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FIXED CONSTRUCT

Active
Private limited companyfounded 20215 yrs activeLuikersteenweg 138, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0764.657.334
Summary

The computed 12-month bankruptcy probability of FIXED CONSTRUCT is 2.8% (moderate). The 2025 annual accounts show equity of €12,492 and a net result of -€177. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 7524 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability68▲+4
Solvency41▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 1.15 in 2024; short-term debt: 83.7% and cash: 4.3% of total assets), and 83.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.3%
Return on assets
-0.2%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7524 sector peers (2025).
NBB · sector comparison
Position among 7524 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
9 d early
2024
13 d late
2023
4 d early
2022
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FIXED CONSTRUCT was incorporated on 4 March 2021 as a Private limited company.1 Total assets rose from EUR 45,866 in 2022 to EUR 76,783 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€12,492▼ 1.4%
2024 · €12,669
Total assets
€76,783▼ 11.9%
2024 · €87,161
Net result
-€177▲ 95.1%
2024 · -€3,608
Working capital
€12,337▲ 10.9%
2024 · €11,122
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€4,316-€13,149▲ 205%-€2,846€2,496
Net result€3,517-€10,760▲ 206%-€3,608-€177▲ 95.1%
Equity€5,517-€16,277▲ 195%€12,669▼ 22.2%€12,492▼ 1.4%
Total assets€45,866-€97,463▲ 112%€87,161▼ 10.6%€76,783▼ 11.9%
Debt€40,349-€81,186▲ 101%€74,491▼ 8.2%€64,291▼ 13.7%
Working capital-€6,248-€9,104€11,122▲ 22.2%€12,337▲ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2022: €4,316€4,316Net result 2022: €3,517€3,517Operating result 2023: €13,149€13,149Net result 2023: €10,760€10,760Operating result 2024: -€2,846-€2,846Net result 2024: -€3,608-€3,608Operating result 2025: €2,496€2,496Net result 2025: -€177-€1772022202320242025-€5,000€0€5,000€10,000€15,000Operating result 2023: €13,149€13,100Net result 2023: €10,760€10,800Operating result 2024: -€2,846-€2,850Net result 2024: -€3,608-€3,610Operating result 2025: €2,496€2,500Net result 2025: -€177-€177202320242025
The operating result returns to profit in 2025: €2,496 after a loss of €2,846 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76,783
Fixed assets €155 ▼ 90.0%
Current assets €76,628 ▼ 10.5%
Equity and liabilities €76,783
Equity €12,492 ▼ 1.4%
Debt €64,291 ▼ 13.7%
Debt's share of the balance-sheet total falls from 85.5% to 83.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,789▲
2024 · €2,779
Cash flow
€116▼
2024 · €2,018
Current ratio
1.19▲
2024 · 1.15
Debt to equity
5.15▼
2024 · 5.88
ROE
-1.4%▲
2024 · -28.5%
ROA
-0.2%▲
2024 · -4.1%
Interest coverage
53.40▲
2024 · 6.74
Debt ≤ 1 year
€64,291▼
2024 · €74,491
Income taxes
€3,095▲
2024 · €858
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,161€76,783▼
Fixed assets21/28€1,547€155▼
Tangible fixed assets22/27€1,547€155▼
Furniture and vehicles24€1,547€155▼
Current assets29/58€85,613€76,628▼
Amounts receivable within one year40/41€75,054€73,312▼
Trade receivables40€63,504€66,467▲
Other amounts receivable41€11,550€6,844▼
Cash at bank and in hand54/58€10,559€3,316▼
Equity and liabilities
Total equity and liabilities10/49€87,161€76,783▼
Equity10/15€12,669€12,492▼
Contributions10/11€2,000€2,000=
Reserves13€200€200=
Non-distributable reserves130/1€200€200=
Reserves not available under the articles1311€200€200=
Profit (loss) carried forward14€10,469€10,292▼
Amounts payable17/49€74,491€64,291▼
Amounts payable within one year42/48€74,491€64,291▼
Trade debts44€70,643€61,196▼
Suppliers440/4€70,643€61,196▼
Taxes, remuneration and social security45€3,849€3,095▼
Taxes450/3€849€3,095▲
Remuneration and social security454/9€3,000-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,626€293▼
Other operating charges640/8€677€2,600▲
Gross operating margin9900€3,456€5,388▲
Operating profit (loss)9901-€2,846€2,496▲
Financial income75/76B€509€474▼
Recurring financial income75€509€474▼
Financial charges65/66B€412€52▼
Recurring financial charges65€412€52▼
Profit (loss) for the period before taxes9903-€2,750€2,917▲
Income taxes67/77€858€3,095▲
Profit (loss) for the period9904-€3,608-€177▲
Profit (loss) for the period to be appropriated9905-€3,608-€177▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,469€10,292▼
Profit (loss) brought forward from the previous period14P€14,077€10,469▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,235€5,471€5,626€293▼ 94.8%
Other operating charges640/8€136€143€677€2,600▲ 284%
Gross operating margin9900€8,686€18,764€3,456€5,388▲ 55.9%
Operating profit (loss)9901€4,316€13,149-€2,846€2,496▲ 188%
Financial income75/76B€278€606€509€474▼ 6.9%
Recurring financial income75€278€606€509€474▼ 6.9%
Financial charges65/66B€186€243€412€52▼ 87.3%
Recurring financial charges65€186€243€412€52▼ 87.3%
Profit (loss) for the period before taxes9903€4,407€13,512-€2,750€2,917▲ 206%
Income taxes67/77€890€2,752€858€3,095▲ 261%
Profit (loss) for the period9904€3,517€10,760-€3,608-€177▲ 95.1%
Profit (loss) for the period to be appropriated9905€3,517€10,760-€3,608-€177▲ 95.1%
Line2022202320242025Change
Assets
Total assets20/58€45,866€97,463€87,161€76,783▼ 11.9%
Fixed assets21/28€11,765€7,173€1,547€155▼ 90.0%
Tangible fixed assets22/27€11,765€7,173€1,547€155▼ 90.0%
Furniture and vehicles24€11,765€7,173€1,547€155▼ 90.0%
Current assets29/58€34,101€90,290€85,613€76,628▼ 10.5%
Amounts receivable within one year40/41€30,599€60,982€75,054€73,312▼ 2.3%
Trade receivables40€20,904€51,288€63,504€66,467▲ 4.7%
Other amounts receivable41€9,694€9,694€11,550€6,844▼ 40.7%
Cash at bank and in hand54/58€3,502€28,469€10,559€3,316▼ 68.6%
Deferred charges and accrued income490/1-€839---
Equity and liabilities
Total equity and liabilities10/49€45,866€97,463€87,161€76,783▼ 11.9%
Equity10/15€5,517€16,277€12,669€12,492▼ 1.4%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€200€200€200€200=
Non-distributable reserves130/1€200€200€200€200=
Reserves not available under the articles1311-€200€200€200=
Other1319€200----
Profit (loss) carried forward14€3,317€14,077€10,469€10,292▼ 1.7%
Amounts payable17/49€40,349€81,186€74,491€64,291▼ 13.7%
Amounts payable within one year42/48€40,349€81,186€74,491€64,291▼ 13.7%
Trade debts44€39,458€77,544€70,643€61,196▼ 13.4%
Suppliers440/4€39,458€77,544€70,643€61,196▼ 13.4%
Taxes, remuneration and social security45€890€3,643€3,849€3,095▼ 19.6%
Taxes450/3€890€3,643€849€3,095▲ 265%
Remuneration and social security454/9--€3,000--
Line2022202320242025Change
Profit (loss) for the period9904€3,517€10,760-€3,608-€177▲ 95.1%
+ Depreciation and write-downs630€4,235€5,471€5,626€293▼ 94.8%
Operating cash flow (approximation)€7,752€16,231€2,018€116▼ 94.3%
Investment in fixed assets (approximation)--€879€0€1,100-
Change in cash-€24,967-€17,910-€7,243▲ 59.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
22-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
13-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
31-03
Financial Weakest financial yearnet -€3,608
Net result drops to -€3,608, the lowest in the series; recovery starts the following year.
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Highest result since 2022net €10,760 ▲206%
Operating result €13,149, net result €10,760, both a record.
2022
18-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
541 m²
Building footprint
157 m²
Volume, LiDAR
1,397 m³
Parcel 71352D0850/00L003, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
FIXED CONSTRUCT
Luikersteenweg 138, 3800 Sint-TruidenManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 20212.314.154.536
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71352D0850/00L003 Flanders 541 m² 1 · 157 m² 13.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 10,079 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-03-2021
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
52250Logistics services
81220Other building cleaning and industrial cleaning

Scores and ratios are computed by Checked and are not a credit decision.