FONIFIX
ActiveSummary
FONIFIX has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,765 and a net result of €37,778. Equity is shrinking by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 2604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+1
Solvency82▲+40
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.02 in 2024; short-term debt: 42.6% and cash: 57.4% of total assets), and 43% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
25.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
23 d late
2023
28 d late
2022
26 d early
2021
5 d early
2020
23 d late
2019
84 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€85,765▲ 70.0%
2024 · €50,462
Total assets
€150,359▼ 48.9%
2024 · €294,158
Net result
€37,778▼ 46.7%
2024 · €70,830
Working capital
€62,697▲ 1,002%
2024 · €5,688
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€76,405▲ 2.4%€25,602▼ 66.5%€59,747▲ 133%€99,811▲ 67.1%€31,347▼ 68.6%
Net result€60,692within the sector's middle half▼ 30.3%€1,495within the sector's middle half▼ 97.5%€44,195above the sector's middle half▲ 2,855%€70,830above the sector's middle half▲ 60.3%€37,778above the sector's middle half▼ 46.7%
Equity€263,627within the sector's middle half▼ 32.6%€219,122above the sector's middle half▼ 16.9%€134,545above the sector's middle half▼ 38.6%€50,462within the sector's middle half▼ 62.5%€85,765within the sector's middle half▲ 70.0%
Total assets€341,845below the sector's middle half▼ 35.3%€280,960within the sector's middle half▼ 17.8%€339,182above the sector's middle half▲ 20.7%€294,158within the sector's middle half▼ 13.3%€150,359within the sector's middle half▼ 48.9%
Debt€78,218▼ 43.0%€61,838▼ 20.9%€204,637▲ 231%€243,696▲ 19.1%€64,594▼ 73.5%
Working capital€200,960within the sector's middle half▼ 38.6%€167,733above the sector's middle half▼ 16.5%€68,645within the sector's middle half▼ 59.1%€5,688within the sector's middle half▼ 91.7%€62,697within the sector's middle half▲ 1,002%
Solvency77.1%above the sector's middle half▲ 3.1pp78.0%above the sector's middle half▲ 0.9pp39.7%within the sector's middle half▼ 38.3pp17.2%within the sector's middle half▼ 22.5pp57.0%within the sector's middle half▲ 39.9pp
Current ratio3.57above the sector's middle half▲ 0.023.71above the sector's middle half▲ 0.141.34within the sector's middle half▼ 2.381.02within the sector's middle half▼ 0.311.98within the sector's middle half▲ 0.96
Return on assets (ROA)17.8%above the sector's middle half▲ 1.3pp0.5%within the sector's middle half▼ 17.2pp13.0%within the sector's middle half▲ 12.5pp24.1%above the sector's middle half▲ 11.0pp25.1%above the sector's middle half▲ 1.0pp
Staff (FTE)4.4within the sector's middle half▼ 10.2%3.3▼ 25.0%2.6▼ 21.2%2▼ 23.1%1.6▼ 20.0%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150,359
Fixed assets
€23,646 ▼ 47.2%
Current assets
€126,713 ▼ 49.2%
Equity and liabilities €150,359
Equity
€85,765 ▲ 70.0%
Debt
€64,594 ▼ 73.5%
Debt's share of the balance-sheet total falls from 82.8% to 43.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52,474▼
2024 · €120,938
Cash flow
€58,905▼
2024 · €91,957
Quick ratio
1.80▲
2024 · 0.98
Debt to equity
0.75▼
2024 · 4.83
ROE
44.0%▼
2024 · 140.4%
Interest coverage
-6.16▼
2024 · 32.26
Debt ≤ 1 year
€64,016▼
2024 · €243,696
Income taxes
€10,682▼
2024 · €25,650
Staff costs
€82,590▼
2024 · €83,329
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €148,898 | €132,777 | €106,283 | €83,329 | €82,590 | ▼ 0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,009 | €9,158 | €21,894 | €21,127 | €21,127 | = |
| Other operating charges640/8 | €3,165 | €2,346 | €2,304 | €5,003 | €4,777 | ▼ 4.5% |
| Non-recurring operating charges66A | €90 | €2,120 | - | - | - | - |
| Gross operating margin9900 | €238,568 | €172,003 | €190,229 | €209,270 | €139,841 | ▼ 33.2% |
| Operating profit (loss)9901 | €76,405 | €25,602 | €59,747 | €99,811 | €31,347 | ▼ 68.6% |
| Financial income75/76B | €5,270 | €727 | €604 | €419 | €8,590 | ▲ 1,952% |
| Recurring financial income75 | €5,270 | €727 | €604 | €419 | €8,590 | ▲ 1,952% |
| Financial charges65/66B | €5,561 | €19,690 | €2,826 | €3,749 | -€8,523 | ▼ 327% |
| Recurring financial charges65 | €5,561 | €19,690 | €2,826 | €3,749 | -€8,523 | ▼ 327% |
| Profit (loss) for the period before taxes9903 | €76,113 | €6,639 | €57,525 | €96,480 | €48,460 | ▼ 49.8% |
| Income taxes67/77 | €15,422 | €5,144 | €13,331 | €25,650 | €10,682 | ▼ 58.4% |
| Profit (loss) for the period9904 | €60,692 | €1,495 | €44,195 | €70,830 | €37,778 | ▼ 46.7% |
| Profit (loss) for the period to be appropriated9905 | €60,692 | €1,495 | €44,195 | €70,830 | €37,778 | ▼ 46.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €341,845 | €280,960 | €339,182 | €294,158 | €150,359 | ▼ 48.9% |
| Fixed assets21/28 | €62,667 | €51,389 | €65,901 | €44,773 | €23,646 | ▼ 47.2% |
| Intangible fixed assets21 | €2,602 | €1,301 | - | - | - | - |
| Tangible fixed assets22/27 | €47,115 | €37,138 | €58,051 | €36,923 | €15,796 | ▼ 57.2% |
| Plant, machinery and equipment23 | €265 | €0 | - | - | - | - |
| Furniture and vehicles24 | - | - | €28,505 | €14,669 | €834 | ▼ 94.3% |
| Other tangible fixed assets26 | €46,850 | €37,138 | €29,546 | €22,254 | €14,962 | ▼ 32.8% |
| Financial fixed assets28 | €12,950 | €12,950 | €7,850 | €7,850 | €7,850 | = |
| Current assets29/58 | €279,178 | €229,571 | €273,281 | €249,385 | €126,713 | ▼ 49.2% |
| Stocks and contracts in progress3 | €33,963 | €23,841 | €13,343 | €10,142 | €11,433 | ▲ 12.7% |
| Stocks30/36 | €33,963 | €23,841 | €13,343 | €10,142 | €11,433 | ▲ 12.7% |
| Amounts receivable within one year40/41 | €42,222 | €22,628 | €46,625 | €39,042 | €6,966 | ▼ 82.2% |
| Trade receivables40 | €34,778 | €14,799 | €306 | €1,363 | €1,317 | ▼ 3.4% |
| Other amounts receivable41 | €7,444 | €7,829 | €46,320 | €37,679 | €5,648 | ▼ 85.0% |
| Current investments50/53 | €101,670 | €93,109 | €43,158 | €65,158 | €20,092 | ▼ 69.2% |
| Cash at bank and in hand54/58 | €93,391 | €87,676 | €168,895 | €133,303 | €86,374 | ▼ 35.2% |
| Deferred charges and accrued income490/1 | €7,933 | €2,316 | €1,260 | €1,740 | €1,848 | ▲ 6.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €341,845 | €280,960 | €339,182 | €294,158 | €150,359 | ▼ 48.9% |
| Equity10/15 | €263,627 | €219,122 | €134,545 | €50,462 | €85,765 | ▲ 70.0% |
| Contributions10/11 | €33,785 | €33,785 | €33,785 | €33,785 | €33,785 | = |
| Reserves13 | €229,842 | €185,337 | €100,760 | €16,677 | €51,980 | ▲ 212% |
| Non-distributable reserves130/1 | €3,379 | €3,379 | €3,379 | €3,379 | €3,379 | = |
| Reserves not available under the articles1311 | €3,379 | €3,379 | €3,379 | €3,379 | €3,379 | = |
| Distributable reserves133 | €226,463 | €181,959 | €97,382 | €13,298 | €48,601 | ▲ 265% |
| Profit (loss) carried forward14 | - | €0 | - | - | - | - |
| Amounts payable17/49 | €78,218 | €61,838 | €204,637 | €243,696 | €64,594 | ▼ 73.5% |
| Amounts payable within one year42/48 | €78,218 | €61,838 | €204,637 | €243,696 | €64,016 | ▼ 73.7% |
| Financial debts43 | €366 | €5 | €2,108 | €3,844 | €3,010 | ▼ 21.7% |
| Credit institutions430/8 | €366 | €5 | €2,108 | €3,844 | €3,010 | ▼ 21.7% |
| Trade debts44 | €23,849 | €17,348 | €5,066 | €29,623 | €10,752 | ▼ 63.7% |
| Suppliers440/4 | €23,849 | €17,348 | €5,066 | €29,623 | €10,752 | ▼ 63.7% |
| Taxes, remuneration and social security45 | €26,170 | €43,917 | €59,513 | €47,636 | €39,133 | ▼ 17.8% |
| Taxes450/3 | €14,363 | €19,869 | €41,706 | €28,977 | €28,442 | ▼ 1.8% |
| Remuneration and social security454/9 | €11,807 | €24,048 | €17,806 | €18,658 | €10,691 | ▼ 42.7% |
| Other amounts payable47/48 | €27,833 | €568 | €137,950 | €162,594 | €11,122 | ▼ 93.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €578 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,692 | €1,495 | €44,195 | €70,830 | €37,778 | ▼ 46.7% |
| + Depreciation and write-downs630 | €10,009 | €9,158 | €21,894 | €21,127 | €21,127 | = |
| Operating cash flow (approximation) | €70,701 | €10,653 | €66,089 | €91,957 | €58,905 | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | €2,120 | -€36,406 | €0 | €0 | - |
| Change in cash | - | -€5,715 | €81,219 | -€35,592 | -€46,928 | ▼ 31.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1,495 ▼97.5%
Net result drops to €1,495, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 84 days late
2019
31-12
Financial
Highest result since 2018net €101,887 ▲255%
Operating result €139,704, net result €101,887, both a record.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 2 establishment units since 2013
Ground area
407 m²
Building footprint
112 m²
Volume, LiDAR
1,387 m³
2 parcels, Flanders · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
FONIFIX
since 20132.223.801.511
FONIFIX
since 20182.273.742.851
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025D0422/00F000 | Flanders | 308 m² | 1 · 13 m² | 2.9 m |
| 11804D2351/00F000 | Flanders | 99 m² | 1 · 99 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Dual-learning approval
1 endedPc-technicus (so)
Legal Entity Identifier
9676009EUP0VTAMEA107
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Of 862 companies in sector 95100 we hold annual accounts for 264. 217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
95100Repair and maintenance of computers and communication equipment
47400Retail sale of information and communication equipment
Contact
Phone
0479888051Mechelen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0541496857
Also
9925:BE0541496857
Registered
20-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.