FLUX RISK SERVICES
ActiveSummary
FLUX RISK SERVICES has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253k and a net result of €2k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency100=
Growth42▲+1
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 10.67 against 15.3 in 2024; short-term debt: 9.4% and cash: 99.5% of total assets), and 10.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.8%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
70 d early
2023
70 d early
2022
81 d early
2021
80 d early
2020
75 d early
2019
79 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€110k▲ 4.7%
2024 · €105k
2018: €143k
2019: €154k
2020: €108k
2021: €106k
2022: €198k
2023: €151k
2024: €105k
2018 → 2025
EBIT margin
1.5%▲ 0.6pp
2024 · 1.0%
2018: 12.3%
2019: 4.5%
2020: 5.9%
2021: 3.7%
2022: 43.3%
2023: 15.1%
2024: 1.0%
2018 → 2025
Net result
€2k▲ 552%
2024 · €285
2018: €14k
2019: €4k
2020: €4k
2021: €2k
2022: €68k
2023: €16k
2024: €285
2018 → 2025
Working capital
€255k▲ 1.6%
2024 · €251k
2018: €139k
2019: €148k
2020: €156k
2021: €163k
2022: €248k
2023: €262k
2024: €251k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€106k-€198k▲ 86.6%€151k▼ 23.5%€105k▼ 30.5%€110k▲ 4.7%
Equity€167k-€235k▲ 40.3%€251k▲ 6.9%€251k▲ 0.1%€253k▲ 0.7%
Operating result€4k-€86k▲ 2,086%€23k▼ 73.3%€1k▼ 95.6%€2k▲ 66.8%
Net result€2k-€68k▲ 3,654%€16k▼ 76.1%€285▼ 98.2%€2k▲ 552%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 67% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €282k
Equity
€253k ▲ 0.7%
Debt
€29k ▲ 62.9%
Debt's share of the balance-sheet total rises from 6.5% to 10.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
10.67▼
2024 · 15.30
Debt to equity
0.11▲
2024 · 0.07
ROE
0.7%▲
2024 · 0.1%
ROA
0.7%▲
2024 · 0.1%
Debt ≤ 1 year
€26k▲
2024 · €18k
Income taxes
€1k▼
2024 · €2k
Staff costs
€83k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€269k€282k▲
Current assets29/58€269k€282k▲
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€2k€2k▼
Cash at bank and in hand54/58€267k€280k▲
Equity and liabilities
Total equity and liabilities10/49€269k€282k▲
Equity10/15€251k€253k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€183k€185k▲
Amounts payable17/49€18k€29k▲
Amounts payable within one year42/48€18k€26k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€11k€11k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Turnover70€105k€110k▲
Goods, raw materials, services and sundry goods60/61€21k€24k▲
Remuneration, social security and pensions62€82k€83k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€84k€86k▲
Operating profit (loss)9901€1k€2k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€229€233▲
Recurring financial charges65€229€233▲
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€285€2k▲
Profit (loss) for the period to be appropriated9905€285€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€183k€185k▲
Profit (loss) brought forward from the previous period14P€183k€183k▲
Social balance
Average headcount (FTE)90871.31.2▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €285 ▼98.2%
Net result drops to €285, the lowest in the series; recovery starts the following year.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €68k ▲3654%
Operating result €86k, net result €68k, both a record.
31-12
Financial
Equity above €200kEq €235k ▲40.3%
5 profitable years in a row build equity to €235k.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hugo (Victor) 931410 Waterloo1 establishment unit
Rue Hugo (Victor) 93, 1410 Waterloo
since 19882.040.519.120
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-08-1988
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filings
Scores and ratios are computed by Checked and are not a credit decision.