Skip to content

By Scarlett

Active Private limited companyfounded 2023active for 3 yearsNaamsestraat 37, 3000 LeuvenKBO/BCE: BE 0802.076.964

Lifetime

3 annual accounts with figures on one time axis
peak €266,822 (2025)
€266,822▲ 471%
peak €185,907 (2025)
€185,907▲ 435%
peak €268,574 (2025)
€268,574▲ 164%
€100,458▲ 124%
Board1 name since 2023
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €46,721 to €266,822Result from €34,722 to €185,907Dividend €833Equity from €101,692 to €268,574Debts from €44,765 to €100,458Cash from €28,009 to €164,076

Key points

from the 2025 annual accounts

Equity

€268,574 ▲ 164%
101,6922024+185,907Profit-833Dividend-18,192Other268,5742025

By Scarlett paid out €833 in dividends. That is 0% of the 2025 profit.

Result

€185,907 ▲ 435%
€34,7002024€186,0002025

The result rose in 2025 from €34,722 to €185,907.

Turnover

≈ €520,000 estimated

The micro format states no turnover.

Debts

€100,458 ▲ 124%
Taxes and wages
+38,808
Suppliers
+8,876
Other debts
+8,009

Debts rose by €55,693 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Position in the sector

€185,907

Higher net result than 95% of companies in advertising and market research. Sector median €14,764 · 8,615 companies.

Checked score

98
Excellent
Financially stronger than 84% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,228 companies (NACE 73, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026highest value 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

98+4equity 72.8% of total assets
89+28short-term debt 27.2% · cash 44.5%
100+2return on assets 50.4%

Score breakdown

raises risk
Founded in 2023
lowers risk
Liquidity: current ratio 3.63, cash €164,076
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €268,574 (72.8% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 71% of them on solvency, 82% on liquidity, 88% on profitability and 94% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as By Scarlett has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of By Scarlett itself is lower: 0.1% within 12 months. It rests on far more data about By Scarlett than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for By Scarlett. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.63 (3.16 in 2024), above the usual 1.5. Short-term debt is 27.2% and cash 44.5% of total assets. 27.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.63, cash €164,076
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €268,574 (72.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
45 days early
2024
31 days early
2023
13 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 30 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • PUTTEMANS Sarah Lutgarde Denise 100 sharesdeed of 26-05-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0802076964
Incorporation Founding capital of €2,500, 100 shares · Founder: PUTTEMANS Sarah Lutgarde Denise (comparant) · Appointment: PUTTEMANS Sarah Lutgarde Denise (director) · published on 26-05-2023 · Gazette deed
First establishment Naamsestraat 37, Leuven
All 10 events

Comparable companies

same main activity, similar in size and age
Company
By Scarlett Leuven €369,032 €266,822 72.8% -
S4C CONSULTING Uccle €370,677 €242,328 50.9% -
DEALWISE Uccle €307,342 €264,265 77.9% -
REIVER SERVICES Etterbeek €400,499 €209,576 1.0% -
NoStrezz Vilvoorde €346,710 €241,673 43.2% -
iPATH Solutions Wemmel €290,899 €232,224 88.9% -
Piëzo Consulting Zemst €299,387 €234,275 39.8% -

These companies have the same main activity as By Scarlett: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €291,000 and €400,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 24-05-2023Normal situation
Registered office
22 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
Activity
Public relations and communication consultancyNACE 73300
Establishment unit
2.346.141.0773000 Leuven, since 24-05-2023
Financial year end
31 December
Peppol
Reachable since 08-07-2026
Company details

Annual accounts 2025

€369,032▲ 152%
Filing
Filed on 16-06-2026, 45 days before the end of the filing period
Financials

Insights on By Scarlett

By Scarlett files the micro format. That format states no turnover. The gross margin rose from €104,088 in 2023 to €266,822 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about By Scarlett

What is the company number of By Scarlett?
The company number of By Scarlett is 0802.076.964. The VAT number is the same number with BE in front: BE 0802.076.964.
Where is By Scarlett based?
The registered office is at Naamsestraat 37, 3000 Leuven.Company details
What does By Scarlett do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of By Scarlett?
By Scarlett is a private limited company (BV).
When was By Scarlett founded?
By Scarlett was founded on 24-05-2023.
Is By Scarlett still active?
Yes, By Scarlett is an active enterprise in the KBO register.
What is the turnover of By Scarlett?
The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €266,822 and 46 comparable companies (NACE 73). It probably lies between €360,000 and €670,000.Financials
Is By Scarlett profitable?
In financial year 2025, By Scarlett made a profit of €185,907.
Where can I find the annual accounts of By Scarlett?
By Scarlett filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of By Scarlett due?
By Scarlett must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.