Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of FISCOFID is 1.5% (low). The 2025 annual accounts show equity of €69k and a net result of €34k. Its solvency ranks better than 31% of 1081 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-03-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 31-03-2026 | 59 d late | 2026-00075448 |
| 30-06-2024 | 31-01-2025 | 15-02-2025 | 15 d late | 2025-00036975 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.5%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€34k+9.3%
Working capital€-49k+42.0%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 24.3% | 51.1% | |
| Net result | €34k | €24k | |
| Equity | €69k | €51k | |
| Gross operating margin | €117k | €45k | |
| Staff costs | €74k | €16k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€43k
+31.3%
24-25
€34k
+9.3%
24-25
€36k
+12.3%
24-25
€282k
+38.1%
24-25
€69k
+98.0%
24-25
€-49k
+42.0%
24-25
€74k
+661.6%
24-25
€6k
-
24-25
€214k
+25.8%
24-25
€214k
+25.8%
24-25
0.77
+52.9%
24-25
0.77
+52.9%
24-25
24.3%
+43.4%
24-25
3.11
-36.4%
24-25
49.5%
-44.8%
24-25
12.0%
-20.8%
24-25
144.74
+79.9%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €43k |
| Net profit | €34k |
| Cash flow | €36k |
| Staff costs | €74k |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €282k |
| Equity | €69k |
| Debt | €214k |
| of which ≤ 1y | €214k |
| of which > 1y | - |
| Working capital | €-49k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.77 |
| Quick ratio | 0.77 |
| Working capital ratio | -17.3% |
| Solvency | 24.3% |
| Debt / equity | 3.11 |
| Long-term debt ratio | - |
| Interest coverage | 144.74 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.0% |
| ROE | 49.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €282k |
| Fixed assets | 21/28 | €117k |
| Tangible fixed assets | 22/27 | €3k |
| Financial fixed assets | 28 | €114k |
| Current assets | 29/58 | €165k |
| Amounts receivable within one year | 40/41 | €165k |
| Cash & bank | 54/58 | €176 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €282k |
| Equity | 10/15 | €69k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €65k |
| Amounts payable | 17/49 | €214k |
| Amounts payable within one year | 42/48 | €214k |
| Trade debts payable within one year | 44 | €156k |
| Income statement | ||
| Gross operating margin | 9900 | €117k |
| Operating result | 9901 | €41k |
| Financial charges | 65 | €295 |
| Result before taxes | 9903 | €40k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €34k |
| Result to be appropriated | 9905 | €34k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed56
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Shared address
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Shared address
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Steenweg 4791090 JetteEstablishment units
1 locationFISCOFID
since 20222.342.404.203
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,738 m²
Buildings1
Building footprint245 m²
Volume (LiDAR)2,317 m³
Tallest building11.8 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0091/00M000 | Brussels | 2,738 m² | 1 · 245 m² | 11.8 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 2
13-11-2025
v3.2
06-08-2025
v3.2
All acts · 3
updated 9 months ago
2025
13-11-2025 Registered office moved from Molenbeek-Saint-Jean to Jette
- Rue des Bougainvillées 3, 1080 Molenbeek-Saint-Jean → Chaussée de Jette 479, 1090 Jette
Summary:
v3.2
06-08-2025 Registered office moved from Anderlecht to Molenbeek-Saint-Jean
- Avenue Frans Van Kalken 9, 1070 Anderlecht → Rue De Bougainvillées 3, 1080 Molenbeek-Saint-Jean
Summary:
v3.2
2022
25-10-2022 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes72
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
56
Profitability
100
Solvency
31
Growth
78
Stability
94
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Credit advice
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Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Holdings64200Activiteiten van holdings64210Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameFR | FISCOFID |
Registered office
Jetse Steenweg 479
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.