FiTiger
ActiveSummary
FiTiger has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,897 and a net result of €34,795. Equity is growing by ~44.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 7.68 against 4.95 in 2024; short-term debt: 5.5% and cash: 38.2% of total assets), and 5.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
30.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
9 d early
2023
5 d early
2022
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 25 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€108,897▲ 20.2%
2024 · €90,573
Total assets
€115,303▲ 1.5%
2024 · €113,593
Net result
€34,795▼ 19.1%
2024 · €42,988
Working capital
€42,428▼ 53.2%
2024 · €90,624
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€20,848-€40,084▲ 92.3%€56,241▲ 40.3%€49,685▼ 11.7%
Net result€16,567within the sector's middle half-€30,018above the sector's middle half▲ 81.2%€42,988above the sector's middle half▲ 43.2%€34,795above the sector's middle half▼ 19.1%
Equity€17,567within the sector's middle half-€47,585within the sector's middle half▲ 171%€90,573within the sector's middle half▲ 90.3%€108,897within the sector's middle half▲ 20.2%
Total assets€35,699below the sector's middle half-€68,727within the sector's middle half▲ 92.5%€113,593within the sector's middle half▲ 65.3%€115,303within the sector's middle half▲ 1.5%
Debt€18,132-€21,142▲ 16.6%€23,020▲ 8.9%€6,406▼ 72.2%
Working capital€19,405within the sector's middle half-€47,619within the sector's middle half▲ 145%€90,624within the sector's middle half▲ 90.3%€42,428within the sector's middle half▼ 53.2%
Solvency49.2%within the sector's middle half-69.2%above the sector's middle half▲ 20.0pp79.7%above the sector's middle half▲ 10.5pp94.4%above the sector's middle half▲ 14.7pp
Current ratio2.19within the sector's middle half-3.26within the sector's middle half▲ 1.074.95above the sector's middle half▲ 1.697.68above the sector's middle half▲ 2.73
Return on assets (ROA)46.4%above the sector's middle half-43.7%above the sector's middle half▼ 2.7pp37.8%above the sector's middle half▼ 5.8pp30.2%above the sector's middle half▼ 7.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115,303
Fixed assets
€66,521
Current assets
€48,782
Equity and liabilities €115,303
Equity
€108,897 ▲ 20.2%
Debt
€6,406 ▼ 72.2%
Debt's share of the balance-sheet total falls from 20.3% to 5.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50,471
Cash flow
€35,580
Debt to equity
0.06▼
2024 · 0.25
ROE
32.0%▼
2024 · 47.5%
Interest coverage
216.87
Debt ≤ 1 year
€6,353▼
2024 · €22,969
Income taxes
€15,060▲
2024 · €13,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €786 | - |
| Other operating charges640/8 | €131 | €1,610 | €738 | €1,133 | ▲ 53.5% |
| Gross operating margin9900 | €20,979 | €41,694 | €56,979 | €51,604 | ▼ 9.4% |
| Operating profit (loss)9901 | €20,848 | €40,084 | €56,241 | €49,685 | ▼ 11.7% |
| Financial income75/76B | - | - | €340 | €402 | ▲ 18.3% |
| Recurring financial income75 | - | - | €340 | €402 | ▲ 18.3% |
| Financial charges65/66B | - | €30 | €138 | €233 | ▲ 68.5% |
| Recurring financial charges65 | - | €30 | €138 | €233 | ▲ 68.5% |
| Profit (loss) for the period before taxes9903 | €20,848 | €40,055 | €56,443 | €49,855 | ▼ 11.7% |
| Income taxes67/77 | €4,281 | €10,037 | €13,455 | €15,060 | ▲ 11.9% |
| Profit (loss) for the period9904 | €16,567 | €30,018 | €42,988 | €34,795 | ▼ 19.1% |
| Profit (loss) for the period to be appropriated9905 | €16,567 | €30,018 | €42,988 | €34,795 | ▼ 19.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €35,699 | €68,727 | €113,593 | €115,303 | ▲ 1.5% |
| Fixed assets21/28 | - | - | - | €66,521 | - |
| Tangible fixed assets22/27 | - | - | - | €4,021 | - |
| Furniture and vehicles24 | - | - | - | €4,021 | - |
| Financial fixed assets28 | - | - | - | €62,500 | - |
| Current assets29/58 | €35,699 | €68,727 | €113,593 | €48,782 | ▼ 57.1% |
| Amounts receivable after more than one year29 | - | - | €14,000 | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | €14,000 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €27,392 | €19,842 | €28,640 | €3,075 | ▼ 89.3% |
| Trade receivables40 | €27,392 | €19,840 | €28,630 | €2,788 | ▼ 90.3% |
| Other amounts receivable41 | - | €2 | €11 | €288 | ▲ 2,623% |
| Cash at bank and in hand54/58 | €2,015 | €46,816 | €68,692 | €44,016 | ▼ 35.9% |
| Deferred charges and accrued income490/1 | €6,292 | €2,069 | €2,261 | €1,690 | ▼ 25.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €35,699 | €68,727 | €113,593 | €115,303 | ▲ 1.5% |
| Equity10/15 | €17,567 | €47,585 | €90,573 | €108,897 | ▲ 20.2% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €16,567 | €46,585 | €89,573 | €107,897 | ▲ 20.5% |
| Distributable reserves133 | €16,567 | €46,585 | €89,573 | €107,897 | ▲ 20.5% |
| Profit (loss) carried forward14 | - | - | - | €0 | - |
| Amounts payable17/49 | €18,132 | €21,142 | €23,020 | €6,406 | ▼ 72.2% |
| Amounts payable within one year42/48 | €16,294 | €21,108 | €22,969 | €6,353 | ▼ 72.3% |
| Financial debts43 | - | €343 | €0 | - | - |
| Credit institutions430/8 | - | €343 | €0 | - | - |
| Trade debts44 | €392 | €1,933 | €3,198 | €3,494 | ▲ 9.3% |
| Suppliers440/4 | €392 | €1,933 | €3,198 | €3,494 | ▲ 9.3% |
| Taxes, remuneration and social security45 | €14,483 | €15,193 | €18,959 | €2,860 | ▼ 84.9% |
| Taxes450/3 | €12,483 | €13,193 | €16,959 | €2,860 | ▼ 83.1% |
| Remuneration and social security454/9 | €2,000 | €2,000 | €2,000 | €0 | ▼ 100% |
| Other amounts payable47/48 | €1,419 | €3,639 | €812 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €1,838 | €34 | €51 | €53 | ▲ 3.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,567 | €30,018 | €42,988 | €34,795 | ▼ 19.1% |
| + Depreciation and write-downs630 | - | - | - | €786 | - |
| Operating cash flow (approximation) | €16,567 | €30,018 | €42,988 | €35,580 | ▼ 17.2% |
| Change in cash | - | €44,801 | €21,876 | -€24,676 | ▼ 213% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €100,000Eq €108,897 ▲20.2%
4 profitable years in a row build equity to €108,897.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2022net €42,988 ▲43.2%
Operating result €56,241, net result €42,988, both a record.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Ground area
135 m²
Building footprint
79 m²
Volume, LiDAR
568 m³
Parcel 44808H0137/00V003, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FiTiger
since 20212.326.253.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0137/00V003 | Flanders | 135 m² | 1 · 79 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,138 companies in this sector we hold annual accounts for 2,575. 1,966 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded24-12-2021
Fiscal year end31-03
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
82990Other business support services
85599Other education
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0779341451
Also
9925:BE0779341451
Registered
22-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.