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A.M. GEST

Active
Private limited companyfounded 20224 yrs activeAlfred Algoetstraat 100, 1750 Lennik, BelgiumKBO/BCE: BE 0780.619.178
Summary

A.M. GEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,574 and a net result of €35,603. Equity is growing by ~238.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency77▲+14
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.59 in 2024; short-term debt: 48% and cash: 83% of total assets), and 48% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52%
Return on assets
27%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-02-2026, 173 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
173 d early
2024
61 d late
2023
118 d late
2022
154 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 October (3 of the last 4 filed years within 64 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

A.M. GEST was incorporated on 19 January 2022 as a Private limited company.1 Total assets rose from EUR 11,741 in 2022 to EUR 131,805 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€68,574▲ 108%
2024 · €32,971
Total assets
€131,805▲ 50.9%
2024 · €87,320
Net result
€35,603▲ 43.2%
2024 · €24,869
Working capital
€68,574▲ 114%
2024 · €32,088
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€1,995-€9,911▲ 397%€34,368▲ 247%€55,600▲ 61.8%
Net result€823within the sector's middle half-€5,879within the sector's middle half▲ 615%€24,869within the sector's middle half▲ 323%€35,603within the sector's middle half▲ 43.2%
Equity€2,223below the sector's middle half-€8,102below the sector's middle half▲ 265%€32,971within the sector's middle half▲ 307%€68,574within the sector's middle half▲ 108%
Total assets€11,741below the sector's middle half-€26,997below the sector's middle half▲ 130%€87,320within the sector's middle half▲ 223%€131,805within the sector's middle half▲ 50.9%
Debt€9,518-€18,895▲ 98.5%€54,349▲ 188%€63,232▲ 16.3%
Working capital-€7,360below the sector's middle half-€2,870within the sector's middle half€32,088within the sector's middle half▲ 1,018%€68,574within the sector's middle half▲ 114%
Solvency18.9%within the sector's middle half-30.0%within the sector's middle half▲ 11.1pp37.8%within the sector's middle half▲ 7.7pp52.0%within the sector's middle half▲ 14.3pp
Current ratio0.23below the sector's middle half-1.15within the sector's middle half▲ 0.931.59within the sector's middle half▲ 0.442.08within the sector's middle half▲ 0.49
Return on assets (ROA)7.0%within the sector's middle half-21.8%within the sector's middle half▲ 14.8pp28.5%above the sector's middle half▲ 6.7pp27.0%within the sector's middle half▼ 1.5pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €1,995€1,995Net result 2022: €823€823Operating result 2023: €9,911€9,911Net result 2023: €5,879€5,879Operating result 2024: €34,368€34,368Net result 2024: €24,869€24,869Operating result 2025: €55,600€55,600Net result 2025: €35,603€35,6032022202320242025€0€20,000€40,000€60,000Operating result 2023: €9,911€9,910Net result 2023: €5,879€5,880Operating result 2024: €34,368€34,400Net result 2024: €24,869€24,900Operating result 2025: €55,600€55,600Net result 2025: €35,603€35,600202320242025
The operating result has risen three years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €131,805
Equity €68,574 ▲ 108%
Debt €63,232 ▲ 16.3%
Debt's share of the balance-sheet total falls from 62.2% to 48.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€56,482▲
2024 · €38,718
Cash flow
€36,485▲
2024 · €29,219
Debt to equity
0.92▼
2024 · 1.65
ROE
51.9%▼
2024 · 75.4%
Interest coverage
590.69▲
2024 · 376.67
Debt ≤ 1 year
€63,232▲
2024 · €54,349
Income taxes
€19,901▲
2024 · €9,397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,320€131,805▲
Fixed assets21/28€882-
Tangible fixed assets22/27€882-
Furniture and vehicles24€882-
Current assets29/58€86,438€131,805▲
Amounts receivable within one year40/41€45,825€22,353▼
Trade receivables40€45,825€22,353▼
Cash at bank and in hand54/58€40,613€109,452▲
Equity and liabilities
Total equity and liabilities10/49€87,320€131,805▲
Equity10/15€32,971€68,574▲
Contributions10/11€1,400€1,400=
Profit (loss) carried forward14€31,571€67,174▲
Amounts payable17/49€54,349€63,232▲
Amounts payable within one year42/48€54,349€63,232▲
Trade debts44€12,690€14,709▲
Suppliers440/4€12,690€14,709▲
Taxes, remuneration and social security45€21,487€48,369▲
Taxes450/3€21,487€48,369▲
Other amounts payable47/48€20,173€154▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,350€882▼
Other operating charges640/8€301€688▲
Non-recurring operating charges66A-€836
Gross operating margin9900€39,019€58,005▲
Operating profit (loss)9901€34,368€55,600▲
Financial charges65/66B€103€96▼
Recurring financial charges65€103€96▼
Profit (loss) for the period before taxes9903€34,265€55,504▲
Income taxes67/77€9,397€19,901▲
Profit (loss) for the period9904€24,869€35,603▲
Profit (loss) for the period to be appropriated9905€24,869€35,603▲
Appropriation of the result
Profit (loss) to be appropriated9906€31,571€67,174▲
Profit (loss) brought forward from the previous period14P€6,702€31,571▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,468€4,350€4,350€882▼ 79.7%
Other operating charges640/8€866€90€301€688▲ 128%
Non-recurring operating charges66A---€836-
Gross operating margin9900€6,329€14,351€39,019€58,005▲ 48.7%
Operating profit (loss)9901€1,995€9,911€34,368€55,600▲ 61.8%
Financial charges65/66B€217€335€103€96▼ 7.0%
Recurring financial charges65€217€335€103€96▼ 7.0%
Profit (loss) for the period before taxes9903€1,777€9,576€34,265€55,504▲ 62.0%
Income taxes67/77€955€3,697€9,397€19,901▲ 112%
Profit (loss) for the period9904€823€5,879€24,869€35,603▲ 43.2%
Profit (loss) for the period to be appropriated9905€823€5,879€24,869€35,603▲ 43.2%
Line2022202320242025Change
Assets
Total assets20/58€11,741€26,997€87,320€131,805▲ 50.9%
Fixed assets21/28€9,582€5,232€882--
Tangible fixed assets22/27€9,582€5,232€882--
Furniture and vehicles24€9,582€5,232€882--
Current assets29/58€2,158€21,765€86,438€131,805▲ 52.5%
Amounts receivable within one year40/41€1,640€13,740€45,825€22,353▼ 51.2%
Trade receivables40€1,640€13,740€45,825€22,353▼ 51.2%
Cash at bank and in hand54/58€458€7,964€40,613€109,452▲ 169%
Deferred charges and accrued income490/1€60€60---
Equity and liabilities
Total equity and liabilities10/49€11,741€26,997€87,320€131,805▲ 50.9%
Equity10/15€2,223€8,102€32,971€68,574▲ 108%
Contributions10/11€1,400€1,400€1,400€1,400=
Profit (loss) carried forward14€823€6,702€31,571€67,174▲ 113%
Amounts payable17/49€9,518€18,895€54,349€63,232▲ 16.3%
Amounts payable within one year42/48€9,518€18,895€54,349€63,232▲ 16.3%
Trade debts44-€4,794€12,690€14,709▲ 15.9%
Suppliers440/4-€4,794€12,690€14,709▲ 15.9%
Taxes, remuneration and social security45€1,252€6,279€21,487€48,369▲ 125%
Taxes450/3€1,252€6,279€21,487€48,369▲ 125%
Other amounts payable47/48€8,266€7,822€20,173€154▼ 99.2%
Line2022202320242025Change
Profit (loss) for the period9904€823€5,879€24,869€35,603▲ 43.2%
+ Depreciation and write-downs630€3,468€4,350€4,350€882▼ 79.7%
Operating cash flow (approximation)€4,290€10,229€29,219€36,485▲ 24.9%
Investment in fixed assets (approximation)-€0€0--
Change in cash-€7,506€32,649€68,839▲ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €35,603 ▲43.2%
Operating result €55,600, net result €35,603, both a record.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
26-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
01-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 154 days late
2023
31-12
Financial Liquidity times 5current ratio 1.15
Current ratio from 0.23 to 1.15.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
549 m²
Building footprint
110 m²
Volume, LiDAR
533 m³
Parcel 23072E0140/00G000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AM GEST
Alfred Algoetstraat 100, 1750 LennikComputing infrastructure, data processing, hosting and other information service activities
since 20222.327.499.261
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23072E0140/00G000 Flanders 549 m² 1 · 110 m² 9.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

2549002WNHVCEII9RU39
live in the LEI register

Similar companies · same sector, comparable size

Of 11,204 companies in this sector we hold annual accounts for 3,517. 2,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
63920Other information service activities
70200Business and other management consultancy
81230Other cleaning activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0780619178
Also 9925:BE0780619178
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.