FM SOLUTIONS

Active

Private limited companyfounded 2025incorporated this yearRue Montgomery(K) 82, 7540 Tournai, BelgiumKBO/BCE: BE 1032.319.134

Summary

FM SOLUTIONS is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €6,091 and a net result of €5,924. Its solvency ranks better than 39% of 13085 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

FM SOLUTIONSActiveChecked score 67/100

Risk analysis Report Compare

Checked score

Score 2025

67 / 100

Healthy

Every signal that weighs is under Signals.

Axes

Profitability100

Solvency70

Growth-

Track record50

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

FM SOLUTIONS was incorporated on 30 December 2025 as a Private limited company.¹ The company has filed annual accounts once, for fiscal year 2025.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity

€6,091

Total assets

€13,474

Net result

€5,924

Working capital

€6,091

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €13,474

45.2%

54.8%

Equity €6,091

Debt €7,383

Debt finances 54.8% of the balance-sheet total.

Key figures and ratios

2025 value

Current ratio

1.82

Debt to equity

1.21

ROE

97.3%

ROA

44.0%

Debt ≤ 1 year

€7,383

Income taxes

€1,820

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 · 29 lines

Balance sheet Code2025

Assets

Total assets20/58€13,474

Current assets29/58€13,474

Amounts receivable within one year40/41€12,474

Trade receivables40€12,100

Other amounts receivable41€374

Cash at bank and in hand54/58€1,000

Equity and liabilities

Total equity and liabilities10/49€13,474

Equity10/15€6,091

Contributions10/11€1,000

Reserves13€5,091

Distributable reserves133€5,091

Amounts payable17/49€7,383

Amounts payable within one year42/48€7,383

Trade debts44€1,195

Suppliers440/4€1,195

Taxes, remuneration and social security45€4,800

Taxes450/3€4,800

Other amounts payable47/48€1,388

Income statement Code2025

Gross operating margin9900€7,744

Operating profit (loss)9901€7,744

Profit (loss) for the period before taxes9903€7,744

Income taxes67/77€1,820

Profit (loss) for the period9904€5,924

Profit (loss) for the period to be appropriated9905€5,924

Appropriation of the result

Profit (loss) to be appropriated9906€5,924

Transfer to equity691/2€5,091

To other reserves6921€5,091

Profit to be distributed694/7€833

Return on contributions (dividend)694€833

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2025
Gross operating margin9900	€7,744
Operating profit (loss)9901	€7,744
Profit (loss) for the period before taxes9903	€7,744
Income taxes67/77	€1,820
Profit (loss) for the period9904	€5,924
Profit (loss) for the period to be appropriated9905	€5,924

Line	2025
Assets
Total assets20/58	€13,474
Current assets29/58	€13,474
Amounts receivable within one year40/41	€12,474
Trade receivables40	€12,100
Other amounts receivable41	€374
Cash at bank and in hand54/58	€1,000
Equity and liabilities
Total equity and liabilities10/49	€13,474
Equity10/15	€6,091
Contributions10/11	€1,000
Reserves13	€5,091
Distributable reserves133	€5,091
Amounts payable17/49	€7,383
Amounts payable within one year42/48	€7,383
Trade debts44	€1,195
Suppliers440/4	€1,195
Taxes, remuneration and social security45	€4,800
Taxes450/3	€4,800
Other amounts payable47/48	€1,388

Line	2025
Profit (loss) for the period9904	€5,924
Operating cash flow (approximation)	€5,924

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →

Location & real-estate footprint

Registered office, Tournai · 1 establishment unit since 2025

seat establishment The establishment unit on the map

Ground area

574 m²

Building footprint

66 m²

Volume, LiDAR

326 m³

Parcel 57042C0300/00D003, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

FM SOLUTIONS

Rue Montgomery(K) 82, 7540 TournaiCertified accountants and tax accountants

since 20252.382.774.712

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57042C0300/00D003	Wallonia	574 m²	1 · 66 m²	6.2 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Villers-la-Ville · Eq €6,069

The atelier of finance

Of 12,173 companies in this sector we hold annual accounts for 7,643. 2,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification

Legal formPrivate limited company

Founded30-12-2025

Fiscal year end31-12

Activities, NACEBEL 2025

69201Certified accountants and tax accountants

E-invoicing

Reachable via Peppol

Peppol ID 0208:1032319134

Also 9925:BE1032319134

Registered 27-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.