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LMA Finances

Active
Private limited companyfounded 2025active for 1 yearRue Emile de Laveleye 13, 4681 Oupeye, BelgiumKBO/BCE: BE 1023.671.781
Summary

LMA Finances has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,404 and a net result of €5,404. Its solvency ranks better than 53% of 15,714 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
≈ €37,000turnover 2025, estimated
Equity
€7,404
Profit
€5,404
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 31 days late
Why 96raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 2.12, cash €4,446Figures for financial year 2025 (filed 02-09-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 69, micro)
Financial strength
Strong
Solvency 84
equity 59.2% of total assets
Liquidity 75
short-term debt 40.8% · cash 35.6%
Profitability 100
return on assets 43.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)
Last 24 months 06-2026: 0.3% 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.12, above the usual 1.5; short-term debt: 40.8% and cash: 35.6% of total assets), and 40.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 55% on solvency, 64% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 2.12, cash €4,446
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 02-09-2026)
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: LEGRAIN Maxime Marie Gabriel…

Key points

  • Caution: Among the weakest 12% on equitysector median €86,225 · 15,719 companies €7,404 View
  • Founded 17 months agofounded 23-05-2025 17 months View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€12,501
Profit
€5,404
Solvency
59.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
23-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Annual meeting
17 June at 18:00
Purpose
“Lesactivitésd'expert-comptablefiscalisteainsiquel'exercicedetouteslesactivitésjugéescompat…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about LMA Finances

What is the company number of LMA Finances?
1023.671.781. In Belgium the VAT number is the company number with BE in front: BE 1023.671.781.
Where is LMA Finances based?
The registered office is at Rue Emile de Laveleye 13, 4681 Oupeye.Company details
What does LMA Finances do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of LMA Finances?
Private limited company (BV).
When was LMA Finances founded?
On 23-05-2025.
Is LMA Finances still active?
Yes, LMA Finances is an active enterprise in the KBO register.
What is the turnover of LMA Finances?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LMA Finances profitable?
In financial year 2025, LMA Finances made a profit of €5,404.
Where can I find the annual accounts of LMA Finances?
LMA Finances filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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