12k▲ 699%€-5k€-17k▼ 240%€-35k▼ 98.5%
Net result€2k-€8k▲ 405%€-6k€-18k▼ 216%€-62k▼ 249%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2025 against €17k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
EBITDA
€-34k▼
2024 · €-16k
Cash flow
€-61k▼
2024 · €-17k
Solvency
-95.0%▼
2024 · 10.7%
Current ratio
0.51▼
2024 · 1.10
Quick ratio
0.51▼
2024 · 0.96
Debt / equity
-2.05▼
2024 · 8.34
ROA
-107.4%▼
2024 · -26.6%
Interest coverage
-8.11▲
2024 · -46.48
Debt
€113k▲
2024 · €60k
Debt ≤ 1 year
€113k▲
2024 · €60k
Staff costs
€214k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€58k▼
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Financial fixed assets28€363-
Current assets29/58€66k€58k▼
Stocks and contracts in progress3€8k-
Stocks30/36€8k-
Amounts receivable within one year40/41€52k€53k▲
Trade receivables40€51k€52k▲
Other amounts receivable41€1k€936▼
Cash at bank and in hand54/58€283€113▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€67k€58k▼
Equity10/15€7k€-55k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-11k€-74k▼
Amounts payable17/49€60k€113k▲
Amounts payable within one year42/48€60k€113k▲
Trade debts44€55k€29k▼
Suppliers440/4€55k€29k▼
Taxes, remuneration and social security45€5k€84k▲
Taxes450/3-€470
Remuneration and social security454/9€5k€84k▲
Other amounts payable47/48€30€30=
Income statement
Code20242025
Remuneration, social security and pensions62€144k€214k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€5k€23k▲
Gross operating margin9900€133k€203k▲
Operating profit (loss)9901€-17k€-35k▼
Financial income75/76B€0€303▲
Recurring financial income75€0€303▲
Financial charges65/66B€350€28k▲
Recurring financial charges65€350€4k▲
Non-recurring financial charges66B-€24k
Profit (loss) for the period before taxes9903€-18k€-62k▼
Profit (loss) for the period9904€-18k€-62k▼
Profit (loss) for the period to be appropriated9905€-18k€-62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-74k▼
Profit (loss) brought forward from the previous period14P€6k€-11k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise du Brabant wallon · 20260021 · event 22-07-2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
22-04
Judicial reorganisation
Opening
Tribunal de l’entreprise du Brabant wallon · collectif_pme · event 16-04-2026
2025
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Commerce 121400 NivellesGround area
1.1 ha
Building footprint
4,879 m²
Volume, LiDAR
27,516 m³
Parcel 25782C0629/00H000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FBL POSE
since 20182.293.237.178
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0629/00H000 | Wallonia | 1.1 ha | 1 · 4,879 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 3,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2018
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:contact@fblpose.be
Phone:+3267400210