WK Financial Management
ActiveWK Financial Management has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €124k. Equity is growing by ~104.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+24
Solvency93▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 2.47 in 2024; short-term debt: 31.6% and cash: 89.5% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
37.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 121%
2024 · €102k
2023: €13k
2024: €102k
2023 → 2025
Total assets
€331k▲ 93.8%
2024 · €171k
2023: €30k
2024: €171k
2023 → 2025
Net result
€124k▲ 38.3%
2024 · €90k
2023: €12k
2024: €90k
2023 → 2025
Working capital
€224k▲ 123%
2024 · €101k
2023: €12k
2024: €101k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€102k▲ 707%€226k▲ 121%
Operating result€17k-€169k▲ 910%€163k▼ 3.6%
Net result€12k-€90k▲ 667%€124k▲ 38.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€2k▲ 7.8%
Current assets
€329k▲ 94.7%
Equity and liabilities €331k
Equity
€226k▲ 121%
Debt
€105k▲ 52.9%
The debt ratio falls from 40.1% to 31.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163k▼
2024 · €169k
Cash flow
€124k▲
2024 · €90k
Solvency
68.4%▲
2024 · 59.9%
Current ratio
3.14▲
2024 · 2.47
Quick ratio
3.14▲
2024 · 2.47
Debt / equity
0.46▼
2024 · 0.67
ROE
54.8%▼
2024 · 87.6%
ROA
37.5%▼
2024 · 52.5%
Interest coverage
71.57▲
2024 · 3.11
Debt
€105k▲
2024 · €68k
Debt ≤ 1 year
€105k▲
2024 · €68k
Income taxes
€36k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€331k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Furniture and vehicles24€2k€2k▲
Current assets29/58€169k€329k▲
Amounts receivable after more than one year29€27k€27k=
Other amounts receivable291€27k€27k=
Amounts receivable within one year40/41€21k€2k▼
Trade receivables40€21k€2k▼
Cash at bank and in hand54/58€119k€296k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€171k€331k▲
Equity10/15€102k€226k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€101k€225k▲
Amounts payable17/49€68k€105k▲
Amounts payable within one year42/48€68k€105k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€38k€72k▲
Taxes450/3€38k€72k▲
Other amounts payable47/48€28k€28k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€623€564▼
Other operating charges640/8€760€611▼
Non-recurring operating charges66A-€545
Gross operating margin9900€170k€164k▼
Operating profit (loss)9901€169k€163k▼
Financial charges65/66B€54k€2k▼
Recurring financial charges65€54k€2k▼
Profit (loss) for the period before taxes9903€114k€160k▲
Income taxes67/77€25k€36k▲
Profit (loss) for the period9904€90k€124k▲
Profit (loss) for the period to be appropriated9905€90k€124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€225k▲
Profit (loss) brought forward from the previous period14P€12k€101k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €124k ▲38.3%
Net result €124k, the highest in the series.
31-12
Financial
Equity above €200kEq €226k ▲121%
3 profitable years in a row build equity to €226k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €102k ▲707%
2 profitable years in a row build equity to €102k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
New-Yorkstraat 29000 GentGround area
78 m²
Parcel 44021A3411/00T003, Flanders. Linked by address, not a title deed.
1 establishment unit
WK Financial Management
since 20232.346.509.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A3411/00T003 | Flanders | 78 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Art of Lara
BE 1005.219.215
Orp-Jauche · Eq €226k
TITECA ACCOUNTANCY WAREGEM
BE 0446.624.721
Waregem · Eq €226k
JM Eco Solutions
BE 0881.434.050
Zottegem · Eq €226k
FLYING CIRCUS
BE 0826.431.783
Bierbeek · Eq €226k
ALBATROS REAL ESTATE
BE 0650.968.186
Tournai · Eq €226k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.