Fobet
The computed 12-month bankruptcy probability of Fobet is 1.5% (moderate). The 2024 annual accounts show equity of €19k and a net result of €-9k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 5589 sector peers (fiscal year 2024). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €19k |
| Net result | €-9k |
| Staff (FTE) | 2 |
| Better than sector | 77% |
Mixed profile: strong on stability, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 49.0% | 19.3% | |
| Net result | €-9k | €4k | |
| Equity | €19k | €14k | |
| Gross operating margin | €24k | €52k | |
| Staff costs | €25k | €49k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-6k |
| Net profit | €-9k |
| Cash flow | €-6k |
| Staff costs | €25k |
| Income taxes | €144 |
| Dividends | - |
| Total assets | €40k |
| Equity | €19k |
| Debt | €20k |
| of which ≤ 1y | €19k |
| of which > 1y | - |
| Working capital | €5k |
| Employees (FTE) | 2.0 |
| 2024 | |
|---|---|
| Current ratio | 1.24 |
| Quick ratio | 0.97 |
| Working capital ratio | 11.4% |
| Solvency | 49.0% |
| Debt / equity | 1.04 |
| Long-term debt ratio | - |
| Interest coverage | -37.74 |
| Gross margin | - |
| Net margin | - |
| ROA | -21.8% |
| ROE | -44.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €40k |
| Fixed assets | 21/28 | €16k |
| Tangible fixed assets | 22/27 | €7k |
| Financial fixed assets | 28 | €9k |
| Current assets | 29/58 | €24k |
| Stocks & contracts in progress | 3 | €5k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €40k |
| Equity | 10/15 | €19k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €872 |
| Amounts payable | 17/49 | €20k |
| Amounts payable within one year | 42/48 | €19k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €-8k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €158 |
| Result before taxes | 9903 | €-9k |
| Income taxes | 67/77 | €144 |
| Net result for the period | 9904 | €-9k |
| Result to be appropriated | 9905 | €-9k |
| NACE primary | Cafés(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 06-08-1990 |
| Status | Active |
| Postal code | 9100 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1386/00N002 | Flanders | 306 m² | 1 · 180 m² | 11.2 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
24-06-2025 2 directors appointed, 2 resigning
- Koen Clerckx, Bestuurder
- Koen Clerckx, Dagelijks bestuur
- Mario Bryssinck, Bestuurder
- Kessara Thong-In, Bestuurder
Technical details
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"pub_date": "2025-06-24",
"filing_date": "2025-06-16",
"act_kind_objet": "Onderwerp akte:"
},
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{
"body": "bijzondere_algemene_vergadering",
"date": "2025-06-05",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0441.356.928",
"name_full": "Fobet",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
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}15-01-2025 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles
Technical details
{
"notary": {
"name": "Carol Bohyn",
"firm_city": null,
"firm_name": null,
"office_city": "Beveren",
"is_associated": false
},
"act_meta": {
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"pub_date": "2025-01-15",
"filing_date": "2025-01-13",
"act_kind_objet": "STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), WIJZIGING RECHTSVORM"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-12-17",
"unanimous": null
},
"statute_change": {
"kinds": [
"translation",
"coordination",
"full_restatement",
"wvv_adaptation",
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],
"scope": "full_restatement",
"trigger": "wvv_adaptation",
"language_after": "nl",
"language_before": "nl"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0441.356.928",
"name_full_after": "FOBET",
"legal_form_after": "Besloten vennootschap met beperkte aansprakelijkheid",
"name_full_before": "FOBET",
"current_zetel_raw": "Gladiolenstraat 21 9100 Sint-Niklaas",
"legal_form_before": "Besloten vennootschap met beperkte aansprakelijkheid"
},
"special_mandates": [
{
"holder_kbo": "1010.490.570",
"holder_name": "R \u0026 M ACCOUNTANCY",
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"with_substitution": true
}
],
"articles_modified": [
{
"summary": "Artikel 3 is vervangen door een nieuwe tekst die het voorwerp van de vennootschap omschrijft, inclusief restaurants, caf\u00E9s, discotheken, logies, verkoop van eetwaren en dranken, en het organiseren van evenementen.",
"new_text": "Artikel 3. Voorwerp\nDe vennootschap heeft tot voorwerp:\nRestaurants; restaurants van het traditionele type, restaurants gespecialiseerd in de organisatie van\ngastronomische weekends, de caf\u00E9-restaurants.\nCaf\u00E9s; de verkoop van dranken voor, in het algemeen, consumptie ter plaatse, eventueel in\ncombinatie met enigerlei voor van amusement door: caf\u00E9s, bars, nachtclubs, bierhallen enz;\nDiscotheken, da",
"change_kind": "replaced",
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"article_number": "3"
}
],
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"admin_delegated_added": [],
"representation_rule_after": "alleen_handelend",
"co_signature_threshold_eur": null,
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},
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"org_name": "R \u0026 M ACCOUNTANCY",
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},
"co_filed_documents": [
"Afschrift akte",
"Geco\u00F6rdineerde statuten",
"Volmacht",
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],
"shareholder_rights": null,
"voorwerp_change_summary": "Het voorwerp van de vennootschap is uitgebreid met activiteiten in de horeca (restaurants, caf\u00E9s, discotheken), logistiek (hotels, motels), verkoop van eetwaren en dranken, en het organiseren van evenementen zoals bruiloften en banketten. De vennootschap mag ook als tussenpersoon in de handel optreden.",
"capital_structure_change": {
"operations": [
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],
"split_ratio": null,
"shares_after": null,
"shares_before": null,
"capital_after_eur": 20451.21,
"capital_before_eur": 18592.01,
"share_classes_after": []
},
"coordinated_text_lineage": null
}10-03-2023 2 directors appointed, 1 resigning
- Bryssinck Mario, Bestuurder
- Thong-In Kessara, Bestuurder
- Vercoutere Luc, Bestuurder
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Fobet |