Summary
FIRE-PROOF GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €782k and a net result of €77k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 5527 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
37 d early
2023
49 d early
2022
53 d early
2021
53 d early
2020
30 d early
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€782k▲ 5.2%
2024 · €743k
2018: €265k
2019: €305k
2020: €353k
2021: €392k
2022: €424k
2023: €664k
2024: €743k
2018 → 2025
Net result
€77k▼ 2.1%
2024 · €79k
2018: €224k
2019: €39k
2020: €49k
2021: €38k
2022: €32k
2023: €240k
2024: €79k
2018 → 2025
Total assets
€948k▲ 1.6%
2024 · €934k
2018: €690k
2019: €616k
2020: €642k
2021: €904k
2022: €799k
2023: €870k
2024: €934k
2018 → 2025
Solvency
82.4%▲ 2.8pp
2024 · 79.6%
2018: 38.5%
2019: 49.4%
2020: 55.1%
2021: 43.4%
2022: 53.1%
2023: 76.3%
2024: 79.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€392k-€424k▲ 8.2%€664k▲ 56.6%€743k▲ 11.9%€782k▲ 5.2%
Operating result€45k-€44k▼ 3.3%€54k▲ 23.9%€105k▲ 93.6%€72k▼ 31.6%
Net result€38k-€32k▼ 16.0%€240k▲ 644%€79k▼ 67.2%€77k▼ 2.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948k
Fixed assets
€558k ▼ 8.6%
Current assets
€390k ▲ 20.8%
Equity and liabilities €948k
Equity
€782k ▲ 5.2%
Debt
€167k ▼ 12.6%
Debt's share of the balance-sheet total falls from 20.4% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.9%▼
2024 · 10.6%
ROA
8.1%▼
2024 · 8.4%
Debt ≤ 1 year
€57k▼
2024 · €63k
Debt > 1 year
€110k▼
2024 · €127k
Income taxes
€23k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€934k€948k▲
Fixed assets21/28€611k€558k▼
Tangible fixed assets22/27€478k€425k▼
Land and buildings22€434k€391k▼
Furniture and vehicles24€44k€34k▼
Financial fixed assets28€133k€133k=
Current assets29/58€323k€390k▲
Amounts receivable after more than one year29€148k€143k▼
Other amounts receivable291€148k€143k▼
Amounts receivable within one year40/41€153k€186k▲
Trade receivables40€52k€76k▲
Other amounts receivable41€101k€110k▲
Cash at bank and in hand54/58€20k€59k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€934k€948k▲
Equity10/15€743k€782k▲
Contributions10/11€19k€19k=
Reserves13€724k€763k▲
Distributable reserves133€724k€763k▲
Amounts payable17/49€191k€167k▼
Amounts payable after more than one year17€127k€110k▼
Financial debts170/4€127k€109k▼
Other amounts payable178/9€650€650=
Amounts payable within one year42/48€63k€57k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€41k€33k▼
Taxes450/3€41k€33k▼
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€52k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€157k€129k▼
Operating profit (loss)9901€105k€72k▼
Financial income75/76B€6k€30k▲
Recurring financial income75€6k€30k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€108k€100k▼
Income taxes67/77€30k€23k▼
Profit (loss) for the period9904€79k€77k▼
Profit (loss) for the period to be appropriated9905€79k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€77k▼
Transfer from equity791/2-€38k
Transfer to equity691/2€79k€77k▼
To other reserves6921€79k€77k▼
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €240k ▲644%
Net result €240k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.52
Current ratio from 1.65 to 4.52; short-term debt falls from €101k to €61k.
31-12
Financial
Equity above €500kEq €664k ▲56.6%
6 profitable years in a row build equity to €664k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €32k ▼16%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 38 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Lemanstraat 382600 AntwerpenGround area
110 m²
Building footprint
75 m²
Volume, LiDAR
741 m³
Parcel 11303B0355/00D005, Flanders · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FIRE-PROOF GROUP
since 20112.200.640.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0355/00D005 | Flanders | 110 m² | 1 · 75 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,007 EUR awarded · 1,007 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,007 EUR | 1,007 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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PHM INVEST
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SERVITUDE
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.