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ALBANO

Active
Private limited companyfounded 1983active for 43 yearsChaussée Roosevelt(AMA) 27, 4540 Amay, BelgiumKBO/BCE: BE 0424.004.024
Summary

ALBANO has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,428 and a net result of €2,179. Equity is growing by about 4.6% per year across the filed financial years. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
“L’achat, la vente, la revente, la location, la transformation, l’aménagement, la rénovation et la…” (deed in French)
From the articles, 4 activitiesNo NACE code in the KBO yet1 site
Size
€94,415total assets 2025
Equity
€68,428
Profit
€2,179
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts filed 180 days late
Why 56raises riskCapped at 59: a confirmed filing findingLatest accounts 180 days late; 2 of the last 3 lateLiquidity: current ratio 2.80, cash €58, halvedSize: total assets €94,415lowers riskFounded in 1983Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 68, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 97+4
equity 72.5% of total assets
Liquidity 39-2
short-term debt 27.5% · cash 0.1%
Profitability 72+31
return on assets 2.3%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,562 companies, NACE 68, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.6%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.7%▲ +0.1 percentage points vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.2 percentage points vs 03-2025 05-2025: 1.2%▲ +0.3 percentage points vs 04-2025 06-2025: 1.3%▲ +0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.5 percentage points vs 06-2025 08-2025: 3.4%▲ +1.6 percentage points vs 07-2025 09-2025: 3.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%▼ -2.6 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.1%▲ +0.2 percentage points vs 02-2026 04-2026: 1.3%▲ +0.2 percentage points vs 03-2026 05-2026: 1.6%▲ +0.3 percentage points vs 04-2026 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.4 percentage points vs 06-2026 08-2026: 4.0%▲ +1.9 percentage points vs 07-2026 09-2026: 4.0%● unchanged vs 08-2026highest value 10-2026: 1.3%▼ -2.7 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity ample (current ratio 2.8, compared with 2.39 in 2024, above the usual 1.5; short-term debt: 27.5% and cash: 0.1% of total assets), and 27.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 79% on solvency, 32% on liquidity, 63% on profitability and 55% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Latest accounts 180 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 1983
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 2.80, cash €58, halved
NBB · annual accounts
raises risk · Size: total assets €94,415
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 14-08-2025 was due by 14-03-2026 and was filed on 10-09-2026, 180 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
180 days late
2024
172 days late
2023
26 days late
2022
206 days late
2021
61 days late
2020
67 days late
2019
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 101 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 14-08-2026 is due by 14-03-2027. Nothing is late today. The company usually files around 2 September (4 of the last 5 filed years within 111 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-08-2026 year end14-10-2026 today14-03-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: STRAGLIOTTO Bertilla (director)Appointments: STRAGLIOTTO Bertilla (director) and…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 180 days View
  • New directorslatest change 18-02-2026 · 2 in office 2 joined View
  • Active since 1983founded 10-05-1983 43 years View

By topic

Financials

Financial year
2025
Total assets
€94,415
Profit
€2,179
Solvency
72.5%
Turnover▼ 10.6%
Net result
20192023
Go to Financials

Timeline

Events
45
Since
1985
Next accounts
by 14-03-2027
  1. 14-08-2024Back to profit
  2. 09-04-2024Annual accounts filed
  3. 06-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
10-05-1983
Year ends
14-08
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Who signs
Each director alone
Financial year
From 1 October to 30 September
Annual meeting
30 March at 20:00; the first on 30-03-2027
Purpose
“L’achat, la vente, la revente, la location, la transformation, l’aménagement, la…” (deed in French)
Go to Articles of association

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