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FinWise

Active Risk: not assessed
Private limited companyfounded 20242 yrs activeNijvelsesteenweg 352, 1500 Halle, BelgiumKBO/BCE: BE 1011.528.272
Summary

FinWise is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €46,457 and a net result of €45,457. Its solvency ranks better than 39% of 9868 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 28-03-2025, 33 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 33 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FinWise was incorporated on 12 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€46,457
Net result
€45,457
Total assets
€111,897
Solvency
41.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €111,897
Fixed assets €42,549
Current assets €69,347
Equity and liabilities €111,897
Equity €46,457
Debt €65,440
Debt finances 58.5% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
97.8%
ROA
40.6%
Debt ≤ 1 year
€65,440
Income taxes
€11,611
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€111,897
Fixed assets21/28€42,549
Intangible fixed assets21€9,562
Tangible fixed assets22/27€32,988
Furniture and vehicles24€32,988
Current assets29/58€69,347
Amounts receivable within one year40/41€16,558
Trade receivables40€16,558
Cash at bank and in hand54/58€52,790
Equity and liabilities
Total equity and liabilities10/49€111,897
Equity10/15€46,457
Contributions10/11€1,000
Profit (loss) carried forward14€45,457
Amounts payable17/49€65,440
Amounts payable within one year42/48€65,440
Trade debts44€492
Suppliers440/4€492
Taxes, remuneration and social security45€24,663
Taxes450/3€24,663
Other amounts payable47/48€40,285
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,951
Other operating charges640/8€370
Gross operating margin9900€59,395
Operating profit (loss)9901€57,074
Financial charges65/66B€7
Recurring financial charges65€7
Profit (loss) for the period before taxes9903€57,067
Income taxes67/77€11,611
Profit (loss) for the period9904€45,457
Profit (loss) for the period to be appropriated9905€45,457
Appropriation of the result
Profit (loss) to be appropriated9906€45,457

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,951
Other operating charges640/8€370
Gross operating margin9900€59,395
Operating profit (loss)9901€57,074
Financial charges65/66B€7
Recurring financial charges65€7
Profit (loss) for the period before taxes9903€57,067
Income taxes67/77€11,611
Profit (loss) for the period9904€45,457
Profit (loss) for the period to be appropriated9905€45,457
Line2024
Assets
Total assets20/58€111,897
Fixed assets21/28€42,549
Intangible fixed assets21€9,562
Tangible fixed assets22/27€32,988
Furniture and vehicles24€32,988
Current assets29/58€69,347
Amounts receivable within one year40/41€16,558
Trade receivables40€16,558
Cash at bank and in hand54/58€52,790
Equity and liabilities
Total equity and liabilities10/49€111,897
Equity10/15€46,457
Contributions10/11€1,000
Profit (loss) carried forward14€45,457
Amounts payable17/49€65,440
Amounts payable within one year42/48€65,440
Trade debts44€492
Suppliers440/4€492
Taxes, remuneration and social security45€24,663
Taxes450/3€24,663
Other amounts payable47/48€40,285
Line2024
Profit (loss) for the period9904€45,457
+ Depreciation and write-downs630€1,951
Operating cash flow (approximation)€47,407

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,436 m²
Building footprint
51 m²
Volume, LiDAR
449 m³
Parcel 23412I0369/00A000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Nijvelsesteenweg 352, 1500 Halle
Business consulting
since 20242.362.260.004
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23412I0369/00A000 Flanders 1,436 m² 1 · 51 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 806 companies in this sector we hold annual accounts for 487. 279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded12-07-2024
Fiscal year end30-09
Activities, NACEBEL 2025
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011528272
Also 9925:BE1011528272
Registered 28-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.