VERSATILE INFORMATICS CONSULTING
ActiveSummary
VERSATILE INFORMATICS CONSULTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,737 and a net result of €34,854. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 2604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+7
Solvency95▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.98 against 2.5 in 2024; short-term debt: 23.8% and cash: 46.5% of total assets), and 29.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
54 d late
2023
58 d late
2022
61 d late
2021
31 d late
2020
16 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€180,737▲ 23.9%
2024 · €145,883
Total assets
€257,417▲ 8.2%
2024 · €237,926
Net result
€34,854▲ 79.8%
2024 · €19,386
Working capital
€121,601▲ 22.1%
2024 · €99,575
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,731▼ 11.6%€27,682▼ 26.6%€11,113▼ 59.9%€27,691▲ 149%€50,447▲ 82.2%
Net result€30,152above the sector's middle half▼ 5.7%€20,378within the sector's middle half▼ 32.4%€4,450within the sector's middle half▼ 78.2%€19,386within the sector's middle half▲ 336%€34,854above the sector's middle half▲ 79.8%
Equity€101,670within the sector's middle half▲ 42.2%€122,048within the sector's middle half▲ 20.0%€126,497within the sector's middle half▲ 3.6%€145,883above the sector's middle half▲ 15.3%€180,737above the sector's middle half▲ 23.9%
Total assets€204,882within the sector's middle half▲ 17.8%€243,126within the sector's middle half▲ 18.7%€240,021within the sector's middle half▼ 1.3%€237,926within the sector's middle half▼ 0.9%€257,417within the sector's middle half▲ 8.2%
Debt€103,213▲ 0.8%€121,078▲ 17.3%€113,524▼ 6.2%€92,043▼ 18.9%€76,680▼ 16.7%
Working capital€70,380within the sector's middle half▼ 15.7%€77,832above the sector's middle half▲ 10.6%€116,007above the sector's middle half▲ 49.0%€99,575above the sector's middle half▼ 14.2%€121,601above the sector's middle half▲ 22.1%
Solvency49.6%within the sector's middle half▲ 8.5pp50.2%within the sector's middle half▲ 0.6pp52.7%within the sector's middle half▲ 2.5pp61.3%within the sector's middle half▲ 8.6pp70.2%above the sector's middle half▲ 8.9pp
Current ratio2.01within the sector's middle half▼ 0.111.76within the sector's middle half▼ 0.252.48within the sector's middle half▲ 0.722.50within the sector's middle half▲ 0.012.98above the sector's middle half▲ 0.48
Return on assets (ROA)14.7%above the sector's middle half▼ 3.7pp8.4%within the sector's middle half▼ 6.3pp1.9%within the sector's middle half▼ 6.5pp8.1%within the sector's middle half▲ 6.3pp13.5%within the sector's middle half▲ 5.4pp
Staff (FTE)0.80.8=1▲ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 82% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257,417
Fixed assets
€74,447 ▲ 3.6%
Current assets
€182,970 ▲ 10.2%
Equity and liabilities €257,417
Equity
€180,737 ▲ 23.9%
Debt
€76,680 ▼ 16.7%
Debt's share of the balance-sheet total falls from 38.7% to 29.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65,692▲
2024 · €37,027
Cash flow
€50,099▲
2024 · €28,721
Quick ratio
2.43▲
2024 · 1.98
Debt to equity
0.42▼
2024 · 0.63
ROE
19.3%▲
2024 · 13.3%
Interest coverage
13.84▲
2024 · 7.68
Debt ≤ 1 year
€61,368▼
2024 · €66,489
Debt > 1 year
€15,311▼
2024 · €25,553
Income taxes
€12,583▲
2024 · €4,711
Staff costs
€46,347▼
2024 · €50,743
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2,921 | €21,832 | €33,286 | €50,743 | €46,347 | ▼ 8.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,955 | €17,959 | €17,247 | €9,336 | €15,244 | ▲ 63.3% |
| Other operating charges640/8 | €2,441 | €1,476 | €2,829 | €3,903 | €2,755 | ▼ 29.4% |
| Non-recurring operating charges66A | €0 | - | - | €2,411 | €0 | ▼ 100% |
| Gross operating margin9900 | €56,047 | €68,950 | €64,476 | €94,084 | €114,793 | ▲ 22.0% |
| Operating profit (loss)9901 | €37,731 | €27,682 | €11,113 | €27,691 | €50,447 | ▲ 82.2% |
| Financial income75/76B | €2,040 | €1 | €148 | €1,225 | €1,738 | ▲ 41.9% |
| Recurring financial income75 | €2,040 | €1 | €148 | €1,225 | €1,738 | ▲ 41.9% |
| Financial charges65/66B | €3,016 | €2,451 | €5,085 | €4,819 | €4,748 | ▼ 1.5% |
| Recurring financial charges65 | €3,016 | €2,451 | €5,085 | €4,819 | €4,748 | ▼ 1.5% |
| Profit (loss) for the period before taxes9903 | €36,755 | €25,232 | €6,176 | €24,097 | €47,437 | ▲ 96.9% |
| Income taxes67/77 | €6,604 | €4,854 | €1,727 | €4,711 | €12,583 | ▲ 167% |
| Profit (loss) for the period9904 | €30,152 | €20,378 | €4,450 | €19,386 | €34,854 | ▲ 79.8% |
| Profit (loss) for the period to be appropriated9905 | €30,152 | €20,378 | €4,450 | €19,386 | €34,854 | ▲ 79.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €204,882 | €243,126 | €240,021 | €237,926 | €257,417 | ▲ 8.2% |
| Fixed assets21/28 | €64,588 | €63,088 | €45,841 | €71,862 | €74,447 | ▲ 3.6% |
| Tangible fixed assets22/27 | €64,488 | €62,988 | €45,741 | €71,762 | €74,347 | ▲ 3.6% |
| Land and buildings22 | - | €14,046 | €12,641 | €50,724 | €61,173 | ▲ 20.6% |
| Plant, machinery and equipment23 | €4,489 | €3,945 | €1,165 | €675 | €1,140 | ▲ 68.9% |
| Furniture and vehicles24 | €59,999 | €44,997 | €31,935 | €20,363 | €12,034 | ▼ 40.9% |
| Financial fixed assets28 | €100 | €100 | €100 | €100 | €100 | = |
| Current assets29/58 | €140,294 | €180,038 | €194,180 | €166,064 | €182,970 | ▲ 10.2% |
| Stocks and contracts in progress3 | €13,416 | €37,990 | €38,145 | €34,690 | €34,127 | ▼ 1.6% |
| Stocks30/36 | €13,416 | €37,990 | €38,145 | €34,690 | €34,127 | ▼ 1.6% |
| Amounts receivable within one year40/41 | €34,648 | €70,367 | €95,728 | €55,610 | €29,133 | ▼ 47.6% |
| Trade receivables40 | €32,216 | €61,186 | €72,039 | €21,700 | €11,268 | ▼ 48.1% |
| Other amounts receivable41 | €2,432 | €9,181 | €23,689 | €33,910 | €17,865 | ▼ 47.3% |
| Current investments50/53 | €33,260 | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €58,971 | €71,681 | €60,307 | €75,765 | €119,710 | ▲ 58.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €204,882 | €243,126 | €240,021 | €237,926 | €257,417 | ▲ 8.2% |
| Equity10/15 | €101,670 | €122,048 | €126,497 | €145,883 | €180,737 | ▲ 23.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €83,070 | €103,448 | €107,897 | €127,283 | €162,137 | ▲ 27.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €682 | €682 | €682 | €682 | €682 | = |
| Distributable reserves133 | €80,528 | €100,906 | €105,355 | €124,741 | €159,595 | ▲ 27.9% |
| Amounts payable17/49 | €103,213 | €121,078 | €113,524 | €92,043 | €76,680 | ▼ 16.7% |
| Amounts payable after more than one year17 | €33,299 | €18,872 | €35,351 | €25,553 | €15,311 | ▼ 40.1% |
| Financial debts170/4 | €33,299 | €18,872 | €35,351 | €25,553 | €15,311 | ▼ 40.1% |
| Amounts payable within one year42/48 | €69,914 | €102,206 | €78,173 | €66,489 | €61,368 | ▼ 7.7% |
| Current portion of amounts payable after more than one year42 | €5,110 | €12,041 | €23,393 | €9,797 | €10,242 | ▲ 4.5% |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €53,765 | €66,803 | €31,890 | €31,347 | €30,714 | ▼ 2.0% |
| Suppliers440/4 | €53,765 | €66,803 | €31,890 | €31,347 | €30,714 | ▼ 2.0% |
| Taxes, remuneration and social security45 | €9,972 | €21,973 | €22,890 | €25,345 | €20,412 | ▼ 19.5% |
| Taxes450/3 | €7,572 | €17,039 | €19,666 | €10,099 | €9,288 | ▼ 8.0% |
| Remuneration and social security454/9 | €2,400 | €4,934 | €3,224 | €15,246 | €11,123 | ▼ 27.0% |
| Other amounts payable47/48 | €1,067 | €1,388 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,152 | €20,378 | €4,450 | €19,386 | €34,854 | ▲ 79.8% |
| + Depreciation and write-downs630 | €12,955 | €17,959 | €17,247 | €9,336 | €15,244 | ▲ 63.3% |
| Operating cash flow (approximation) | €43,107 | €38,337 | €21,697 | €28,721 | €50,099 | ▲ 74.4% |
| Investment in fixed assets (approximation) | - | -€16,459 | €0 | -€35,356 | -€17,830 | ▲ 49.6% |
| Change in cash | - | €12,710 | -€11,374 | €15,457 | €43,945 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €34,854 ▲79.8%
Operating result €50,447, net result €34,854, both a record.
31-12
Financial
Equity above €150,000Eq €180,737 ▲23.9%
8 profitable years in a row build equity to €180,737.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €4,450 ▼78.2%
Net result drops to €4,450, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100,000Eq €101,670 ▲42.2%
4 profitable years in a row build equity to €101,670.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 70 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2015
Ground area
309 m²
Building footprint
169 m²
Parcel 38025C0075/02K004, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VERSATILE INFORMATICS CONSULTING
since 20152.240.226.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025C0075/02K004 | Flanders | 309 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMPRIMANTE SERVICES
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Of 862 companies in sector 95100 we hold annual accounts for 264. 197 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-03-2015
Fiscal year end31-12
Abbreviation NL
VERINCO
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
95100Repair and maintenance of computers and communication equipment
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
77330Rental and leasing activities
Contact
E-mail
info@verinco.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0600964191
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.