Summary
ACREMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €898,814 and a net result of €88,505. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 8094 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
15 d early
2023
145 d early
2022
18 d early
2021
30 d late
2020
17 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€898,814▲ 10.9%
2024 · €810,308
Net result
€88,505▼ 47.0%
2024 · €167,053
Total assets
€961,840▼ 1.8%
2024 · €979,775
Solvency
93.4%▲ 10.7pp
2024 · 82.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€103,340▼ 23.1%€134,497▲ 30.1%€160,949▲ 19.7%€246,415▲ 53.1%€134,093▼ 45.6%
Net result€72,857above the sector's middle half▼ 24.9%€86,603above the sector's middle half▲ 18.9%€106,508above the sector's middle half▲ 23.0%€167,053within the sector's middle half▲ 56.8%€88,505above the sector's middle half▼ 47.0%
Equity€503,301above the sector's middle half▲ 4.4%€536,747above the sector's middle half▲ 6.6%€643,255above the sector's middle half▲ 19.8%€810,308within the sector's middle half▲ 26.0%€898,814above the sector's middle half▲ 10.9%
Total assets€588,086within the sector's middle half▲ 4.9%€655,962within the sector's middle half▲ 11.5%€750,034within the sector's middle half▲ 14.3%€979,775within the sector's middle half▲ 30.6%€961,840above the sector's middle half▼ 1.8%
Debt€84,785▲ 8.1%€119,216▲ 40.6%€106,779▼ 10.4%€169,467▲ 58.7%€63,026▼ 62.8%
Working capital€491,843above the sector's middle half▲ 6.9%€533,530above the sector's middle half▲ 8.5%€641,007above the sector's middle half▲ 20.1%€809,248above the sector's middle half▲ 26.2%€897,776above the sector's middle half▲ 10.9%
Solvency85.6%above the sector's middle half▼ 0.4pp81.8%above the sector's middle half▼ 3.8pp85.8%above the sector's middle half▲ 3.9pp82.7%above the sector's middle half▼ 3.1pp93.4%above the sector's middle half▲ 10.7pp
Current ratio6.91above the sector's middle half▼ 0.105.53above the sector's middle half▼ 1.377.12above the sector's middle half▲ 1.585.85above the sector's middle half▼ 1.2715.83above the sector's middle half▲ 9.98
Return on assets (ROA)12.4%within the sector's middle half▼ 4.9pp13.2%within the sector's middle half▲ 0.8pp14.2%within the sector's middle half▲ 1.0pp17.1%above the sector's middle half▲ 2.8pp9.2%within the sector's middle half▼ 7.8pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €961,840
Fixed assets
€3,540 ▼ 5.3%
Current assets
€958,300 ▼ 1.8%
Equity and liabilities €961,840
Equity
€898,814 ▲ 10.9%
Debt
€63,026 ▼ 62.8%
Debt's share of the balance-sheet total falls from 17.3% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.8%▼
2024 · 20.6%
Debt ≤ 1 year
€60,524▼
2024 · €166,788
Income taxes
€45,312▼
2024 · €79,030
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,677 | €8,202 | €511 | €511 | €200 | ▼ 60.9% |
| Other operating charges640/8 | €1,573 | €1,727 | €2,222 | €1,868 | €1,783 | ▼ 4.5% |
| Gross operating margin9900 | €115,591 | €144,426 | €163,682 | €248,794 | €136,076 | ▼ 45.3% |
| Operating profit (loss)9901 | €103,340 | €134,497 | €160,949 | €246,415 | €134,093 | ▼ 45.6% |
| Financial income75/76B | €39 | €0 | €3 | €4,852 | €4,373 | ▼ 9.9% |
| Recurring financial income75 | €39 | €0 | €3 | €4,852 | €4,373 | ▼ 9.9% |
| Financial charges65/66B | €2,982 | €4,134 | €4,130 | €5,184 | €4,649 | ▼ 10.3% |
| Recurring financial charges65 | €2,982 | €4,134 | €4,130 | €5,184 | €4,649 | ▼ 10.3% |
| Profit (loss) for the period before taxes9903 | €100,397 | €130,363 | €156,822 | €246,083 | €133,817 | ▼ 45.6% |
| Income taxes67/77 | €27,540 | €43,760 | €50,314 | €79,030 | €45,312 | ▼ 42.7% |
| Profit (loss) for the period9904 | €72,857 | €86,603 | €106,508 | €167,053 | €88,505 | ▼ 47.0% |
| Profit (loss) for the period to be appropriated9905 | €72,857 | €86,603 | €106,508 | €167,053 | €88,505 | ▼ 47.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €588,086 | €655,962 | €750,034 | €979,775 | €961,840 | ▼ 1.8% |
| Fixed assets21/28 | €12,965 | €4,762 | €4,251 | €3,740 | €3,540 | ▼ 5.3% |
| Tangible fixed assets22/27 | €9,425 | €1,222 | €711 | €200 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €7,691 | €0 | - | - | - | - |
| Other tangible fixed assets26 | €1,733 | €1,222 | €711 | €200 | €0 | ▼ 100% |
| Financial fixed assets28 | €3,540 | €3,540 | €3,540 | €3,540 | €3,540 | = |
| Current assets29/58 | €575,121 | €651,200 | €745,783 | €976,035 | €958,300 | ▼ 1.8% |
| Stocks and contracts in progress3 | €54,111 | €54,111 | €54,111 | €0 | - | - |
| Stocks30/36 | €49,400 | €49,400 | €49,400 | €0 | - | - |
| Contracts in progress37 | €4,711 | €4,711 | €4,711 | €0 | - | - |
| Amounts receivable within one year40/41 | €62,427 | €64,823 | €41,815 | €292,015 | €148,488 | ▼ 49.2% |
| Trade receivables40 | €62,424 | €64,823 | €36,755 | €290,455 | €136,519 | ▼ 53.0% |
| Other amounts receivable41 | €3 | €0 | €5,060 | €1,560 | €11,969 | ▲ 667% |
| Current investments50/53 | - | €90,540 | €340,540 | €190,540 | €390,540 | ▲ 105% |
| Cash at bank and in hand54/58 | €454,849 | €438,463 | €306,667 | €493,480 | €419,272 | ▼ 15.0% |
| Deferred charges and accrued income490/1 | €3,735 | €3,263 | €2,650 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €588,086 | €655,962 | €750,034 | €979,775 | €961,840 | ▼ 1.8% |
| Equity10/15 | €503,301 | €536,747 | €643,255 | €810,308 | €898,814 | ▲ 10.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €445,281 | €478,723 | €585,223 | €752,223 | €840,723 | ▲ 11.8% |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Distributable reserves133 | €445,281 | €478,723 | €585,223 | €752,223 | €840,723 | ▲ 11.8% |
| Profit (loss) carried forward14 | €39,420 | €39,423 | €39,432 | €39,485 | €39,490 | = |
| Amounts payable17/49 | €84,785 | €119,216 | €106,779 | €169,467 | €63,026 | ▼ 62.8% |
| Amounts payable within one year42/48 | €83,279 | €117,670 | €104,776 | €166,788 | €60,524 | ▼ 63.7% |
| Trade debts44 | €5,234 | €10,525 | €4,516 | €115,052 | €947 | ▼ 99.2% |
| Suppliers440/4 | €5,234 | €10,525 | €4,516 | €115,052 | €947 | ▼ 99.2% |
| Taxes, remuneration and social security45 | €23,297 | €53,417 | €53,595 | €2,951 | €7,377 | ▲ 150% |
| Taxes450/3 | €23,297 | €53,417 | €53,595 | €2,951 | €7,377 | ▲ 150% |
| Other amounts payable47/48 | €54,747 | €53,728 | €46,665 | €48,784 | €52,199 | ▲ 7.0% |
| Accrued charges and deferred income492/3 | €1,506 | €1,545 | €2,003 | €2,679 | €2,502 | ▼ 6.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,857 | €86,603 | €106,508 | €167,053 | €88,505 | ▼ 47.0% |
| + Depreciation and write-downs630 | €10,677 | €8,202 | €511 | €511 | €200 | ▼ 60.9% |
| Operating cash flow (approximation) | €83,535 | €94,806 | €107,020 | €167,565 | €88,705 | ▼ 47.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€16,386 | -€131,795 | €186,813 | -€74,209 | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 15.83
Current ratio from 5.85 to 15.83; short-term debt falls from €166,788 to €60,524.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €167,053 ▲56.8%
Operating result €246,415, net result €167,053, both a record.
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €500,000Eq €503,301 ▲4.4%
4 profitable years in a row build equity to €503,301.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €37,181 ▼49%
Net result drops to €37,181, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Ground area
280 m²
Building footprint
105 m²
Volume, LiDAR
1,092 m³
Parcel 11313B0887/00Y003, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACREMO
since 20102.188.426.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0887/00Y003 | Flanders | 280 m² | 1 · 105 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500QCXHLBFDKWI624
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,939 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46730Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0826307960
Registered
11-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.