FRAMILOT
ActiveSummary
FRAMILOT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425k and a net result of €28k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-13
Solvency97▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.5 in 2024; short-term debt: 5.9% and cash: 2.2% of total assets), and 28% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
4.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
31 d early
2023
1 d early
2022
10 d early
2021
25 d early
2020
3 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€425k▲ 6.9%
2024 · €397k
2019: €187klowest in 7 years
2020: €224k▲ +20.2% vs 2019
2021: €254k▲ +13.2% vs 2020
2022: €282k▲ +11.0% vs 2021
2023: €304k▲ +7.8% vs 2022
2024: €397k▲ +30.6% vs 2023
2025: €425k▲ +6.9% vs 2024highest in 7 years
2019 → 2025
Total assets
€589k▼ 0.6%
2024 · €592k
2019: €604k
2020: €612k▲ +1.3% vs 2019highest in 7 years
2021: €586k▼ -4.2% vs 2020
2022: €599k▲ +2.3% vs 2021
2023: €566k▼ -5.6% vs 2022lowest in 7 years
2024: €592k▲ +4.7% vs 2023
2025: €589k▼ -0.6% vs 2024
2019 → 2025
Net result
€28k▼ 70.5%
2024 · €93k
2019: €14klowest in 7 years
2020: €50k▲ +254% vs 2019
2021: €30k▼ -40.6% vs 2020
2022: €28k▼ -5.6% vs 2021
2023: €22k▼ -21.2% vs 2022
2024: €93k▲ +324% vs 2023highest in 7 years
2025: €28k▼ -70.5% vs 2024
2019 → 2025
Working capital
€5k▼ 79.2%
2024 · €25k
2019: €-125klowest in 7 years
2020: €-79k▲ +36.6% vs 2019
2021: €-56k▲ +28.8% vs 2020
2022: €-35k▲ +37.4% vs 2021
2023: €-29k▲ +17.4% vs 2022
2024: €25k▲ +187% vs 2023highest in 7 years
2025: €5k▼ -79.2% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€282k▲ 11.0%€304k▲ 7.8%€397k▲ 30.6%€425k▲ 6.9%
2021: €254klowest in 5 years
2022: €282k▲ +11.0% vs 2021
2023: €304k▲ +7.8% vs 2022
2024: €397k▲ +30.6% vs 2023
2025: €425k▲ +6.9% vs 2024highest in 5 years
Operating result€52k-€50k▼ 2.7%€42k▼ 15.7%€135k▲ 217%€51k▼ 62.3%
2021: €52k
2022: €50k▼ -2.7% vs 2021
2023: €42k▼ -15.7% vs 2022lowest in 5 years
2024: €135k▲ +217% vs 2023highest in 5 years
2025: €51k▼ -62.3% vs 2024
Net result€30k-€28k▼ 5.6%€22k▼ 21.2%€93k▲ 324%€28k▼ 70.5%
2021: €30k
2022: €28k▼ -5.6% vs 2021
2023: €22k▼ -21.2% vs 2022lowest in 5 years
2024: €93k▲ +324% vs 2023highest in 5 years
2025: €28k▼ -70.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €589k
Fixed assets
€549k ▲ 6.4%
Current assets
€40k ▼ 47.6%
Equity and liabilities €589k
Equity
€425k ▲ 6.9%
Debt
€165k ▼ 15.8%
Debt's share of the balance-sheet total falls from 33.0% to 28.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▼
2024 · €172k
Cash flow
€75k▼
2024 · €131k
Current ratio
1.15▼
2024 · 1.50
Debt to equity
0.39▼
2024 · 0.49
ROE
6.5%▼
2024 · 23.5%
ROA
4.7%▼
2024 · 15.7%
Interest coverage
9.84▼
2024 · 15.40
Debt ≤ 1 year
€35k▼
2024 · €51k
Debt > 1 year
€121k▼
2024 · €133k
Income taxes
€13k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€592k€589k▼
Fixed assets21/28€516k€549k▲
Tangible fixed assets22/27€516k€549k▲
Land and buildings22€496k€479k▼
Furniture and vehicles24€20k€70k▲
Current assets29/58€76k€40k▼
Amounts receivable within one year40/41€35k€22k▼
Trade receivables40€7k€22k▲
Other amounts receivable41€27k€764▼
Cash at bank and in hand54/58€36k€13k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€592k€589k▼
Equity10/15€397k€425k▲
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€142k€170k▲
Non-distributable reserves130/1€7k€9k▲
Legal reserve130€7k€9k▲
Distributable reserves133€135k€161k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€195k€165k▼
Amounts payable after more than one year17€133k€121k▼
Financial debts170/4€133k€121k▼
Amounts payable within one year42/48€51k€35k▼
Current portion of amounts payable after more than one year42€10k€15k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Other amounts payable47/48€19k€890▼
Accrued charges and deferred income492/3€11k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€48k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€179k€105k▼
Operating profit (loss)9901€135k€51k▼
Financial income75/76B€31€151▲
Recurring financial income75€31€151▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€124k€41k▼
Income taxes67/77€30k€13k▼
Profit (loss) for the period9904€93k€28k▼
Profit (loss) for the period to be appropriated9905€93k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€32k▼
Profit (loss) brought forward from the previous period14P€1k€5k▲
Transfer to equity691/2€90k€28k▼
To the legal reserve6920€5k€2k▼
To other reserves6921€85k€26k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38k | €35k | €37k | €38k | €48k | ▲ 27.6% |
| Other operating charges640/8 | - | €7k | €6k | €7k | €6k | ▼ 6.4% |
| Gross operating margin9900 | €95k | €93k | €86k | €179k | €105k | ▼ 41.4% |
| Operating profit (loss)9901 | €52k | €50k | €42k | €135k | €51k | ▼ 62.3% |
| Financial income75/76B | - | €239 | €57 | €31 | €151 | ▲ 385% |
| Recurring financial income75 | - | €239 | €57 | €31 | €151 | ▲ 385% |
| Financial charges65/66B | - | €8k | €11k | €11k | €10k | ▼ 10.4% |
| Recurring financial charges65 | €11k | €8k | €11k | €11k | €10k | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | €41k | €43k | €32k | €124k | €41k | ▼ 66.9% |
| Income taxes67/77 | €11k | €15k | €10k | €30k | €13k | ▼ 56.2% |
| Profit (loss) for the period9904 | €30k | €28k | €22k | €93k | €28k | ▼ 70.5% |
| Profit (loss) for the period to be appropriated9905 | €30k | €28k | €22k | €93k | €28k | ▼ 70.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €586k | €599k | €566k | €592k | €589k | ▼ 0.6% |
| Fixed assets21/28 | €575k | €588k | €554k | €516k | €549k | ▲ 6.4% |
| Tangible fixed assets22/27 | €575k | €588k | €554k | €516k | €549k | ▲ 6.4% |
| Land and buildings22 | - | €550k | €525k | €496k | €479k | ▼ 3.4% |
| Furniture and vehicles24 | - | €38k | €29k | €20k | €70k | ▲ 250% |
| Current assets29/58 | €10k | €11k | €12k | €76k | €40k | ▼ 47.6% |
| Amounts receivable within one year40/41 | €5k | €4k | €6k | €35k | €22k | ▼ 35.4% |
| Trade receivables40 | - | €4k | €6k | €7k | €22k | ▲ 190% |
| Other amounts receivable41 | - | €0 | - | €27k | €764 | ▼ 97.2% |
| Cash at bank and in hand54/58 | €728 | €926 | €755 | €36k | €13k | ▼ 63.9% |
| Deferred charges and accrued income490/1 | - | €6k | €5k | €5k | €4k | ▼ 13.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €586k | €599k | €566k | €592k | €589k | ▼ 0.6% |
| Equity10/15 | €254k | €282k | €304k | €397k | €425k | ▲ 6.9% |
| Contributions10/11 | €250k | €250k | €250k | €250k | €250k | = |
| Capital10 | - | €250k | €250k | €250k | €250k | = |
| Issued capital100 | - | €250k | €250k | €250k | €250k | = |
| Reserves13 | €200 | €2k | €53k | €142k | €170k | ▲ 19.3% |
| Non-distributable reserves130/1 | - | €2k | €3k | €7k | €9k | ▲ 20.4% |
| Legal reserve130 | - | €2k | €3k | €7k | €9k | ▲ 20.4% |
| Distributable reserves133 | - | - | €50k | €135k | €161k | ▲ 19.3% |
| Profit (loss) carried forward14 | €4k | €30k | €1k | €5k | €5k | = |
| Amounts payable17/49 | €332k | €317k | €262k | €195k | €165k | ▼ 15.8% |
| Amounts payable after more than one year17 | €255k | €263k | €208k | €133k | €121k | ▼ 9.5% |
| Financial debts170/4 | - | €263k | €208k | €133k | €121k | ▼ 9.5% |
| Amounts payable within one year42/48 | €67k | €46k | €41k | €51k | €35k | ▼ 31.8% |
| Current portion of amounts payable after more than one year42 | - | €10k | €10k | €10k | €15k | ▲ 40.5% |
| Trade debts44 | €16k | €8k | €8k | €7k | €13k | ▲ 96.1% |
| Suppliers440/4 | - | €8k | €8k | €7k | €13k | ▲ 96.1% |
| Taxes, remuneration and social security45 | - | €10k | €8k | €15k | €6k | ▼ 58.2% |
| Taxes450/3 | - | €7k | €8k | €15k | €6k | ▼ 58.2% |
| Remuneration and social security454/9 | - | €3k | €0 | - | - | - |
| Other amounts payable47/48 | - | €18k | €14k | €19k | €890 | ▼ 95.3% |
| Accrued charges and deferred income492/3 | - | €8k | €13k | €11k | €9k | ▼ 17.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30k | €28k | €22k | €93k | €28k | ▼ 70.5% |
| + Depreciation and write-downs630 | €38k | €35k | €37k | €38k | €48k | ▲ 27.6% |
| Operating cash flow (approximation) | €67k | €63k | €59k | €131k | €75k | ▼ 42.3% |
| Investment in fixed assets (approximation) | - | €-48k | €-3k | €0 | €-81k | - |
| Change in cash | - | €198 | €-171 | €36k | €-23k | ▼ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €93k ▲324%
Operating result €135k, net result €93k, both a record.
31-03
Financial
Liquidity times 5current ratio 1.50
Current ratio from 0.29 to 1.50.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €200kEq €224k ▲20.2%
2 profitable years in a row build equity to €224k.
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2001
Ground area
2,419 m²
Building footprint
302 m²
Volume, LiDAR
1,781 m³
Parcel 44004C0299/00S000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
FRAMILOT NV
since 20012.095.125.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0299/00S000 | Flanders | 2,419 m² | 1 · 302 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 330 EUR awarded · 311 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 221 EUR | 221 EUR |
| 2024 | 1 | 109 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-03-2001
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.