Financials
- Fiscal year
- 2025
- Total assets
- €6.0m
- Profit
- €78,629
- Solvency
- 98.3%
FONDATERRA
ActiveSummary
FONDATERRA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.9m and a net result of €78,629. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 5063 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Real estate activities
NACE 68204
1 site
How big
€6.0mtotal assets 2025
- Equity
- €5.9m
- Profit
- €78,629
Who decides
- Parent
- ESTAATA · 100%
Accounts filed 28 d late0 of 2 deeds read
Why 86- Liquidity: current ratio 57.93, cash €821, halved- Founded in 2021+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 28-08-2026)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.3% of total assets
Liquidity
50=
short-term debt 1.7% · cash 0.0%
Profitability
41-2
return on assets 1.3%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.7%highest value
09-2026: 0.3%▼ -52.2% vs 08-2026
10-2026: 0.3%▼ -0.6% vs 09-2026lowest value
- Liquidity: current ratio 57.93, cash €821, halved raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Founded in 2021 raises the probability for this profile
- Figures for FY 2025 (filed 28-08-2026) lowers the probability
Credit up to €500,000 at 30 days acceptable
Liquidity ample (current ratio 57.93 against 98.69 in 2024; short-term debt: 1.7% and cash: 0% of total assets), and 1.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 92%, liquidity 54%, profitability 40%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Back to profitnet €122,455
Key points
By topic
Board & ownership
- Parent
- ESTAATA · 100%
Network & group
- Group
- DYLS
Timeline
- Events
- 9
- Since
- 2022
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 28-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Real estate activitiesNACE 68204
- Founded
- 08-02-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?DYLS · 18 companies How does this company compare with its sector?Sector benchmark
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