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Fradvisory

Active Private limited companyfounded 2023active for 3 yearsVierbunderstraat 93, 9255 BuggenhoutKBO/BCE: BE 0803.254.327

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €194,510 (2024)
€179,653▼ 7.6%
peak €134,333 (2024)
€123,641▼ 8.0%
peak €260,474 (2025)
€260,474▲ 90.4%
€112,946▲ 62.4%
Board1 name since 2023
1 director
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Equity from €136,833 to €260,474Debts from €69,547 to €112,946

Key points

from the 2025 annual accounts

Equity

€260,474 ▲ 90.4%
€137,0002024€260,0002025

Equity rose in 2025 from €136,833 to €260,474.

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Position in the sector

€123,641

Higher net result than 89% of companies in head offices and management consultancy. Sector median €26,442 · 41,246 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,326 companies had the same profile as Fradvisory has now. Each dot stands for 99 companies, two years later.

95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,326 companies, not a prediction for Fradvisory. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 1,000 sharesdeed of 29-06-2023
Board & ownership

Recent changes

Amendment of the articles General meeting of 22-09-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803254327
First establishment Vierbunderstraat 93, Buggenhout
Incorporation Founding capital of €2,500, 1,000 shares · Founder: · Appointment: (director) · published on 29-06-2023 · Gazette deed
All 7 events

Comparable companies

same main activity, similar in size and age
Company
Fradvisory Buggenhout €373,421 €179,653 69.8% -
JAN WINDEY Hamme (Vl.) €406,525 €170,940 78.8% -
Swell Connect Ghent €408,990 €187,856 95.3% -
Harvey Wortegem-Petegem €364,917 €169,251 66.6% -
LGC Consult Ghent €335,458 €173,733 83.7% -
WK Financial Management Ghent €330,798 €164,385 68.4% -
FARISTO Berlare €381,939 €160,387 73.3% -

These companies have the same main activity as Fradvisory: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €331,000 and €409,000, founded in 2023.

Official details

Source: KBO
Status
Active since 27-06-2023Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.349.859.9399255 Buggenhout, since 01-07-2023
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Annual accounts 2025

€179,653▼ 7.6%
€123,641▼ 8.0%
€260,474▲ 90.4%
€373,421▲ 80.9%
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on Fradvisory

Fradvisory has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,474 and a net result of €123,641.

Its solvency ranks better than 65% of 41,228 sector peers (NACE 70, financial year 2025).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
€179,653
▼ 7.6%
€177,812
▼ 8.1%
€123,641
▼ 8.0%
€256,016
▲ 93.6%
69.8%
▲ 3.5 percentage points
3.27
▲ 0.37

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €310,000. Estimated: probably between €260,000 and €360,000.

Balance sheet

balance sheet total €373,421 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

69.8%

Higher than 65% of 41,228 companies in 2025.

3.27

Higher than 66% of 39,797 companies in 2025.

33.1%

Higher than 75% of 40,318 companies in 2025.

Fradvisory Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 373,421206,381
21/28 4,4584,575
22/27 4,4584,575
23 1,0782,016
24 3,3812,559
29/58 368,962201,806
40/41 2,43628,287
40 -27,312
41 2,436975
50/53 356,400162,852
54/58 8,2749,021
490/1 1,8521,645
Balance sheet: equity and liabilities
10/49 373,421206,381
10/15 260,474136,833
10/11 2,5002,500
13 257,974134,333
133 257,974134,333
17/49 112,94669,547
42/48 112,94669,547
44 1,3331,067
440/4 1,3331,067
45 111,61368,480
450/3 111,61368,480
Income statement
9900 179,653194,510
630 1,697991
640/8 14453
9901 177,812193,466
75/76B 1,9462,536
75 1,9462,536
65/66B 1,9263,893
65 1,9263,893
9903 177,833192,109
67/77 54,19257,776
9904 123,641134,333
9905 123,641134,333
Appropriation of the result
9906 123,641134,333
691/2 123,641134,333
6921 123,641134,333
Document PDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00368670 PDF
31-12-2024 micro format 01-07-2025 2025-00219665 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
179,508194,457
125,337135,325
1,5805,566
-747-
256,016132,258
69.8%66.3%
3.272.90
0.430.51
47.5%98.2%
33.1%65.1%
93.2249.95

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024
Tangible fixed assets€1,580€5,566
€1,697€991

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on Fradvisory

The operating result for 2025 is 8% lower than in 2024.

Debt's share of the balance-sheet total falls from 33.7% to 30.2%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director
appointed by deed of 29-06-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
Board
Mandates as a list
    • Director, from 27-06-2023 to date

See the board, name and registered office on a given date →

Control

Founder
This company
Fradvisory
Equity €260,474
Profit €123,641 in 2025

Capital

Contribution
€2,500
Shares
1,000
Contribution per share
€2.50
Equity per share
€260 in 2025
Source
deed of 29-06-2023

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Een of meer bestuurders al dan niet aandeelhouder, algemene vergadering kan mandaat steeds beëindigen wegens wettige reden zonder…”
deed of 29-06-2023 (in Dutch)
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager en helft kopers naar evenredigheid verworven aantal, elke overdracht onder levenden ten bezwarende of kosteloze titel…”
“Overgang wegens overlijden, instemming alle aandeelhouders”
deed of 29-06-2023 (in Dutch)
Financial yearThe company draws up its annual accounts over this twelve-month period.
From 1 October to 30 September
deed of 04-11-2026 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of January at 11:00
deed of 04-11-2026 (in Dutch)

Shareholders

At incorporation deed of 29-06-2023 ↗
  • 1,000 shares (100%) · €2,500

Network & group

No group

Fradvisory has no parent and no holdings in its annual accounts. is the only director. Fradvisory shares no director with another company.

Timeline

Timeline

7 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Amendment of the articlesGeneral meeting of 22-09-20261 point ▸
  • General meeting, 22-09-2026
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2025
Equity above €200,000 equity €260,474 ▲90.4% With a profit in every financial year since 2024, equity grows to €260,474.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803254327
Annual accounts 2024 filed PDFmicro format · 30 days before the deadline
2023
First establishment Vierbunderstraat 93, Buggenhout
IncorporationFounding capital of €2,500, 1,000 shares · Founder: · Appointment: (director) · published on 29-06-20235 points ▸
  • Founder,
  • Founding capital, €2,500, 1,000 shares
  • holds all the shares
  • Registered office clause, Vierbunderstraat 93, 9255 Buggenhout
  • Director appointment,
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 27 June 2023, Fradvisory was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 is director of the company, appointed by deed of 29-06-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-06-2023
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
0803.254.327
VAT number
BE 0803.254.327
Peppol ID
0208:0803254327
Other Peppol ID
9925:BE0803254327
Legal form
Private limited company
Status
Active, normal situation
Founded
27-06-2023
Financial yearThe company draws up its annual accounts over this twelve-month period.
From 1 October to 30 September
deed of 04-11-2026 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Thursday of January at 11:00
deed of 04-11-2026 (in Dutch)
Peppol
Reachable since 22-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Fradvisory in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 29-06-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
Codes under NACEBEL 2008
70220 Business consulting main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Verlenen van bijstand,onderzoek,uitvoering en advies inzake management,boekhouding,rapportering,financieel…”
18 activities
  1. Verlenen van bijstand,onderzoek,uitvoering en advies inzake management,boekhouding,rapportering,financieel beheer,bedrijfsvoering,informatica en rekrutering,opleiding en selectie van personeel.
  2. Het begeleiden van start-ups en bestaande vennootschappen door middel van advies en/of participatie,al dan niet beperkt in tijd.
  3. Het verlenen van alle mogelijke diensten en producten inzake management,marketing,bedrijfsbeheer,informatica,administratie en personeelsbeheer.
  4. Het realiseren van projecten inclusief haalbaarheidsstudies,projectbeheer-en planning,modellering,analyse en ontwerp,implementatie,integratie,test,training en onderhoud.
  5. Het distribueren van kennis inzake management,marketing,bedrijfsbeheer,informatica,administratie en personeelsbeheer onder eender welke vorm (voordrachten,conferenties,trainingsprogramma’s,online,…).
  6. Het organiseren van cursussen,seminaries of elke andere vorm van opleiding of training inzake management,marketing,bedrijfsbeheer,informatica,administratie en personeelsbeheer.
  7. Het uitvoeren van interim management en het opnemen van bestuursmandaten in andere ondernemingen.
  8. Holdingactiviteiten:Beleggen,intekenen op,overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden uitgegeven door een Belgische of buitenlands ondernemingen al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen en verenigingen
  9. Het ontwikkelen,geven en commercialiseren van opleidingen en workshops;
  10. Zowel in België als in het buitenland,onder eender welke vorm,participaties te verwerven en aan te houden;
  11. Haar patrimonium,bestaande uit onroerende en roerende goederen of rechten,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;het aankopen,verkopen,opschikken,uitrusten,valoriseren,bouwen,verhuren,onderverhuren of in huur nemen van onroerende goederen,al dan niet gemeubeld;
  12. De aankoop,verhuur,onderhoud en verkoop van alle roerende goederen in groot-en kleinhandel,desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden-zoals alle soorten materieel,gereedschappen,machines,installaties en computers,soft-en hardware;
  13. Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke;
  14. De organisatie van de administratieve diensten van ondernemingen,evenals het adviseren over de administratieve organisatie van ondernemingen;
  15. Het begeleiden van kleine,middelgrote en grote ondernemingen in de meest ruime zin;
  16. De vennootschap mag haar voorwerp verwezenlijken op alle plaatsen en in alle landen,op alle manieren en op de wijze die haar het meest aangewezen lijkt.De vennootschap handelt voor eigen rekening,in consignatie,in commissie,als tussenpersoon of als vertegenwoordiger.
  17. De vennootschap mag het bestuur waarnemen van andere rechtspersonen,en mag alle leningen,ongeacht hun vorm en duur,toestaan aan derden en kan alle soorten waarborgen,zowel zakelijke als persoonlijke,verstrekken voor verbintenissen van derden,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven.
  18. Zij mag bij wijze van inbreng,overdracht,fusie of op enige andere wijze een belang verwerven in alle bestaande of op te richten rechtspersonen waarvan het voorwerp identiek,gelijkaardig of verwant is met het hare,of waarvan het voorwerp van aard is om op enige manier de verwezenlijking van haar eigen voorwerp te bevorderen.
deed of 29-06-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Vierbunderstraat 93 registered office 9255 Buggenhout 01-07-2023 2.349.859.939

Buildings and parcels at the address

Ground area
1,258 m²
Buildings
147 m²
Volume, LiDAR
766 m³
Tallest building
6.5 m
Buildings to scale, each on its own parcel
147 m², 6.5 m 147 m², 6.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
42522B0854/00L0001,258 m² 1 · 147 m² 6.5 m · 2