CONCORDANCE

Active

Private limited companyfounded 20242 yrs activeAvenue du Cor de Chasse 18, 1410 Waterloo, BelgiumKBO/BCE: BE 1005.781.122

Summary

The computed 12-month bankruptcy probability of CONCORDANCE is 1.6% (moderate). The 2025 annual accounts show equity of €57,701 and a net result of €18,224. Its solvency ranks better than 72% of 11693 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CONCORDANCEActiveChecked score 79/100

Risk analysis Report Compare

What they do

Wholesale of perfume and cosmetics

NACE 46450Retail sale of cosmetics and toilet articles NACE 47750

1 site

How big

€84,146total assets 2025

Equity: €57,701
Profit: €18,224

Turnover not published (abridged schema)

Financially healthy?

79 Excellent Checked score 2025

Bankruptcy chance 12 m: 1.6%

Who decides

Accounts filed 42 d late0 of 2 deeds read

Why 79- Young company- Higher-failure-rate sector- Higher-failure-rate region+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025

79 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability96▲+7

Solvency94=

Growth78

Track record82

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 2.55 against 2.25 in 2024; short-term debt: 31.4% and cash: 35.4% of total assets), and 31.4% of the assets are financed with debt.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Wholesale trade (NACE 46)

about 21% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

68.6%

Return on assets

21.7%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

42 d late

2024

61 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage