S-DATA
ActiveSummary
S-DATA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,110 and a net result of €13,056. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 30% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Computer programming
NACE 62100NACE 62010
#2 oldest company in Dendermonde, Telecoms and IT sector1 site
How big
€82,147total assets 2025
- Equity
- €28,110
- Profit
- €13,056
Turnover not published (abridged schema)
Who decides
Accounts filed 28 d late0 of 5 deeds read
Why 79+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+24
Solvency59▼-41
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 4.17 in 2024; short-term debt: 65.8% and cash: 59.1% of total assets), and 65.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
15.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
24 d early
2023
14 d late
2022
31 d early
2021
28 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €13,056
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €82,147Profit €13,056Solvency 34.2%Liquidity 1.44
Total assets
€82,147▲ 26.5%
2018 - 2025
Net result
€13,056
2018 - 2025
Equity
€28,110▼ 48.9%
2018 - 2025
Staff (FTE)
0.4▼ 60.0%
2019 - 2021
Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Dendermonde, Telecoms and IT sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,702▼ 1.0%-€2,871-€5,913▼ 106%€213€19,783▲ 9,189%
Net result€12,959within the sector's middle half▲ 0.4%-€4,533below the sector's middle half-€7,008below the sector's middle half▼ 54.6%-€2,047below the sector's middle half▲ 70.8%€13,056within the sector's middle half
Equity€68,642within the sector's middle half▲ 23.3%€64,109within the sector's middle half▼ 6.6%€57,101within the sector's middle half▼ 10.9%€55,054within the sector's middle half▼ 3.6%€28,110within the sector's middle half▼ 48.9%
Total assets€91,907within the sector's middle half▲ 17.0%€83,114within the sector's middle half▼ 9.6%€76,367within the sector's middle half▼ 8.1%€64,954below the sector's middle half▼ 14.9%€82,147within the sector's middle half▲ 26.5%
Debt€23,265▲ 1.7%€19,005▼ 18.3%€19,266▲ 1.4%€9,900▼ 48.6%€54,037▲ 446%
Working capital€55,231within the sector's middle half▲ 13.0%€51,398within the sector's middle half▼ 6.9%€44,757within the sector's middle half▼ 12.9%€31,367within the sector's middle half▼ 29.9%€23,803within the sector's middle half▼ 24.1%
Solvency74.7%within the sector's middle half▲ 3.8pp77.1%within the sector's middle half▲ 2.4pp74.8%within the sector's middle half▼ 2.4pp84.8%above the sector's middle half▲ 10.0pp34.2%within the sector's middle half▼ 50.5pp
Current ratio5.48above the sector's middle half▲ 2.014.88within the sector's middle half▼ 0.603.36within the sector's middle half▼ 1.534.17within the sector's middle half▲ 0.811.44within the sector's middle half▼ 2.73
Return on assets (ROA)14.1%within the sector's middle half▼ 2.3pp-5.5%below the sector's middle half▼ 19.6pp-9.2%below the sector's middle half▼ 3.7pp-3.2%below the sector's middle half▲ 6.0pp15.9%within the sector's middle half▲ 19.0pp
Staff (FTE)0.4▼ 60.0%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9,189% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82,147
Fixed assets
€4,307 ▼ 81.8%
Current assets
€77,840 ▲ 88.6%
Equity and liabilities €82,147
Equity
€28,110 ▼ 48.9%
Debt
€54,037 ▲ 446%
Debt's share of the balance-sheet total rises from 15.2% to 65.8%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€24,049▲
2024 · €7,104
Cash flow
€17,322▲
2024 · €4,844
Debt to equity
1.92▲
2024 · 0.18
ROE
46.4%▲
2024 · -3.7%
Interest coverage
15.16▲
2024 · 12.14
Debt ≤ 1 year
€54,037▲
2024 · €9,900
Income taxes
€5,196▲
2024 · €2,207
Staff costs
€0▼
2024 · €368
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4,010 | €0 | - | - | €1,178 | - |
| Remuneration, social security and pensions62 | €2,725 | €0 | - | €368 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,758 | €5,870 | €5,870 | €6,891 | €4,265 | ▼ 38.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €2,124 | €1,134 | €1,311 | €1,526 | €1,022 | ▼ 33.0% |
| Gross operating margin9900 | €29,309 | €4,133 | €1,268 | €8,998 | €25,071 | ▲ 179% |
| Operating profit (loss)9901 | €18,702 | -€2,871 | -€5,913 | €213 | €19,783 | ▲ 9,189% |
| Financial income75/76B | €0 | €150 | €776 | €532 | €55 | ▼ 89.7% |
| Recurring financial income75 | €0 | €150 | €776 | €532 | €55 | ▼ 89.7% |
| Financial charges65/66B | €1,208 | €1,032 | €761 | €585 | €1,586 | ▲ 171% |
| Recurring financial charges65 | €1,208 | €1,032 | €761 | €585 | €1,586 | ▲ 171% |
| Profit (loss) for the period before taxes9903 | €17,494 | -€3,753 | -€5,898 | €160 | €18,252 | ▲ 11,294% |
| Income taxes67/77 | €4,535 | €780 | €1,110 | €2,207 | €5,196 | ▲ 135% |
| Profit (loss) for the period9904 | €12,959 | -€4,533 | -€7,008 | -€2,047 | €13,056 | ▲ 738% |
| Profit (loss) for the period to be appropriated9905 | €12,959 | -€4,533 | -€7,008 | -€2,047 | €13,056 | ▲ 738% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91,907 | €83,114 | €76,367 | €64,954 | €82,147 | ▲ 26.5% |
| Fixed assets21/28 | €24,354 | €18,484 | €12,614 | €23,686 | €4,307 | ▼ 81.8% |
| Tangible fixed assets22/27 | €22,282 | €16,413 | €10,543 | €21,615 | €2,236 | ▼ 89.7% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €20,148 | €14,563 | €8,979 | €20,336 | €1,241 | ▼ 93.9% |
| Other tangible fixed assets26 | €2,134 | €1,849 | €1,564 | €1,279 | €994 | ▼ 22.3% |
| Financial fixed assets28 | €2,071 | €2,071 | €2,071 | €2,071 | €2,071 | = |
| Current assets29/58 | €67,553 | €64,630 | €63,752 | €41,267 | €77,840 | ▲ 88.6% |
| Amounts receivable within one year40/41 | €30,368 | €34,930 | €39,691 | €24,580 | €26,850 | ▲ 9.2% |
| Trade receivables40 | €21,114 | €26,676 | €30,615 | €18,546 | €21,087 | ▲ 13.7% |
| Other amounts receivable41 | €9,254 | €8,253 | €9,075 | €6,035 | €5,763 | ▼ 4.5% |
| Cash at bank and in hand54/58 | €33,254 | €25,797 | €17,605 | €13,107 | €48,578 | ▲ 271% |
| Deferred charges and accrued income490/1 | €3,932 | €3,903 | €6,456 | €3,580 | €2,412 | ▼ 32.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91,907 | €83,114 | €76,367 | €64,954 | €82,147 | ▲ 26.5% |
| Equity10/15 | €68,642 | €64,109 | €57,101 | €55,054 | €28,110 | ▼ 48.9% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €22,000 | ▼ 64.5% |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | - | - |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | - | - |
| Reserves13 | €4,913 | €4,913 | €4,913 | €4,913 | €5,223 | ▲ 6.3% |
| Non-distributable reserves130/1 | €3,190 | €3,190 | €3,190 | €3,190 | €0 | ▼ 100% |
| Legal reserve130 | €3,190 | €3,190 | €3,190 | €3,190 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €0 | - |
| Distributable reserves133 | €1,723 | €1,723 | €1,723 | €1,723 | €5,223 | ▲ 203% |
| Profit (loss) carried forward14 | €1,729 | -€2,804 | -€9,812 | -€11,859 | €887 | ▲ 107% |
| Amounts payable17/49 | €23,265 | €19,005 | €19,266 | €9,900 | €54,037 | ▲ 446% |
| Amounts payable after more than one year17 | €6,680 | €3,495 | €271 | €0 | - | - |
| Financial debts170/4 | €6,680 | €3,495 | €271 | €0 | - | - |
| Amounts payable within one year42/48 | €12,322 | €13,231 | €18,995 | €9,900 | €54,037 | ▲ 446% |
| Current portion of amounts payable after more than one year42 | €3,146 | €3,185 | €3,225 | €271 | €0 | ▼ 100% |
| Trade debts44 | €5,785 | €6,197 | €10,891 | €5,203 | €8,767 | ▲ 68.5% |
| Suppliers440/4 | €5,785 | €6,197 | €10,891 | €5,203 | €8,767 | ▲ 68.5% |
| Taxes, remuneration and social security45 | €3,265 | €3,167 | €4,132 | €3,548 | €4,484 | ▲ 26.4% |
| Taxes450/3 | €3,265 | €3,167 | €4,132 | €3,548 | €4,484 | ▲ 26.4% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €126 | €682 | €747 | €878 | €40,786 | ▲ 4,548% |
| Accrued charges and deferred income492/3 | €4,263 | €2,278 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,959 | -€4,533 | -€7,008 | -€2,047 | €13,056 | ▲ 738% |
| + Depreciation and write-downs630 | €5,758 | €5,870 | €5,870 | €6,891 | €4,265 | ▼ 38.1% |
| Operating cash flow (approximation) | €18,717 | €1,337 | -€1,138 | €4,844 | €17,322 | ▲ 258% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€17,963 | €15,114 | ▲ 184% |
| Change in cash | - | -€7,457 | -€8,192 | -€4,498 | €35,471 | ▲ 889% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
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BOLDATWORK
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NB24
BE 1011.459.679
Westerlo · Eq €28,087
Omnia Safe
BE 0799.395.509
Mechelen · Eq €28,082
Of 16,913 companies in this sector we hold annual accounts for 8,787. 6,281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
12 eventsLatest 28-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €13,056
Net result €13,056 after 3 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet -€7,008
Net result drops to -€7,008, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 16-07-1986Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded16-07-1986
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429147497
Registered
04-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1986
Ground area
368 m²
Building footprint
134 m²
Volume, LiDAR
823 m³
Parcel 42021C0140/00C000, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
S-DATA
since 1986unit no. 2.035.930.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021C0140/00C000 | Flanders | 368 m² | 1 · 134 m² | 12.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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