V & V Works
ActiveV & V Works has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204k and a net result of €26k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+3
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 22.0 against 22.21 in 2024; short-term debt: 4.5% and cash: 89.9% of total assets), and 4.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
12.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
34 d late
2023
5 d early
2022
12 d early
2021
31 d late
2020
11 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€204k▼ 3.4%
2024 · €212k
2018: €99k
2019: €125k
2020: €151k
2021: €178k
2022: €198k
2023: €215k
2024: €212k
2018 → 2025
Total assets
€214k▼ 3.8%
2024 · €222k
2018: €142k
2019: €160k
2020: €196k
2021: €211k
2022: €220k
2023: €244k
2024: €222k
2018 → 2025
Net result
€26k▲ 22.0%
2024 · €21k
2018: €25k
2019: €33k
2020: €25k
2021: €43k
2022: €32k
2023: €25k
2024: €21k
2018 → 2025
Working capital
€200k▼ 1.7%
2024 · €203k
2018: €94k
2019: €121k
2020: €138k
2021: €168k
2022: €188k
2023: €206k
2024: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€198k▲ 10.8%€215k▲ 8.7%€212k▼ 1.5%€204k▼ 3.4%
Operating result€67k-€49k▼ 27.0%€39k▼ 20.3%€30k▼ 22.8%€39k▲ 30.0%
Net result€43k-€32k▼ 27.5%€25k▼ 20.7%€21k▼ 14.4%€26k▲ 22.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€4k▼ 52.8%
Current assets
€209k▼ 1.7%
Equity and liabilities €214k
Equity
€204k▼ 3.4%
Debt
€10k▼ 10.8%
The debt ratio falls from 4.8% to 4.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €35k
Cash flow
€31k▲
2024 · €26k
Solvency
95.5%▲
2024 · 95.2%
Current ratio
22.00▼
2024 · 22.21
Quick ratio
22.00▼
2024 · 22.08
Debt / equity
0.05▼
2024 · 0.05
ROE
12.8%▲
2024 · 10.1%
ROA
12.2%▲
2024 · 9.6%
Interest coverage
207.81▲
2024 · 129.43
Debt
€10k▼
2024 · €11k
Debt ≤ 1 year
€10k▼
2024 · €10k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€214k▼
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Plant, machinery and equipment23€9k€4k▼
Current assets29/58€213k€209k▼
Stocks and contracts in progress3€1k-
Contracts in progress37€1k-
Amounts receivable within one year40/41€11k€15k▲
Trade receivables40€6k€13k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€199k€192k▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€222k€214k▼
Equity10/15€212k€204k▼
Contributions10/11€29k€29k=
Reserves13€183k€175k▼
Distributable reserves133€183k€175k▼
Profit (loss) carried forward14€241€249▲
Amounts payable17/49€11k€10k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€10k€10k▼
Current portion of amounts payable after more than one year42€4k€1k▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45-€569
Taxes450/3-€569
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€502€462▼
Gross operating margin9900€35k€45k▲
Operating profit (loss)9901€30k€39k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€270€212▼
Recurring financial charges65€270€212▼
Profit (loss) for the period before taxes9903€34k€41k▲
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€21k€26k▲
Profit (loss) for the period to be appropriated9905€21k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€26k▲
Profit (loss) brought forward from the previous period14P€139€241▲
Transfer from equity791/2€25k€33k▲
Transfer to equity691/2€21k€26k▲
To other reserves6921€21k€26k▲
Profit to be distributed694/7€25k€33k▲
Return on contributions (dividend)694€25k€33k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 34 days late
2024
30-09
Financial
Weakest financial yearnet €21k ▼14.4%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 22.21
Current ratio from 9.62 to 22.21; short-term debt falls from €24k to €10k.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €215k ▲8.7%
6 profitable years in a row build equity to €215k.
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-09
Financial
Highest result since 2018net €43k ▲72.2%
Operating result €67k, net result €43k, both a record.
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
30-09
Financial
Equity above €150kEq €151k ▲20.2%
3 profitable years in a row build equity to €151k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
30-09
Financial
Equity above €100kEq €125k ▲27.1%
2 profitable years in a row build equity to €125k.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pijnvenstraat 63920 LommelGround area
1,527 m²
Building footprint
238 m²
Volume, LiDAR
1,086 m³
Parcel 72343E0996/00N002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V & V Works
since 20122.208.511.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72343E0996/00N002 | Flanders | 1,527 m² | 1 · 238 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2012
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.