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Epitaaf

Active
Non-profit associationfounded 1989active for 37 yearsOnze-Lieve-Vrouwvoorplein 16, 1020 Brussel, BelgiumKBO/BCE: BE 0439.852.636
Summary

Epitaaf has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102,923 and a net result of €4,322. Equity remains stable across the filed financial years (±0.2% per year). Its solvency ranks better than 89% of 91 sector peers (NACE 91, financial year 2024). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Libraries, archives, museums and other cultural activities
NACE 91220
Size
€115,706total assets 2024
Equity
€102,923
Surplus
€4,322
Turnover not published (micro format)
Financial health
57 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 79 days overdue0 of 5 deeds read
Why 57raises riskCapped at 59: a confirmed filing findinglowers riskLegal form: non-profit associationLiquidity: current ratio 7.95, cash €97,196Founded in 1989Equity €102,923 (89.0% of total assets)Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 72% of its sector peers (NACE 91, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 89.0% of total assets
Liquidity 100=
short-term debt 10.8% · cash 84.0%
Profitability 73+28
return on assets 3.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (146 companies, NACE 91, micro)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 7.95, compared with 57.23 in 2023, above the usual 1.5; short-term debt: 10.8% and cash: 84% of total assets), and 11% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 91, micro): better than 85% on solvency, 88% on liquidity, 60% on profitability and 56% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 7.95, cash €97,196
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €102,923 (89.0% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 79 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline18-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
41 days early
2023
68 days late
2022
79 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 35 days after the deadline; the sector median (NACE 91) for financial year 2024 is 22 days before the deadline, and 29% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €4,322
  3. Equity above €100,000equity €102,923 ▲4.4%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 79 days late View
  • Positive: Among the best 12% on solvencysector median 55.8% · 91 companies 89.0% View
  • Active since 1989founded 28-09-1989 37 years View

By topic

Financials

Financial year
2024
Total assets
€115,706
Profit
€4,322
Solvency
89.0%
Total assets▲ 15.7%
Net result
20222024
Go to Financials

Timeline

Events
6
Since
2023
  1. 07-10-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 18-10-2023Annual accounts filed
Go to Timeline

Company details

Legal form
Non-profit association
Activity
Libraries, archives, museums and other cultural activitiesNACE 91220
Founded
28-09-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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