Losses
-€3,785 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
FIXED CONSTRUCT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €18,764 (2023)
€5,388▲ 55.9%
lowest -€3,608 (2024)
-€177▲ €3,431
peak €16,277 (2023)
€12,492▼ 1.4%
€64,291▼ 13.7%
Board1 name since 2021
1 director
Documentsfilings and deeds
22-10-20259 days before the deadline
2025micro format
Gross margin from €3,456 to €5,388Loss of €177Registered office moved from Ghent to Sint-Truiden 24-02Cash from €10,559 to €3,316
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Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,548 companies had the same profile as FIXED CONSTRUCT has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,548 companies, not a prediction for FIXED CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
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Signals
6 signals are hidden.
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Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0764657334
Registered office moved from Ghent to Sint-Truiden
New registered office: Luikersteenweg 138 bus 201 3800 Sint-Truiden · Previous registered office: Zwijnaardsesteenweg 44, 9000 Gent · General meeting of 31-12-2024 · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: · Appointment: (director) · published on 08-03-2021 · Gazette deed
First establishment
Luikersteenweg 138, Sint-Truiden
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Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIXED CONSTRUCT Sint-Truiden | €76,783 | €5,388 | 16.3% | - |
| COPA CONSTRUCT Maaseik | €71,572 | €4,982 | 46.2% | - |
| Kwis Houthalen-Helchteren | €96,844 | €5,322 | 99.4% | - |
| NIKOLAS PROJECTS Opwijk | €83,930 | €5,101 | 64.9% | - |
| DJF CONSTRUCT Brunehaut | €81,242 | €4,884 | 72.8% | - |
| KMT ENTREPRISES Ixelles | €67,798 | €5,128 | 33.5% | - |
| HOME CONSULT & COACHING Liège | €75,810 | €4,647 | 4.6% | - |
These companies have the same main activity as FIXED CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €67,800 and €96,800, founded in 2021.
Official details
Source: KBO- Status
- Active since 04-03-2021Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.314.154.5363800 Sint-Truiden, since 04-03-2021
- Financial year end
- 31 March
- Peppol
- Reachable since 05-01-2026
Annual accounts to 31-03-2025
- €5,388▲ 55.9%
- ≈ €65,000estimated
- €177▼ 95.1%
- €12,492▼ 1.4%
- €76,783▼ 11.9%
- Filing
- Filed on 22-10-2025
Insights on FIXED CONSTRUCT
FIXED CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €8,686 in 2022 to €5,388 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-10-2025, 9 days before the deadline€5,388
▲ 55.9%
€2,496
▲ €5,342
-€177
▲ €3,431
€12,337
▲ 10.9%
16.3%
▲ 1.7 percentage points
1.19
▲ 0.04
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €65,000. Estimated: probably between €33,000 and €120,000.
Balance sheet
balance sheet total €76,783 on 31-03-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
16.3%
Higher than 23% of 9,471 companies in 2025.
1.19
Higher than 31% of 9,219 companies in 2025.
-0.2%
Higher than 25% of 9,291 companies in 2025.
FIXED CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
76,783 | 87,161 | 97,463 | 45,866 | |
21/28 |
155 | 1,547 | 7,173 | 11,765 | |
22/27 |
155 | 1,547 | 7,173 | 11,765 | |
24 |
155 | 1,547 | 7,173 | 11,765 | |
29/58 |
76,628 | 85,613 | 90,290 | 34,101 | |
40/41 |
73,312 | 75,054 | 60,982 | 30,599 | |
40 |
66,467 | 63,504 | 51,288 | 20,904 | |
41 |
6,844 | 11,550 | 9,694 | 9,694 | |
54/58 |
3,316 | 10,559 | 28,469 | 3,502 | |
490/1 |
- | - | 839 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
76,783 | 87,161 | 97,463 | 45,866 | |
10/15 |
12,492 | 12,669 | 16,277 | 5,517 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | |
13 |
200 | 200 | 200 | 200 | |
130/1 |
200 | 200 | 200 | 200 | |
1311 |
200 | 200 | 200 | - | |
1319 |
- | - | - | 200 | |
14 |
10,292 | 10,469 | 14,077 | 3,317 | |
17/49 |
64,291 | 74,491 | 81,186 | 40,349 | |
42/48 |
64,291 | 74,491 | 81,186 | 40,349 | |
44 |
61,196 | 70,643 | 77,544 | 39,458 | |
440/4 |
61,196 | 70,643 | 77,544 | 39,458 | |
45 |
3,095 | 3,849 | 3,643 | 890 | |
450/3 |
3,095 | 849 | 3,643 | 890 | |
454/9 |
- | 3,000 | - | - | |
| Income statement | |||||
9900 |
5,388 | 3,456 | 18,764 | 8,686 | |
630 |
293 | 5,626 | 5,471 | 4,235 | |
640/8 |
2,600 | 677 | 143 | 136 | |
9901 |
2,496 | -2,846 | 13,149 | 4,316 | |
75/76B |
474 | 509 | 606 | 278 | |
75 |
474 | 509 | 606 | 278 | |
65/66B |
52 | 412 | 243 | 186 | |
65 |
52 | 412 | 243 | 186 | |
9903 |
2,917 | -2,750 | 13,512 | 4,407 | |
67/77 |
3,095 | 858 | 2,752 | 890 | |
9904 |
-177 | -3,608 | 10,760 | 3,517 | |
9905 |
-177 | -3,608 | 10,760 | 3,517 | |
| Appropriation of the result | |||||
9906 |
10,292 | 10,469 | 14,077 | 3,517 | |
14P |
10,469 | 14,077 | 3,317 | - | |
691/2 |
- | - | - | 200 | |
6920 |
- | - | - | 200 | |
| Document | |||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 22-10-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 2,789 | 2,779 | 18,620 | 8,550 | ||
| 116 | 2,018 | 16,231 | 7,752 | ||
| -1,100 | 0 | 879 | 16,000 | ||
| -7,243 | -17,910 | 24,967 | - | ||
| 12,337 | 11,122 | 9,104 | -6,248 | ||
| 16.3% | 14.5% | 16.7% | 12.0% | ||
| 1.19 | 1.15 | 1.11 | 0.85 | ||
| 5.15 | 5.88 | 4.99 | 7.31 | ||
| -1.4% | -28.5% | 66.1% | 63.7% | ||
| -0.2% | -4.1% | 11.0% | 7.7% | ||
| 53.40 | 6.74 | 76.73 | 45.92 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €879 | €16,000 |
| €293 | €5,626 | €5,471 | €4,235 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on FIXED CONSTRUCT
The operating result for 2025 is a profit of €2,496, after a loss of €2,846 in 2024.
Debt's share of the balance-sheet total falls from 85.5% to 83.7%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 13 : Vertegenwoordiging van de vennootschap De (iedere) bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”deed of 08-03-2021
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Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, appointed by deed of 08-03-2021, still in office
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Control
Founder
This company
FIXED CONSTRUCT
Equity €12,492
Loss €177 in 2025
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Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €125 in 2025
- Source
- deed of 08-03-2021
Articles of association
deed of 08-03-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 September at 17:00
Shareholders
At incorporation
deed of 08-03-2021 ↗
- 100 shares (100%) · €2,000 in cash
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Network & group
No group
FIXED CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. FIXED CONSTRUCT shares no director with another company.
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At the same address
Luikersteenweg 138, 3800 Sint-Truiden · 1 other company| Banach, Marek (sole trader)
establishment since 01-02-2020 |
founded in 2020 0764.812.633 |
Timeline
Timeline
10 events since 2021Filings
Financial
Establishments
Address
202220242026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0764657334
2025
Annual accounts 2025 filed PDFmicro format · 9 days before the deadline
Registered office moved from Ghent to Sint-TruidenNew registered office: Luikersteenweg 138 bus 201 3800 Sint-Truiden · Previous registered office: Zwijnaardsesteenweg 44, 9000 Gent · General meeting of 31-12-20242 points ▸
- General meeting, 31-12-2024
- Registered-office move, Luikersteenweg 138 bus 201 3800 Sint-Truiden
2024
Annual accounts 2024 filed PDFmicro format · 13 days late
Weakest financial year net -€3,608 The net result drops to -€3,608, the lowest from 2022 to 2025. It recovers the following year.
2023
Annual accounts 2023 filed PDFmicro format · 4 days before the deadline
Highest result from 2022 to 2025 net €10,760 ▲206% The operating result of €13,149 and the net result of €10,760 are both a record.
2022
Annual accounts 2022 filed PDFmicro format · 13 days before the deadline
2021
IncorporationFounding capital of €2,000, 100 shares · Founder: · Appointment: (director) · published on 08-03-20215 points ▸
- Founder,
- Power of attorney,
- Founding capital, €2,000, 100 shares
- 100 shares
- Director appointment,
- The deed holds 11 more points.
First establishment Luikersteenweg 138, Sint-Truiden
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Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
FIXED CONSTRUCT was incorporated on 4 March 2021 as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office was moved to Sint-Truiden in 2025.3 is director of the company, appointed by deed of 08-03-2021.2 Total assets rose from €45,866 in 2022 to €76,783 in 2025.4
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Company details
Identity
- Enterprise number
- 0764.657.334
- VAT number
- BE 0764.657.334
- Peppol ID
- 0208:0764657334
- Other Peppol ID
- 9925:BE0764657334
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-03-2021
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 September at 17:00deed of 08-03-2021 (in Dutch)
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FIXED CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-03-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 08-03-2021 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
52250
Logistics services
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43995
Specialised construction activities
43999
Specialised construction activities
52290
Warehousing and support activities for transportation
81220
Other building cleaning and industrial cleaning
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene reiniging van gebouwen; Overige reiniging van gebouwen; Industriële reiniging; Andere reinigingsactiviteiten; Vervoer te land en…”deed of 08-03-2021 (in Dutch)
37 activities
- Algemene reiniging van gebouwen
- Overige reiniging van gebouwen
- Industriële reiniging
- Andere reinigingsactiviteiten
- Vervoer te land en vervoer via pijpleidingen
- Overig personenvervoer te land
- Personenvervoer te land binnen steden of voorsteden
- Exploitatie van taxi's
- Overig personenvervoer te land
- Overig vervoer van personen met autobussen,zonder dienstregeling: chartervervoer,busreizen,toeristische excursies,enz.
- Vervoer van personen met door dieren getrokken voertuigen
- Organisatie van carpooling en van overage
- Goederenvervoer over de weg en verhuisbedrijven
- Vervoer via pijpleidingen
- Opslag en vervoerondersteunende activiteiten
- Posterijen en koeriers
- Burgerlijke en utiliteitsbouw
- Bouw van civieltechnische werken voor elektriciteit en telecommunicatie
- Slopen en bouwrijp maken van terreinen
- Elektrische installatie,loodgieterswerk en overige bouwinstallatie
- Stukadoorswerk
- Schrijnwerk
- Plaatsen van vloer- en wandtegels
- Schilderen en glaszetten
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Dakwerkzaamheden
- Waterdichtingswerken van muren
- Gevelreiniging
- Bouw van sierschouwen en open haarden
- Uitvoeren van metsel- en voegwerken
- Restaureren van bouwwerken
- Chapewerken
- Overige gespecialiseerde bouwwerkzaamheden
- Reparatie van auto's: reparatie van de mechanische onderdelen en van de elektrische installatie
- Carrosserieherstelling
- Wassen en poetsen van motorvoertuigen
- Onderhoud en reparatie van motorvoertuigen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Luikersteenweg 138 registered office 3800 Sint-Truiden 16110 Sawmilling and planing of wood | 04-03-2021 | 2.314.154.536 |
1 former office
- Zwijnaardsesteenweg 44, 9000 Gent until the deed of 24-02-2025
Buildings and parcels at the address
- Ground area
- 541 m²
- Buildings
- 157 m²
- Volume, LiDAR
- 1,397 m³
- Tallest building
- 13.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71352D0850/00L003 | 541 m² | 1 · 157 m² | 13.0 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0764.657.334