FLOW COMFORT
ActiveFLOW COMFORT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €2k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-3
Solvency55▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.64 in 2024; short-term debt: 50.3% and cash: 22.6% of total assets), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 d early
2024
59 d early
2023
55 d late
2022
8 d late
2021
48 d early
2020
5 d early
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 6.3%
2024 · €27k
2019: €17k
2020: €4k
2021: €6k
2022: €23k
2023: €23k
2024: €27k
2019 → 2025
Total assets
€96k▼ 0.5%
2024 · €96k
2019: €46k
2020: €35k
2021: €32k
2022: €133k
2023: €112k
2024: €96k
2019 → 2025
Net result
€2k▼ 61.4%
2024 · €4k
2019: €13k
2020: €-12k
2021: €2k
2022: €18k
2023: €-843
2024: €4k
2019 → 2025
Working capital
€-7k▲ 40.0%
2024 · €-12k
2019: €-4k
2020: €-21k
2021: €-17k
2022: €-14k
2023: €-14k
2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€23k▲ 301%€23k▼ 3.6%€27k▲ 19.5%€29k▲ 6.3%
Operating result€3k-€25k▲ 680%€4k▼ 83.2%€10k▲ 129%€12k▲ 28.2%
Net result€2k-€18k▲ 1,019%€-843€4k€2k▼ 61.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€55k▼ 26.5%
Current assets
€41k▲ 88.9%
Equity and liabilities €96k
Equity
€29k▲ 6.3%
Debt
€67k▼ 3.1%
The debt ratio falls from 72.0% to 70.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €29k
Cash flow
€22k▼
2024 · €24k
Solvency
29.9%▲
2024 · 28.0%
Current ratio
0.85▲
2024 · 0.64
Quick ratio
0.85▲
2024 · 0.64
Debt / equity
2.34▼
2024 · 2.57
ROE
5.9%▼
2024 · 16.3%
ROA
1.8%▼
2024 · 4.6%
Interest coverage
8.54▼
2024 · 10.55
Debt
€67k▼
2024 · €69k
Debt ≤ 1 year
€48k▲
2024 · €34k
Debt > 1 year
€15k▼
2024 · €35k
Income taxes
€7k▲
2024 · €3k
Staff costs
€800=
2024 · €800
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€96k▼
Fixed assets21/28€75k€55k▼
Tangible fixed assets22/27€75k€55k▼
Land and buildings22€21k€19k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€43k€28k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€22k€41k▲
Amounts receivable within one year40/41€10k€18k▲
Trade receivables40€10k€16k▲
Other amounts receivable41€498€2k▲
Cash at bank and in hand54/58€10k€22k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€96k€96k▼
Equity10/15€27k€29k▲
Contributions10/11€6k€6k=
Reserves13€21k€23k▲
Non-distributable reserves130/1€695€695=
Reserves not available under the articles1311€695€695=
Distributable reserves133€20k€22k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€69k€67k▼
Amounts payable after more than one year17€35k€15k▼
Financial debts170/4€35k€15k▼
Amounts payable within one year42/48€34k€48k▲
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€2k€681▼
Suppliers440/4€2k€681▼
Advances received on contracts in progress46-€20k
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€250€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€800€800=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€31k€34k▲
Operating profit (loss)9901€10k€12k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Profit (loss) brought forward from the previous period14P€-819-
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Highest result since 2019net €18k ▲1019%
Operating result €25k, net result €18k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-12k ▼190%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 36A8340 DammeGround area
2,877 m²
Building footprint
660 m²
Volume, LiDAR
4,756 m³
2 parcels, Flanders · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FLOW COMFORT
since 20182.272.618.443
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31026D0130/02T000 | Flanders | 1,872 m² | 1 · 428 m² | 17.8 m · 4 fl. |
| 31026D0003/00R023 | Flanders | 1,005 m² | 1 · 233 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2018
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.