Bruynseels Brad
ActiveBruynseels Brad has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €54k. Equity is growing by ~128% per year across the filed fiscal years. Its solvency ranks better than 80% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency100▲+12
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.64 against 2.62 in 2024; short-term debt: 20.8% and cash: 57% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
55.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
7 d early
2023
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 238%
2024 · €23k
2023: €19k
2024: €23k
2023 → 2025
Total assets
€98k▲ 171%
2024 · €36k
2023: €33k
2024: €36k
2023 → 2025
Net result
€54k▲ 1,232%
2024 · €4k
2023: €17k
2024: €4k
2023 → 2025
Working capital
€74k▲ 249%
2024 · €21k
2023: €17k
2024: €21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€23k▲ 21.8%€77k▲ 238%
Operating result€26k-€6k▼ 76.2%€69k▲ 1,019%
Net result€17k-€4k▼ 76.4%€54k▲ 1,232%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,019% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€3k▲ 98.3%
Current assets
€94k▲ 174%
Equity and liabilities €98k
Equity
€77k▲ 238%
Debt
€20k▲ 53.8%
The debt ratio falls from 36.6% to 20.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €7k
Cash flow
€55k▲
2024 · €5k
Solvency
79.2%▲
2024 · 63.4%
Current ratio
4.64▲
2024 · 2.62
Quick ratio
4.64▲
2024 · 2.62
Debt / equity
0.26▼
2024 · 0.58
ROE
70.4%▲
2024 · 17.9%
ROA
55.8%▲
2024 · 11.3%
Interest coverage
395.37▲
2024 · 20.98
Debt
€20k▲
2024 · €13k
Debt ≤ 1 year
€20k▲
2024 · €13k
Income taxes
€15k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€98k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€2k€1k▼
Current assets29/58€34k€94k▲
Amounts receivable within one year40/41€14k€28k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€7k€17k▲
Cash at bank and in hand54/58€6k€56k▲
Deferred charges and accrued income490/1€14k€10k▼
Equity and liabilities
Total equity and liabilities10/49€36k€98k▲
Equity10/15€23k€77k▲
Contributions10/11€2k€2k=
Reserves13€21k€76k▲
Distributable reserves133€21k€76k▲
Amounts payable17/49€13k€20k▲
Amounts payable within one year42/48€13k€20k▲
Trade debts44€1k€189▼
Suppliers440/4€1k€189▼
Taxes, remuneration and social security45€12k€20k▲
Taxes450/3€12k€20k▲
Accrued charges and deferred income492/3€70€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€453€720▲
Other operating charges640/8€570€1k▲
Non-recurring operating charges66A-€372
Gross operating margin9900€7k€71k▲
Operating profit (loss)9901€6k€69k▲
Financial income75/76B€532€774▲
Recurring financial income75€532€774▲
Financial charges65/66B€317€177▼
Recurring financial charges65€317€177▼
Profit (loss) for the period before taxes9903€6k€70k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€4k€54k▲
Profit (loss) for the period to be appropriated9905€4k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€54k▲
Transfer to equity691/2€4k€54k▲
To other reserves6921€4k€54k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2023net €54k ▲1232%
Operating result €69k, net result €54k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼76.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jakob Smitsstraat 272140 AntwerpenGround area
168 m²
Building footprint
69 m²
Volume, LiDAR
363 m³
Parcel 11313B0877/00D004, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bruynseels Brad
since 20222.328.709.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0877/00D004 | Flanders | 167 m² | 1 · 69 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2022
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.