XSABA
ActiveXSABA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €244k and a net result of €29k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 7971 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
22 d early
2023
16 d early
2022
2 d early
2021
1 d early
2020
30 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€244k▲ 13.6%
2024 · €215k
2018: €406k
2019: €351k
2020: €355k
2021: €133k
2022: €230k
2023: €284k
2024: €215k
2018 → 2025
Net result
€29k▲ 1,704%
2024 · €2k
2018: €71k
2019: €-55k
2020: €4k
2021: €-213k
2022: €98k
2023: €53k
2024: €2k
2018 → 2025
Total assets
€755k▼ 3.3%
2024 · €780k
2018: €1.84M
2019: €1.71M
2020: €1.77M
2021: €1.43M
2022: €1.06M
2023: €927k
2024: €780k
2018 → 2025
Solvency
32.3%▲ 4.8pp
2024 · 27.5%
2018: 22.1%
2019: 20.6%
2020: 20.1%
2021: 9.2%
2022: 21.8%
2023: 30.6%
2024: 27.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€230k▲ 73.6%€284k▲ 23.1%€215k▼ 24.3%€244k▲ 13.6%
Operating result€-310k-€138k€75k▼ 45.4%€22k▼ 70.8%€47k▲ 114%
Net result€-213k-€98k€53k▼ 45.5%€2k▼ 96.9%€29k▲ 1,704%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €755k
Fixed assets
€551k▼ 10.0%
Current assets
€203k▲ 21.1%
Equity and liabilities €755k
Equity
€244k▲ 13.6%
Debt
€511k▼ 9.7%
The debt ratio falls from 72.5% to 67.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
32.3%▲
2024 · 27.5%
ROE
12.0%▲
2024 · 0.8%
ROA
3.9%▲
2024 · 0.2%
Debt
€511k▼
2024 · €566k
Debt ≤ 1 year
€81k▲
2024 · €79k
Debt > 1 year
€430k▼
2024 · €486k
Income taxes
€3k▲
2024 · €337
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€780k€755k▼
Fixed assets21/28€612k€551k▼
Tangible fixed assets22/27€606k€545k▼
Land and buildings22€599k€540k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€6k€6k=
Current assets29/58€168k€203k▲
Amounts receivable after more than one year29€67k€67k=
Other amounts receivable291€67k€67k=
Amounts receivable within one year40/41€52k€122k▲
Trade receivables40€50k€49k▼
Other amounts receivable41€2k€73k▲
Cash at bank and in hand54/58€47k€11k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€780k€755k▼
Equity10/15€215k€244k▲
Contributions10/11€31k€31k=
Reserves13€70k€98k▲
Distributable reserves133€70k€98k▲
Profit (loss) carried forward14€114k€115k▲
Amounts payable17/49€566k€511k▼
Amounts payable after more than one year17€486k€430k▼
Financial debts170/4€486k€430k▼
Amounts payable within one year42/48€79k€81k▲
Current portion of amounts payable after more than one year42€61k€57k▼
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€10k€6k▼
Accrued charges and deferred income492/3€285€0▼
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€67k▼
Other operating charges640/8€14k€13k▼
Gross operating margin9900€109k€127k▲
Operating profit (loss)9901€22k€47k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€22k€21k▼
Recurring financial charges65€22k€21k▼
Profit (loss) for the period before taxes9903€2k€32k▲
Income taxes67/77€337€3k▲
Profit (loss) for the period9904€2k€29k▲
Profit (loss) for the period to be appropriated9905€2k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€143k▲
Profit (loss) brought forward from the previous period14P€112k€114k▲
Transfer from equity791/2€71k€0▼
Transfer to equity691/2-€28k
To other reserves6921-€28k
Profit to be distributed694/7€71k€0▼
Return on contributions (dividend)694-€0
Other beneficiaries697€71k-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.53
Current ratio from 0.95 to 2.53; short-term debt falls from €150k to €97k.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
31-12
Financial
Equity above €200kEq €230k ▲73.6%
Equity rises from €133k to €230k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-213k ▼5497%
Net result drops to €-213k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arkel 112630 AartselaarGround area
1,553 m²
Building footprint
264 m²
Volume, LiDAR
1,221 m³
Parcel 11001B0094/00B000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XSABA
since 20102.186.782.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0094/00B000 | Flanders | 1,553 m² | 1 · 264 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,568 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.