GDB CONSULTING
ActiveGDB CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €318k and a net result of €92k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 74% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+50
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 6.49 in 2023), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.4%
Return on assets
22.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
16 d early
2023
19 d late
2022
22 d late
2021
32 d early
2020
15 d early
2019
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€318k▲ 40.2%
2023 · €227k
2018: €70k
2019: €113k
2020: €149k
2021: €188k
2022: €205k
2023: €227k
2018 → 2024
Total assets
€405k▲ 55.1%
2023 · €261k
2018: €218k
2019: €128k
2020: €166k
2021: €203k
2022: €229k
2023: €261k
2018 → 2024
Net result
€92k▲ 308%
2023 · €23k
2018: €43k
2019: €43k
2020: €36k
2021: €40k
2022: €18k
2023: €23k
2018 → 2024
Working capital
€291k▲ 54.2%
2023 · €188k
2018: €22k
2019: €77k
2020: €118k
2021: €163k
2022: €179k
2023: €188k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€149k-€188k▲ 26.4%€205k▲ 8.9%€227k▲ 10.6%€318k▲ 40.2%
Operating result€49k-€56k▲ 13.9%€23k▼ 58.6%€30k▲ 30.2%€128k▲ 325%
Net result€36k-€40k▲ 11.3%€18k▼ 56.3%€23k▲ 28.5%€92k▲ 308%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 325% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €405k
Fixed assets
€30k▼ 23.5%
Current assets
€376k▲ 68.7%
Equity and liabilities €405k
Equity
€318k▲ 40.2%
Debt
€88k▲ 152%
The debt ratio rises from 13.3% to 21.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€137k▲
2023 · €39k
Cash flow
€101k▲
2023 · €31k
Solvency
78.4%▼
2023 · 86.7%
Current ratio
4.41▼
2023 · 6.49
Quick ratio
4.41▼
2023 · 6.49
Debt / equity
0.28▲
2023 · 0.15
ROE
28.9%▲
2023 · 9.9%
ROA
22.7%▲
2023 · 8.6%
Interest coverage
32.12▲
2023 · 19.51
Debt
€88k▲
2023 · €35k
Debt ≤ 1 year
€85k▲
2023 · €34k
Income taxes
€40k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€261k€405k▲
Fixed assets21/28€39k€30k▼
Tangible fixed assets22/27€39k€30k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€35k€27k▼
Current assets29/58€223k€376k▲
Amounts receivable within one year40/41€215k€365k▲
Trade receivables40€1k€54k▲
Other amounts receivable41€214k€310k▲
Cash at bank and in hand54/58€1k€704▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€261k€405k▲
Equity10/15€227k€318k▲
Contributions10/11€20k€20k=
Reserves13€207k€298k▲
Distributable reserves133€207k€298k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€35k€88k▲
Amounts payable within one year42/48€34k€85k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€13k€41k▲
Taxes450/3€10k€37k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€15k€41k▲
Accrued charges and deferred income492/3€383€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€41k€139k▲
Operating profit (loss)9901€30k€128k▲
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€32k€132k▲
Income taxes67/77€10k€40k▲
Profit (loss) for the period9904€23k€92k▲
Profit (loss) for the period to be appropriated9905€23k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€92k▲
Transfer from equity791/2€833€859▲
Transfer to equity691/2€23k€92k▲
To other reserves6921€23k€92k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-05
State Gazette act
Capital & shares · Statutes amendment · RestructuringMerger · Capital · Corporate purpose15 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Restructuring
Merger · Capital · Corporate purpose15 facts ▸
- Merger, met fusie gelijkgestelde verrichting (geruisloze fusie)
- Capital, €20.000
- Corporate purpose, Zowel voor eigen rekening als voor rekening van derden, in België of in het buitenland, alleen of in samenwerking met derden, in consignatie, in commissie, als…
- Board composition, bestuurder, 2026-03-31
- Capital, €61.500
- Corporate purpose, Consultancy en dienstverlening inzake commercieel, strategisch, financieel, juridisch en administratief management, inzake algemeen management, bedrijfsvoering…
- Board composition, bestuurder, 2026-03-31
- Permanent representative, Guido Vandenabeele
- Accounting effect, 2026-01-01
- Share cancellation, 1000
- Name change, DELBO
- Purpose change
- +3 further facts in this act
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €92k ▲308%
Operating result €128k, net result €92k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €18k ▼56.3%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €205k ▲8.9%
5 profitable years in a row build equity to €205k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €188k ▲26.4%
4 profitable years in a row build equity to €188k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Liquidity times 5current ratio 5.97
Current ratio from 1.15 to 5.97; short-term debt falls from €149k to €15k.
31-12
Financial
Equity above €100kEq €113k ▲62.2%
2 profitable years in a row build equity to €113k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noenendal 179700 OudenaardeGround area
2,103 m²
Building footprint
232 m²
Volume, LiDAR
1,359 m³
Parcel 45021A0218/00C000, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Noenendal 17, 9700 Oudenaarde
since 20022.101.614.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45021A0218/00C000 | Flanders | 2,103 m² | 1 · 232 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTook over:DELBO
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,232 EUR awarded · 8,232 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,382 EUR | 3,382 EUR |
| 2024 | 1 | 1,639 EUR | 1,639 EUR |
| 2023 | 1 | 1,564 EUR | 1,564 EUR |
| 2022 | 1 | 1,647 EUR | 1,647 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 37,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.