FLORES28
ActiveFLORES28 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €12k. Its solvency ranks better than 76% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-30
Solvency100▲+2
Growth52
Track record82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.92 against 3.65 in 2024; short-term debt: 25.5% and cash: 0.2% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
13.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
66 d early
2024
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 21.3%
2024 · €55k
2024: €55k
2024 → 2025
Total assets
€90k▲ 18.2%
2024 · €76k
2024: €76k
2024 → 2025
Net result
€12k▼ 61.0%
2024 · €30k
2024: €30k
2024 → 2025
Working capital
€67k▲ 21.3%
2024 · €55k
2024: €55k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€55k-€67k▲ 21.3%
Operating result€38k-€16k▼ 56.7%
Net result€30k-€12k▼ 61.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €90k
Equity
€67k▲ 21.3%
Debt
€23k▲ 9.9%
The debt ratio falls from 27.4% to 25.5%. Equity and debt are higher.
Key figures and ratios
Solvency
74.5%▲
2024 · 72.6%
Current ratio
3.92▲
2024 · 3.65
Quick ratio
3.92▲
2024 · 3.65
Debt / equity
0.34▼
2024 · 0.38
ROE
17.6%▼
2024 · 54.6%
ROA
13.1%▼
2024 · 39.6%
Debt
€23k▲
2024 · €21k
Debt ≤ 1 year
€23k▲
2024 · €21k
Income taxes
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€90k▲
Current assets29/58€76k€90k▲
Amounts receivable within one year40/41€76k€89k▲
Trade receivables40€51k€64k▲
Other amounts receivable41€25k€25k▲
Cash at bank and in hand54/58€2€198▲
Equity and liabilities
Total equity and liabilities10/49€76k€90k▲
Equity10/15€55k€67k▲
Contributions10/11€25k€25k=
Reserves13€30k€42k▲
Distributable reserves133€30k€42k▲
Amounts payable17/49€21k€23k▲
Amounts payable within one year42/48€21k€23k▲
Trade debts44€205€395▲
Suppliers440/4€205€395▲
Taxes, remuneration and social security45€16k€8k▼
Taxes450/3€16k€8k▼
Other amounts payable47/48€5k€14k▲
Income statement
Code20242025
Other operating charges640/8€455€549▲
Gross operating margin9900€38k€17k▼
Operating profit (loss)9901€38k€16k▼
Financial charges65/66B€100€181▲
Recurring financial charges65€100€181▲
Profit (loss) for the period before taxes9903€38k€16k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€30k€12k▼
Profit (loss) for the period to be appropriated9905€30k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€12k▼
Transfer to equity691/2€30k€12k▼
To other reserves6921€30k€12k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beverbekerdijk 283930 Hamont-AchelGround area
1,499 m²
Building footprint
194 m²
Volume, LiDAR
1,282 m³
Parcel 72001A0005/00D027, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLORES28
since 20232.352.110.141
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72001A0005/00D027 | Flanders | 1,499 m² | 1 · 194 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SUNRISE PERFUMES & COSMETICS
BE 0849.416.726
Antwerpen · Eq €66k
HS Coiffure
BE 0862.170.543
Sambreville · Eq €66k
Omega Cura
BE 0849.567.867
Herentals · Eq €66k
NATURAL FIRST
BE 0684.983.316
Brussel · Eq €67k
RELAX-N-SCENTS
BE 0534.515.827
Mons · Eq €67k
Of 798 companies in sector 46450 we hold annual accounts for 452. 315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2023
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
46150Agents in the wholesale of furniture, household goods and hardware
46499Wholesale of other household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.