JAN WINDEY
ActiveJAN WINDEY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320k and a net result of €137k. Equity is growing by ~73.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.72 against 4.96 in 2024; short-term debt: 21.2% and cash: 26.1% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
33.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
154 d early
2024
25 d late
2023
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€320k▲ 74.8%
2024 · €183k
2023: €50k
2024: €183k
2023 → 2025
Total assets
€407k▲ 77.0%
2024 · €230k
2023: €70k
2024: €230k
2023 → 2025
Net result
€137k▲ 2.9%
2024 · €133k
2023: €47k
2024: €133k
2023 → 2025
Working capital
€320k▲ 74.8%
2024 · €183k
2023: €50k
2024: €183k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€50k-€183k▲ 265%€320k▲ 74.8%
Operating result€59k-€170k▲ 188%€170k▲ 0.2%
Net result€47k-€133k▲ 182%€137k▲ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €407k
Equity
€320k▲ 74.8%
Debt
€86k▲ 86.1%
The debt ratio rises from 20.2% to 21.2%. Equity and debt are higher.
Key figures and ratios
Solvency
78.8%▼
2024 · 79.8%
Current ratio
4.72▼
2024 · 4.96
Quick ratio
4.72▼
2024 · 4.96
Debt / equity
0.27▲
2024 · 0.25
ROE
42.8%▼
2024 · 72.6%
ROA
33.7%▼
2024 · 58.0%
Debt
€86k▲
2024 · €46k
Debt ≤ 1 year
€86k▲
2024 · €46k
Income taxes
€39k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€407k▲
Current assets29/58€230k€407k▲
Amounts receivable within one year40/41€162k€300k▲
Trade receivables40€121k€36k▼
Other amounts receivable41€41k€264k▲
Cash at bank and in hand54/58€67k€106k▲
Deferred charges and accrued income490/1€41€152▲
Equity and liabilities
Total equity and liabilities10/49€230k€407k▲
Equity10/15€183k€320k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€180k€317k▲
Amounts payable17/49€46k€86k▲
Amounts payable within one year42/48€46k€86k▲
Trade debts44-€41k
Suppliers440/4-€41k
Taxes, remuneration and social security45€46k€45k▼
Taxes450/3€46k€45k▼
Income statement
Code20242025
Other operating charges640/8€513€671▲
Gross operating margin9900€170k€171k▲
Operating profit (loss)9901€170k€170k▲
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€26€50▲
Recurring financial charges65€26€50▲
Profit (loss) for the period before taxes9903€171k€176k▲
Income taxes67/77€38k€39k▲
Profit (loss) for the period9904€133k€137k▲
Profit (loss) for the period to be appropriated9905€133k€137k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180k€317k▲
Profit (loss) brought forward from the previous period14P€47k€180k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €137k ▲2.9%
Operating result €170k, net result €137k, both a record.
31-12
Financial
Equity above €200kEq €320k ▲74.8%
3 profitable years in a row build equity to €320k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €150kEq €183k ▲265%
2 profitable years in a row build equity to €183k.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaarveld 519220 Hamme (Vl.)Ground area
6,377 m²
Building footprint
1,290 m²
Volume, LiDAR
9,734 m³
Parcel 42452C0146/00D000, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAN WINDEY
since 20232.346.246.094
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C0146/00D000 | Flanders | 6,377 m² | 1 · 1,290 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Olivier VITRY
BE 1000.798.983
Jette · Eq €320k
STIJN GILGEMYN
BE 0469.307.477
Harelbeke · Eq €320k
GS LIEGE
BE 0469.074.677
Courcelles · Eq €320k
T. GESTION
BE 0847.146.035
Visé · Eq €320k
PPMS
BE 1004.807.459
Oupeye · Eq €320k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,743 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.