Summary
Finbrulo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €17,718 and a net result of €14,718. Its solvency ranks better than 26% of 9865 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 27 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€17,718
Net result
€14,718
Total assets
€68,915
Solvency
25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €68,915
Fixed assets
€34,535
Current assets
€34,379
Equity and liabilities €68,915
Equity
€17,718
Debt
€51,197
Debt finances 74.3% of the balance-sheet total.
Key figures and ratios
ROE
83.1%
ROA
21.4%
Debt ≤ 1 year
€27,775
Debt > 1 year
€22,274
Income taxes
€4,274
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,193 |
| Other operating charges640/8 | €985 |
| Gross operating margin9900 | €21,395 |
| Operating profit (loss)9901 | €19,217 |
| Financial income75/76B | €15 |
| Recurring financial income75 | €15 |
| Financial charges65/66B | €240 |
| Recurring financial charges65 | €240 |
| Profit (loss) for the period before taxes9903 | €18,991 |
| Income taxes67/77 | €4,274 |
| Profit (loss) for the period9904 | €14,718 |
| Profit (loss) for the period to be appropriated9905 | €14,718 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €68,915 | |
| Fixed assets21/28 | €34,535 | |
| Tangible fixed assets22/27 | €34,505 | |
| Leasing and similar rights25 | €34,505 | |
| Financial fixed assets28 | €30 | |
| Current assets29/58 | €34,379 | |
| Amounts receivable within one year40/41 | €29,910 | |
| Trade receivables40 | €29,910 | |
| Cash at bank and in hand54/58 | €3,200 | |
| Deferred charges and accrued income490/1 | €1,270 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €68,915 | |
| Equity10/15 | €17,718 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €14,718 | |
| Distributable reserves133 | €14,718 | |
| Amounts payable17/49 | €51,197 | |
| Amounts payable after more than one year17 | €22,274 | |
| Financial debts170/4 | €22,274 | |
| Amounts payable within one year42/48 | €27,775 | |
| Current portion of amounts payable after more than one year42 | €11,541 | |
| Trade debts44 | €2,022 | |
| Suppliers440/4 | €2,022 | |
| Taxes, remuneration and social security45 | €9,543 | |
| Taxes450/3 | €5,143 | |
| Remuneration and social security454/9 | €4,400 | |
| Other amounts payable47/48 | €4,668 | |
| Accrued charges and deferred income492/3 | €1,148 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €14,718 |
| + Depreciation and write-downs630 | €1,193 |
| Operating cash flow (approximation) | €15,911 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2024
Ground area
126 m²
Building footprint
94 m²
Volume, LiDAR
611 m³
Parcel 41081A0759/00Y003, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gustaaf Schockaertstraat 40, 9620 Zottegem
since 20242.360.944.465
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0759/00Y003 | Flanders | 126 m² | 1 · 94 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUSSELS PARTNERS CONSULTING
BE 0785.719.004
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ITEESI, EUROPEAN DIVISION, BELGIUM
BE 0454.028.096
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OEM
BE 0449.664.878
Brussel · Eq €18,342
Marepalus
BE 0425.539.691
Aalst · Eq €18,580
WOPRO
BE 0686.909.161
Wingene · Eq €18,600
Of 806 companies in sector 64999 we hold annual accounts for 484. 207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.