Flexy Services
ActiveFlexy Services has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €204k and a net result of €33k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 2090 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▲+20
Solvency98▼-2
Growth38▲+3
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 7.12 in 2023), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
122 d late
2022
106 d late
2021
31 d late
2020
217 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€1.11M▲ 31.9%
2023 · €845k
2020: €1.51M
2021: €1.12M
2022: €800k
2023: €845k
2020 → 2024
EBIT margin
5.0%▼ 0.7pp
2023 · 5.7%
2020: 14.1%
2021: 5.3%
2022: 9.1%
2023: 5.7%
2020 → 2024
Net result
€33k▲ 206%
2023 · €11k
2018: €35k
2019: €44k
2020: €135k
2021: €33k
2022: €43k
2023: €11k
2018 → 2024
Working capital
€201k▼ 21.7%
2023 · €256k
2018: €157k
2019: €197k
2020: €305k
2021: €200k
2022: €235k
2023: €256k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.51M-€1.12M▼ 25.8%€800k▼ 28.6%€845k▲ 5.7%€1.11M▲ 31.9%
Equity€344k-€227k▼ 34.0%€250k▲ 10.3%€261k▲ 4.3%€204k▼ 21.8%
Operating result€213k-€59k▼ 72.4%€73k▲ 23.5%€48k▼ 33.6%€56k▲ 16.3%
Net result€135k-€33k▼ 75.6%€43k▲ 31.4%€11k▼ 75.1%€33k▲ 206%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €341k
Fixed assets
€3k▼ 28.1%
Current assets
€337k▲ 13.1%
Equity and liabilities €341k
Equity
€204k▼ 21.8%
Debt
€137k▲ 226%
The debt ratio rises from 13.8% to 40.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€59k▼
2023 · €59k
Cash flow
€36k▲
2023 · €22k
Solvency
59.9%▼
2023 · 86.2%
Current ratio
2.47▼
2023 · 7.12
Quick ratio
2.47▼
2023 · 7.12
Debt / equity
0.67▲
2023 · 0.16
ROE
16.2%▲
2023 · 4.1%
ROA
9.7%▲
2023 · 3.6%
Interest coverage
3.66▲
2023 · 2.92
Debt
€137k▲
2023 · €42k
Debt ≤ 1 year
€137k▲
2023 · €42k
Income taxes
€12k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€303k€341k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€0-
Financial fixed assets28€2k€2k=
Current assets29/58€298k€337k▲
Amounts receivable after more than one year29€180k€180k=
Other amounts receivable291€180k€180k=
Amounts receivable within one year40/41€96k€135k▲
Trade receivables40€66k€124k▲
Other amounts receivable41€30k€10k▼
Cash at bank and in hand54/58€22k€23k▲
Equity and liabilities
Total equity and liabilities10/49€303k€341k▲
Equity10/15€261k€204k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€6k-
Outside capital11-€6k
Other1109/19-€6k
Reserves13€56k€56k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€55k€55k=
Profit (loss) carried forward14€199k€142k▼
Amounts payable17/49€42k€137k▲
Amounts payable within one year42/48€42k€137k▲
Trade debts44€8k€38k▲
Suppliers440/4€8k€38k▲
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Other amounts payable47/48€19k€90k▲
Income statement
Code20232024
Turnover70€845k€1.11M▲
Goods, raw materials, services and sundry goods60/61€769k€1.06M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€3k▼
Other operating charges640/8€19k€2k▼
Gross operating margin9900€78k€61k▼
Operating profit (loss)9901€48k€56k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€20k€16k▼
Recurring financial charges65€20k€16k▼
Profit (loss) for the period before taxes9903€33k€45k▲
Income taxes67/77€22k€12k▼
Profit (loss) for the period9904€11k€33k▲
Profit (loss) for the period to be appropriated9905€11k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€199k€232k▲
Profit (loss) brought forward from the previous period14P€188k€199k▲
Profit to be distributed694/7-€90k
Return on contributions (dividend)694-€90k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 92 days late
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 122 days late
2023
31-12
Financial
Weakest financial yearnet €11k ▼75.1%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
14-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 106 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 8.68
Current ratio from 1.93 to 8.68; short-term debt falls from €215k to €31k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 217 days late
2020
31-12
Financial
Highest result since 2018net €135k ▲204%
Operating result €213k, net result €135k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Equity above €200kEq €209k ▲27%
2 profitable years in a row build equity to €209k.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Panoramalaan 71650 BeerselGround area
624 m²
Building footprint
75 m²
Volume, LiDAR
393 m³
Parcel 23003B0015/00N002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Panoramalaan 7, 1650 Beersel
since 20132.218.367.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0015/00N002 | Flanders | 624 m² | 1 · 75 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 11,913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:flexyservicesinfo@gmail.com