FODIO
ActiveFODIO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €-15k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 94 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▼-96
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.96 against 5.78 in 2023; short-term debt: 18.9% and cash: 76.4% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 91
Relative position
BE, all sectors
reference
Sector 91
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
81.1%
Return on assets
-11.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
49 d early
2022
40 d early
2021
47 d early
2020
32 d early
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€101k▼ 41.7%
2023 · €173k
2018: €84k
2019: €107k
2020: €146k
2021: €129k
2022: €115k
2023: €173k
2018 → 2024
Total assets
€125k▼ 40.1%
2023 · €208k
2018: €127k
2019: €135k
2020: €185k
2021: €158k
2022: €132k
2023: €208k
2018 → 2024
Net result
€-15k
2023 · €58k
2018: €12k
2019: €23k
2020: €39k
2021: €-17k
2022: €-14k
2023: €58k
2018 → 2024
Working capital
€93k▼ 43.6%
2023 · €165k
2018: €73k
2019: €100k
2020: €141k
2021: €125k
2022: €113k
2023: €165k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€146k-€129k▼ 11.6%€115k▼ 10.5%€173k▲ 50.5%€101k▼ 41.7%
Operating result€54k-€-17k€-13k▲ 20.6%€71k€-15k
Net result€39k-€-17k€-14k▲ 20.0%€58k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €15k after €71k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€8k▼ 4.3%
Current assets
€117k▼ 41.6%
Equity and liabilities €125k
Equity
€101k▼ 41.7%
Debt
€24k▼ 31.9%
The debt ratio rises from 16.6% to 18.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2023 · €73k
Cash flow
€-12k▼
2023 · €60k
Solvency
81.1%▼
2023 · 83.4%
Current ratio
4.96▼
2023 · 5.78
Quick ratio
4.96▼
2023 · 5.78
Debt / equity
0.23▲
2023 · 0.20
ROE
-14.5%▼
2023 · 33.6%
ROA
-11.7%▼
2023 · 28.0%
Interest coverage
-52474.35▼
2023 · 935.78
Debt
€24k▼
2023 · €35k
Debt ≤ 1 year
€24k▼
2023 · €35k
Income taxes
€35▼
2023 · €12k
Staff costs
€190▼
2023 · €685
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€208k€125k▼
Fixed assets21/28€8k€8k▼
Intangible fixed assets21€392-
Tangible fixed assets22/27€8k€8k▲
Plant, machinery and equipment23€7k€8k▲
Furniture and vehicles24€705€162▼
Current assets29/58€200k€117k▼
Amounts receivable within one year40/41€98k€21k▼
Trade receivables40€98k€21k▼
Cash at bank and in hand54/58€101k€95k▼
Deferred charges and accrued income490/1€655€674▲
Equity and liabilities
Total equity and liabilities10/49€208k€125k▼
Equity10/15€173k€101k▼
Contributions10/11€6k€6k=
Reserves13€155k€98k▼
Distributable reserves133€155k€98k▼
Profit (loss) carried forward14€12k€-3k▼
Amounts payable17/49€35k€24k▼
Amounts payable within one year42/48€35k€24k▼
Trade debts44€12k€13k▲
Suppliers440/4€12k€13k▲
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€19k€8k▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€685€190▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€111€127▲
Gross operating margin9900€73k€-12k▼
Operating profit (loss)9901€71k€-15k▼
Financial income75/76B€0€31▲
Recurring financial income75€0€31▲
Financial charges65/66B€77€0▼
Recurring financial charges65€77€0▼
Profit (loss) for the period before taxes9903€70k€-15k▼
Income taxes67/77€12k€35▼
Profit (loss) for the period9904€58k€-15k▼
Profit (loss) for the period to be appropriated9905€58k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€-3k▼
Profit (loss) brought forward from the previous period14P€-12k€12k▲
Transfer from equity791/2-€58k
Transfer to equity691/2€34k-
To other reserves6921€34k-
Profit to be distributed694/7-€58k
Return on contributions (dividend)694-€58k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €58k
Net result €58k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €173k ▲50.5%
Equity rises from €115k to €173k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-17k ▼144%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €107k ▲26.7%
2 profitable years in a row build equity to €107k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
11-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2772110 WijnegemGround area
308 m²
Building footprint
99 m²
Volume, LiDAR
702 m³
Parcel 11050B0120/00N011, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FODIO
since 19972.082.143.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0120/00N011 | Flanders | 308 m² | 1 · 99 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 275 companies in sector 91220 we hold annual accounts for 107. 66 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-1997
Fiscal year end31-12
Activities, NACEBEL
91030Libraries, archives, museums and other cultural activities
91220Libraries, archives, museums and other cultural activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.fodio.be
E-mail:fodio@fodio.be