Equity
€260,439 from €867,817 in 2022
Equity fell by 70% in 3 years.
FJUTJER
Lifetime
6 annual accounts with figures on one time axispeak €491,530 (2020)
€447,317▲ 7.9%
peak €337,448 (2020)
€325,686▲ 10.3%
peak €867,817 (2022)
€260,439unchanged
€619,669▼ 45.1%
Board1 name since 2019
1 directorPOTTIE Siska Germana Michèle
Documentsfilings and deeds
13-03-2026140 days before the deadline
2025micro format
Dividend €325,686Debts from €1.1m to €619,669Cash from €974,962 to €15,963
Key points
from the 2025 annual accountsTurnover
≈ €870,000 estimated
The micro format states no turnover.
Debts
€619,669 70% of the balance sheet
Financial debts 0%Suppliers 0%Taxes and wages 4%Other 95%
Filings
6 annual accounts 4 late
The 2020 accounts came latest: 31 days after the end of the period.
Starting capital
€8,000 100 shares
Position in the sector
€325,686
Higher net result than 95% of companies in advertising and market research. Sector median €14,755 · 8,616 companies.
Checked score
88
Excellent
Financially stronger than 43% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.2 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.39, cash €15,963, halved
lowers risk
Size: total assets €880,108
Figures for financial year 2025 (filed on 13-03-2026)
Sector: Advertising, market research and public relations activities (NACE 73)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 33% of them on solvency, 9% on liquidity, 88% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as FJUTJER has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FJUTJER itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for FJUTJER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.21 in 2024), below the usual 1.5. Short-term debt is 70.4% and cash 1.8% of total assets. 70.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
140 days early
2024
167 days early
2023
26 days late
2022
29 days late
2021
29 days late
2020
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 32 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 167 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0731992088
Purpose change
“Het leveren van onderzoeks-, advies-, vertegenwoordigings-, begeleidings-, bestuurs- en verkoop en…” (deed in Dutch) · General meeting of 22-06-2021 · Gazette deed
Incorporation
Founding capital of €8,000, 100 shares · Founder: POTTIE Siska Germana Michèle (comparant) · Appointment: POTTIE Siska Germana Michèle (director) · published on 12-08-2019 · Gazette deed
First establishment
Tuinwijklaan 32, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FJUTJER Ghent | €0.9m | €447,317 | 29.6% | - |
| ACEN-delta Kontich | €0.9m | €499,508 | -57.0% | 8.1 |
| És Legal Tielt | €0.9m | €510,464 | 48.7% | - |
| The Middle Men Brussels | €0.8m | €495,116 | 10.5% | 9 |
| Mageska Chaudfontaine | €0.9m | €471,815 | 60.4% | - |
| Change in Action Meise | €1.0m | €512,656 | 91.4% | - |
| CONTENTO Ghent | €1.2m | €379,223 | 12.2% | 5 |
These companies have the same main activity as FJUTJER: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €844,000 and €1.2m, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 08-08-2019Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 2 others
- Establishment unit
- 2.292.984.7809000 Ghent, since 08-08-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2025
Annual accounts 2025
- €880,108▼ 36.7%
- Filing
- Filed on 13-03-2026, 140 days before the end of the filing period
Insights on FJUTJER
FJUTJER files the micro format. That format states no turnover. The gross margin fell from €491,530 in 2020 to €447,317 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FJUTJER
- What is the company number of FJUTJER?
- The company number of FJUTJER is 0731.992.088. The VAT number is the same number with BE in front: BE 0731.992.088.
- Where is FJUTJER based?
- The registered office is at Tuinwijklaan 32, 9000 Ghent.Company details
- What does FJUTJER do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of FJUTJER?
- FJUTJER is a private limited company (BV).
- When was FJUTJER founded?
- FJUTJER was founded on 08-08-2019.
- Is FJUTJER still active?
- Yes, FJUTJER is an active enterprise in the KBO register.
- What is the turnover of FJUTJER?
- The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €447,317 and 46 comparable companies (NACE 73). It probably lies between €600,000 and €1.1m.Financials
- Is FJUTJER profitable?
- In financial year 2025, FJUTJER made a profit of €325,686.
- Where can I find the annual accounts of FJUTJER?
- FJUTJER filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FJUTJER due?
- FJUTJER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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