FISCOFID
ActiveThe computed 12-month bankruptcy probability of FISCOFID is 1.5% (moderate). The 2025 annual accounts show equity of €69k and a net result of €34k. Its solvency ranks better than 30% of 7750 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-4
Solvency49▲+7
Growth78
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.5 in 2024; short-term debt: 75.7% and cash: 0.1% of total assets), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
12%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-03-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
59 d late
2024
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 98.0%
2024 · €35k
2024: €35k
2024 → 2025
Total assets
€282k▲ 38.1%
2024 · €204k
2024: €204k
2024 → 2025
Net result
€34k▲ 9.3%
2024 · €31k
2024: €31k
2024 → 2025
Working capital
€-49k▲ 42.0%
2024 · €-84k
2024: €-84k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€35k-€69k▲ 98.0%
Operating result€31k-€41k▲ 29.0%
Net result€31k-€34k▲ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€117k▼ 1.1%
Current assets
€165k▲ 92.4%
Equity and liabilities €282k
Equity
€69k▲ 98.0%
Debt
€214k▲ 25.8%
The debt ratio falls from 83.0% to 75.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €33k
Cash flow
€36k▲
2024 · €32k
Solvency
24.3%▲
2024 · 17.0%
Current ratio
0.77▲
2024 · 0.50
Quick ratio
0.77▲
2024 · 0.50
Debt / equity
3.11▼
2024 · 4.90
ROE
49.5%▼
2024 · 89.6%
ROA
12.0%▼
2024 · 15.2%
Interest coverage
144.74▲
2024 · 80.46
Debt
€214k▲
2024 · €170k
Debt ≤ 1 year
€214k▲
2024 · €170k
Income taxes
€6k
Staff costs
€74k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€282k▲
Fixed assets21/28€119k€117k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€114k€114k=
Current assets29/58€86k€165k▲
Amounts receivable within one year40/41€66k€165k▲
Trade receivables40€0-
Other amounts receivable41€66k€165k▲
Cash at bank and in hand54/58€16k€176▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€204k€282k▲
Equity10/15€35k€69k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€31k€65k▲
Amounts payable17/49€170k€214k▲
Amounts payable within one year42/48€170k€214k▲
Trade debts44€165k€156k▼
Suppliers440/4€165k€156k▼
Taxes, remuneration and social security45€4k€57k▲
Taxes450/3-€32k
Remuneration and social security454/9€4k€25k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Gross operating margin9900€42k€117k▲
Operating profit (loss)9901€31k€41k▲
Financial charges65/66B€404€427▲
Recurring financial charges65€404€295▼
Non-recurring financial charges66B-€132
Profit (loss) for the period before taxes9903€31k€40k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€31k€34k▲
Profit (loss) for the period to be appropriated9905€31k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€65k▲
Profit (loss) brought forward from the previous period14P-€31k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
15-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Steenweg 4791090 JetteGround area
2,738 m²
Building footprint
245 m²
Volume, LiDAR
2,317 m³
Parcel 21464D0091/00M000, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FISCOFID
since 20222.342.404.203
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0091/00M000 | Brussels | 2,738 m² | 1 · 245 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
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Shared address
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Show 2 more network connections
Shared address
→
Shared address
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Similar companies · same sector, comparable size
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BE 0537.300.519
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ALBANO
BE 0424.004.024
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2022
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
64200Holdings
64210Activities of holding companies
64999Other financial services
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.