CTD CONSULTING
ActiveCTD CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.52 against 3.79 in 2024), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
30.3%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €75k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
25 d late
2023
21 d late
2022
28 d late
2021
61 d late
2020
153 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 35.3%
2024 · €55k
2019: €10k
2020: €5k
2021: €5k
2022: €14k
2023: €36k
2024: €55k
2019 → 2025
Total assets
€104k▲ 39.5%
2024 · €74k
2019: €10k
2020: €5k
2021: €5k
2022: €20k
2023: €47k
2024: €74k
2019 → 2025
Net result
€31k▲ 9.2%
2024 · €29k
2019: €-3k
2020: €-4k
2021: €-133
2022: €9k
2023: €16k
2024: €29k
2019 → 2025
Working capital
€74k▲ 36.7%
2024 · €54k
2020: €5k
2021: €5k
2022: €14k
2023: €35k
2024: €54k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€14k▲ 174%€36k▲ 163%€55k▲ 51.8%€75k▲ 35.3%
Operating result€30-€10k▲ 34,147%€21k▲ 101%€33k▲ 61.0%€37k▲ 10.1%
Net result€-133-€9k€16k▲ 86.6%€29k▲ 76.5%€31k▲ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€877▼ 27.9%
Current assets
€103k▲ 40.6%
Equity and liabilities €104k
Equity
€75k▲ 35.3%
Debt
€29k▲ 51.5%
The debt ratio rises from 25.9% to 28.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€37k▲
2024 · €34k
Cash flow
€32k▲
2024 · €29k
Solvency
71.8%▼
2024 · 74.1%
Current ratio
3.52▼
2024 · 3.79
Quick ratio
3.52▼
2024 · 3.79
Debt / equity
0.39▲
2024 · 0.35
ROE
42.2%▼
2024 · 52.3%
ROA
30.3%▼
2024 · 38.7%
Interest coverage
118.51▼
2024 · 233.44
Debt
€29k▲
2024 · €19k
Debt ≤ 1 year
€29k▲
2024 · €19k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€104k▲
Fixed assets21/28€1k€877▼
Tangible fixed assets22/27€1k€877▼
Furniture and vehicles24€1k€877▼
Current assets29/58€73k€103k▲
Amounts receivable after more than one year29€63k€85k▲
Other amounts receivable291€63k€85k▲
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€8k€8k▼
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€1k€6k▲
Deferred charges and accrued income490/1€201-
Equity and liabilities
Total equity and liabilities10/49€74k€104k▲
Equity10/15€55k€75k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€37k€56k▲
Amounts payable17/49€19k€29k▲
Amounts payable within one year42/48€19k€29k▲
Trade debts44€114€55▼
Suppliers440/4€114€55▼
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Other amounts payable47/48€10k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€340€340▼
Other operating charges640/8€874€521▼
Gross operating margin9900€34k€38k▲
Operating profit (loss)9901€33k€37k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€144€312▲
Recurring financial charges65€144€312▲
Profit (loss) for the period before taxes9903€35k€39k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€29k€31k▲
Profit (loss) for the period to be appropriated9905€29k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€68k▲
Profit (loss) brought forward from the previous period14P€18k€37k▲
Profit to be distributed694/7€10k€12k▲
Directors or managers695€10k€12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2019net €31k ▲9.2%
Operating result €37k, net result €31k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 207700 MouscronGround area
1.3 ha
Building footprint
780 m²
Parcel 54436A0737/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CTD CONSULTING
since 20182.275.795.390
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0737/00L000 | Wallonia | 1.3 ha | 1 · 780 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Reveris
BE 1018.981.931
As · Eq €75k
GOEMINNE STEFAAN
BE 0477.943.249
Deerlijk · Eq €75k
Bouwwerken Alleman
BE 0686.898.768
Roeselare · Eq €75k
HR ROCKS
BE 0786.532.319
Gent · Eq €75k
Johannes Spinnewijn
BE 0746.412.723
Leuven · Eq €75k
Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 7,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-02-2018
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.