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FIDUMA

Active Private limited companyfounded 2025active for 1 yearRue du Charreau, Houdr. 20, 5575 GedinneKBO/BCE: BE 1026.972.454

Lifetime

1 annual account with figures
peak €10,587 (2025)
€10,587 
peak €7,674 (2025)
€7,674 
peak €9,674 (2025)
€9,674 
€3,091 
Board2 names since 2025
2 directorsMATHIEU Alexis Jean Yvette and 1 other
Documentsfilings and deeds
29-04-202693 days before the deadline
2025micro format
Incorporation 01-09First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €51,000 estimated

The micro format states no turnover.

Position in the sector

€9,674

Less equity than 87% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.

Checked score

98
Excellent
Financially stronger than 84% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2026: < 0.1%highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100equity 75.8% of total assets
91short-term debt 24.2% · cash 76.3%
100return on assets 60.1%

Score breakdown

raises risk
Founded in 2025
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 4.13, cash €9,739
Figures for financial year 2025 (filed on 29-04-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 84% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as FIDUMA has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of FIDUMA itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for FIDUMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.13, above the usual 1.5. Short-term debt is 24.2% and cash 76.3% of total assets. 24.2% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 4.13, cash €9,739
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-04-2026)
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
93 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

MA
Director, since 28-08-2025
MB
Director, since 28-08-2025
  • MATHIEU Alexis Jean Yvette 100 sharesdeed of 01-09-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1026972454
Incorporation Founding capital of €2,000, 100 shares · Founder: MATHIEU Alexis Jean Yvette · Appointments: MATHIEU Alexis Jean Yvette (director) and Mélanie BARBIER (alternate director) · published on 01-09-2025 · Gazette deed
All 3 events

Comparable companies

same main activity, similar in size and age
Company
FIDUMA Gedinne €12,765 €10,587 75.8% -
FAN FISC Ixelles €13,834 €8,923 53.4% -
A.S. Compta Houyet €17,355 €13,046 44.6% -
ALA Corp Ganshoren €14,537 €10,677 44.9% -
RFAdvise Boussu €17,619 €10,077 41.1% -
LMA Finances Oupeye €12,501 €7,707 59.2% -
FM SOLUTIONS Tournai €13,474 €7,744 45.2% -

These companies have the same main activity as FIDUMA: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €12,500 and €17,600, founded in 2025.

Official details

Source: KBO
Status
Active since 28-08-2025Normal situation
Activity
Certified accountants and tax accountantsNACE 69201and 1 other
Financial year end
31 December
Peppol
Reachable since 28-01-2026
Company details

Annual accounts 2025

€12,765
Filing
Filed on 29-04-2026, 93 days before the end of the filing period
Financials

Insights on FIDUMA

FIDUMA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,674 and a net result of €7,674.

Its solvency ranks better than 72% of 15,828 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FIDUMA

What is the company number of FIDUMA?
The company number of FIDUMA is 1026.972.454. The VAT number is the same number with BE in front: BE 1026.972.454.
Where is FIDUMA based?
The registered office is at Rue du Charreau, Houdr. 20, 5575 Gedinne.Company details
What does FIDUMA do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of FIDUMA?
FIDUMA is a private limited company (BV).
When was FIDUMA founded?
FIDUMA was founded on 28-08-2025.
Is FIDUMA still active?
Yes, FIDUMA is an active enterprise in the KBO register.
What is the turnover of FIDUMA?
The turnover in financial year 2025 is ≈ €51,000. This figure is estimated from the gross margin of €10,587 and 57 comparable companies (NACE 69201). It probably lies between €36,000 and €81,000. It is a rough estimate.Financials
Is FIDUMA profitable?
In financial year 2025, FIDUMA made a profit of €7,674.
Where can I find the annual accounts of FIDUMA?
FIDUMA filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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