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MA-LO SERVICE

Active
Private limited companyfounded 2017active for 9 yearsDeken De Bostraat 24, 8791 Waregem, BelgiumKBO/BCE: BE 0682.868.419
Summary

MA-LO SERVICE has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,605 and a net result of €17,359. Its solvency ranks better than 87% of 9,662 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-10-2017 Normal situation
Activity
Other business support services NACE 82990and 3 others
Establishment unit
2.268.820.397 8791 Waregem, since 12-10-2017
Financial year end
31 December
Peppol
Reachable since 17-06-2025

Board and ownership

Last known board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€31,212
Turnover
≈ €77,000
estimated
Profit
€17,359
Equity
€81,605
Total assets
€93,112
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 7.72, cash €55,988Equity €81,605 (87.6% of total assets)Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 83% of micro companies in office administrative support (NACE 82)
Financial strength
Strong
Solvency 100
equity 87.6% of total assets
Liquidity 99
short-term debt 12.4% · cash 60.1%
Profitability 92
return on assets 18.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024highest value 02-2025: 0.6%● unchanged vs 01-2025highest value 03-2025: 0.6%● unchanged vs 02-2025highest value 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.5%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.72, above the usual 1.5. Short-term debt is 12.4% and cash 60.1% of total assets. 12.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 93% on liquidity and 67% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 7.72, cash €55,988
NBB · annual accounts
lowers risk · Equity €81,605 (87.6% of total assets)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 87% of companies in office administrative supportsector median 50.3% · 9,662 companies 87.6% View

Recent changes

  1. · Gazette deed Changes of role: DECUYPER Marie Annie Jaak (director) and DECUYPER Louise Christine Piet (director)Appointment: BOES JOSEPH-MICHEL BEDRIJFSREVISOR (verslag artikel 14:4)
  2. · Gazette deed Incorporation
All 3 events

Comparable companies

These companies have the same main activity as MA-LO SERVICE: other business support services (NACE 82990). They are comparable in size and age: total assets between €79,300 and €102,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
MA-LO SERVICE Waregem€93,112€31,212
FLOW COMFORT Damme€95,984€34,359
1GSON Brussel€85,722€32,157
MagnuLa Haacht€79,343€34,091
TALL Solutions Brakel€79,732€32,440
Post Bills Tervuren€91,217€25,959
Aurora Projects Lanaken€102,094€28,679
Full comparison

Key facts about MA-LO SERVICE

What is the company number of MA-LO SERVICE?
The company number of MA-LO SERVICE is 0682.868.419. The VAT number is the same number with BE in front: BE 0682.868.419.
Where is MA-LO SERVICE based?
The registered office is at Deken De Bostraat 24, 8791 Waregem.Company details
What does MA-LO SERVICE do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of MA-LO SERVICE?
The legal form of MA-LO SERVICE is Private limited company (BV).
When was MA-LO SERVICE founded?
MA-LO SERVICE was founded on 12-10-2017.
Is MA-LO SERVICE still active?
Yes, MA-LO SERVICE is an active enterprise in the KBO register.
What is the turnover of MA-LO SERVICE?
The turnover in financial year 2025 is ≈ €77,000. This figure is estimated from the gross margin of €31,212 and 42 comparable companies (NACE 82990). It probably lies between €48,000 and €100,000.Financials
Is MA-LO SERVICE profitable?
In financial year 2025, MA-LO SERVICE made a profit of €17,359.
Where can I find the annual accounts of MA-LO SERVICE?
MA-LO SERVICE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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