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FLE IT

Active
Private limited company·Ontwerpen van computerprogramma’s· 4 yrs active
Théo Coopmanstraat 8 ·1030 Schaarbeek, Belgium
KBO/BCE: BE 0779.677.585
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FLE IT is 0.9% (low). The 2025 annual accounts show equity of €2k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 2748 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 2748 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€16k-2.1%
Working capital€2k-95.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20kOperating result 2022: €16k€16kNet result 2022: €12k€12kOperating result 2023: €17k€17kNet result 2023: €12k€12kOperating result 2024: €22k€22kNet result 2024: €16k€16kOperating result 2025: €21k€21kNet result 2025: €16k€16k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~49% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€10k€20k€30k€40k2022: €14k2023: €25k2024: €40k2025: €2k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 3.0% 62.2%
better than 11% of 2748 sector peers
Net result €16k €40k
better than 26% of 2750 sector peers
Equity €2k €62k
better than 9% of 2749 sector peers
Gross operating margin €22k €63k
better than 20% of 2750 sector peers
Total assets €66k €121k
better than 22% of 2750 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P11
2022: P36 · n=37942023: P46 · n=58012024: P56 · n=73362025: P11 · n=27482022 2025
Stable position over 2022-2025 · n=2748-7336
Net result P26
2022: P33 · n=37922023: P31 · n=57972024: P34 · n=73332025: P26 · n=27502022 2025
Stable position over 2022-2025 · n=2750-7333
Equity P9
2022: P23 · n=37962023: P31 · n=58042024: P38 · n=73382025: P9 · n=27492022 2025
Stable position over 2022-2025 · n=2749-7338
Gross operating margin P20
2022: P26 · n=37862023: P24 · n=57932024: P26 · n=73272025: P20 · n=27502022 2025
Stable position over 2022-2025 · n=2750-7327
Describes the position versus peers, not a forecast.
EBITDA
€21k
-2.5% far above sector median
Net profit
€16k
-2.1% far above sector median
Cash flow
€16k
-2.1% far above sector median
Total assets
€66k
+14.0% +24% vs sector
Equity
€2k
-95.0% -87% vs sector
Working capital
€2k
-95.7% -89% vs sector
Income taxes
€5k
-1.7% +293% vs sector
Dividends
€54k
+6370.6% 22-25
Debt
€64k
+256.7% +241% vs sector
Debt ≤ 1y
€64k
+256.7% +241% vs sector
Current ratio
1.03
-67.8% -64% vs sector
Quick ratio
1.03
-67.8% -64% vs sector
Solvency
3.0%
-95.6% -95% vs sector
Debt / equity
32.22
+7070.1% far above sector median
ROE
784.7%
+1867.6% far above sector median
ROA
23.6%
-14.2% far above sector median
Interest coverage
46.89
+34.4% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€21k
Net profit€16k
Cash flow€16k
Staff costs-
Income taxes€5k
Dividends€54k
Total assets€66k
Equity€2k
Debt€64k
of which ≤ 1y€64k
of which > 1y-
Working capital€2k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.03
Quick ratio1.03
Working capital ratio2.6%
Solvency3.0%
Debt / equity32.22
Long-term debt ratio-
Interest coverage46.89
Gross margin-
Net margin-
ROA23.6%
ROE784.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€66k
Fixed assets 21/28€303
Tangible fixed assets 22/27€220
Financial fixed assets 28€83
Current assets 29/58€66k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€66k
Equity 10/15€2k
Contributions / capital 10/11€2k
Amounts payable 17/49€64k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€22k
Operating result 9901€21k
Financial charges 65€456
Result before taxes 9903€21k
Income taxes 67/77€5k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
65 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
FLE IT
Théo Coopmanstraat 8, 1030 SchaarbeekGroothandel in computers, randapparatuur en software
since 20222.326.634.278
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area176 m²
Buildings1
Building footprint64 m²
Volume (LiDAR)442 m³
Tallest building10.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21903B0030/00A003 Brussels 176 m² 1 · 64 m² 10.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health65Profitability100Solvency14Growth58Stability94
66 / 100

Strong profile, led by profitability.

Health 65
Profitability 100
Solvency 14
Growth 58
Stability 94

Ask AI about this company

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AI due-diligence brief

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Groothandel in informatie- en communicatieapparatuur46500Groothandel in computers, randapparatuur en software46510Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR FLE IT
Registered office
Théo Coopmanstraat 8
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.